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Bank of China "I Love Hainan" Credit Card


 

Introduction

To commemorate the 20th anniversary of the establishment of the special economic zone in Hainan Province, Bank of China issued "I Love Hainan" Credit Card, the first regional affinity credit card in Hainan on April 8, 2008. As a credit card under the international standards, this card offers multiple basic functions and services provided by Bank of China.

Functions

1. Reliable safeguard by quintuple protection

?Safer payment with password plus signature

With this card, customers can choose "signature" or "password plus signature" for safer card payment.

?SMS prompt

Bank of China offers SMS services, including real-time transaction notice and direct debit reminder, to help customers track the status and transaction update of their credit cards.

?Fraud detection and telephone prompt

With the advanced fraud detection system, Bank of China will call the customer to confirm whether his or her card is lost or stolen upon detecting suspicious transactions to ensure card safety.

?Risk-free loss report

In case of card loss or theft, customers just need to call Bank of China "I Love Hainan" Credit Card customer service hotline in the first instance and Bank of China will assume the liabilities for any transactions occurring after the loss report takes effect.

? Assured travelling with non-cash transactions

With "I Love Hainan" Credit Card, customers can make payment just by swiping the card without cash involved, avoiding potential risks caused by carrying cash during shopping and travelling.

2. Five methods of wealth management

?Grace period

With a grace period for as long as 50 days, customers can enjoy more convenience and benefits from the interest-free credit.

?Revolving credit

With revolving credit, customers only have to pay the minimum repayment amount for each statement period, fully enjoying the credit and easy wealth management.

?Easy-buy installment

Besides merchant installment and mail installment, Bank of China provides customers with flexible "easy-buy installment" to release customers from being limited to the appointed shopping malls or goods. By simply making a phone call, customers can apply for installment to purchase their favorite goods.

?Daily discounts

The network covers exclusive preferential merchants covering catering, entertainment, shopping, leisure and fitness in China's mainland, as well as Hong Kong and Macau, providing customers with a 10%-80% discount, dignified membership treatment, complimentary services as well as exclusive shopping hour, shopping at stores with special offer and other preferential services.

?Reward points for every payment

Every spending or withdrawal amounting to RMB 1 through Bank of China "I Love Hainan" Credit Card will earn one point. For details about gifts redemption, please log in to the bank's "Reward Points 365" program website.

3. Considerate services

?Cash withdrawal, inquiry and password reset on ATMs

Customers can carry out such transactions as RMB withdrawal and available balance inquiry on Bank of China's ATMs and ATMs with "UnionPay" logo in China. Customers can also reset their passwords on Bank of China's ATMs.

?Cash advance

In China, customers can withdraw RMB by password at Bank of China outlets or ATMs, or on ATMs of other commercial banks with UnionPay logo when they are in China. While abroad, customers can withdraw local bank notes and apply for cash advance on ATMs with UnionPay and Visa logos across the world.

?Easy repayment by direct debit

Just by calling Bank of China 24-hour customer service hotline 4006695566, customers can, through automatic voice or operator service, easily apply for the direct debit service of "full payment" or "minimum payment amount" with Bank of China current passbook (all-in-one account), Great Wall Debit Card or Great Wall RMB Credit Card, thus realizing wise wealth management as well as safe and convenient repayment without complicated procedures over the counter.

?Permanent and temporary adjustment of credit line

Customers can apply for permanent or temporary credit line adjustment by calling the customer service center. The customer service center will complete the credit line adjustment upon approval and notify the customers. Temporary credit line adjustment, valid up to 30 days, is not applicable for cash withdrawal.

?Emergency cash disbursement and card replacement

"I Love Hainan" Credit Card also provides the service of emergency cash disbursement and card replacement within China. Customers can apply to the customer service center for express delivery service.

?Universal service with global network

With 14,000 outlets and overseas branches in 20 countries and regions, Bank of China provides customers with considerate and universal services throughout the world.

?Keeping updated on account dynamics

Customers can inquire about the current balance, available balance, credit line and other relevant information of their cards via the 24-hour customer service hotline 4006695566, website www.boc.cn, ATMs with UnionPay logo, or counter of Bank of China for timely repayment.

Bank of China Card Management Center will deliver the statement to the designated address of customers within three days from the statement date of each month, so that customers can check their transactions in time.

Target Customers

Chinese citizens aged 18 or older with full capacity for civil conduct and stable legitimate income, foreigners with Residence Permit in China and compatriots from Hong Kong, Macau and Taiwan, can apply for Bank of China "I Love Hainan" Credit Card at the local branch.

Procedure

The following documents are required for card application:

1. Identity documents:

For domestic residents: a copy of valid ID card or interim ID card (both sides), or military ID card;

For foreign nationals:

① Valid passport;

② Copy of Residence Permit for Foreigners, or copy of Residence Permit for Foreigners attached to the visa page in the passport or copy of Permanent Residence Permit for Foreigners;

For citizens from Hong Kong, Macau and Taiwan: a copy of Mainland Travel Permit for Hong Kong and Macau Residents, Hong Kong and Macau Compatriot Home-visiting Permit or Mainland Travel Permit for Taiwan Residents.

2. Evidence of permanent residence (Any of the items below):

Copy of Hukou card (book);

The water, electricity and gas payment voucher of the latest three periods;

The fixed-line telephone payment voucher of the latest three periods;

Dormitory evidence issued by the employer;

House Lease Contract(Agreement);

Self-owned property certificate;

Payment voucher for residential property management fee;

Residence certificate issued by the community office;

Credit card statements for the latest two months or the individual income tax payment certificate for the latest three months;

Other supporting documents which can testify to the permanent residential address.

3. Financial status documents (Any of the items below):

Regular payroll or income proof of the latest three months issued by government organization or enterprises (company seal or department seal required);

Copy of passbook/statement for agency salary payment issued by the agent bank (with salary information of the latest three months);

Copy of individual income tax payment certificate for the latest three months;

Copy of withholding certificate for social security payment;

Copy of self-owned property certificate;

Copy of certificate/passbook of bank time deposit and current deposit;

Copy of purchase certificate for fund, T-bond and corporate bond (with the buyer's name, account number and account balance);

Copies of membership cards and the like, including: golf membership card, China Mobile/China Unicom VIP card, Air China platinum, gold and silver membership cards, China Southern Sky Pearl gold and silver membership cards, Eastern Miles Club gold and silver membership cards and so on (with cardholder name and validity of the card).

Customers can submit the application form to a Bank of China counter or post it to: P.O. Box 808, Beijing 100037.

Download the Application Form

Bank of China "I Love Hainan" Credit Card.pdf

Bank of China "I Love Hainan" Credit Card(back cover).pdf

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