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Bank of China Platinum Credit Card


 

Introduction

Bank of China Platinum Credit Card is an international standard credit card issued by Bank of China on invitation. Besides global universality, revolving credit, cash advance, free SMS, flexible installment and other functions, Bank of China also provides large credit line up to RMB 2 million, with grace period up to 50 days, double reward points, free VIP lounge services at airports, exclusive golf courtesy, platinum medical healthcare and other president-level services. The various appointed preferential partners and reward point plans may bring customers enjoyment for consumption with the card while Bank of China's overseas branches in more than 20 countries and regions are available for provision of Chinese service.

Functions

1. Simple application procedures

No guarantor, margin or cash deposit required, a properly filled Bank of China Platinum Credit Card application form attached with identity documents, evidence of permanent residence and financial status documents is adequate for customers to enjoy the services.

2. Revolving credit

Payment after consumption with grace period as long as 50 days generates more flexibility for customers' wealth management, making customers enjoy credit freedom.

3. Superior and exclusive services

Bank of China Platinum Credit Card provides customers with superior and exclusive services at preferential merchants both at home and abroad, covering catering, entertainment, fitness, shopping and so on.

4. Safe transactions

In case of large or abnormal transactions with Bank of China Platinum Credit Card, customers will be informed for confirmation after our immediate detection. In addition, SMS services are also available for Bank of China Platinum Credit Card, including real-time confirmation of transactions, result for direct debit payment, notification for up-to-date discount promotions and so on, keeping customers informed of the account update of the credit card.

5. Considerate credit line setting for supplementary card

Customers can apply for supplementary cards for designated immediate relatives aged 16 or older, and specify the credit line of the supplementary cards at option (integral multiple of 10%, 100% maximum).

6. Multiple payment methods

Direct debit payment, payment over the counter and other payment methods are available for customers. In addition, the amount of direct debit can be changed at any time. Balance due in foreign currency account can be easily handled with a phone call to our customers service hotline.

7. Universal Chinese service

The Chinese service offered by Bank of China's outlets in 20 countries and regions is exclusively accessible for members of Bank of China Platinum Credit Card, including members staying abroad.

Features

1. Multiple protective measures

  •  72-hour protection against risk of card loss

Bank of China provides protection against unauthorized use of card within 72-hours before loss report exclusively for Bank of China Platinum Credit Card. Customers may call Bank of China Platinum Credit Card customer service hotline in case that the credit card is lost or stolen.

  • Password plus signature

"Signature" or "password plus signature" is available for payment by card, keeping customers reassured about card usage and making our services more considerate.

  •  Fraud detection and telephone prompt

Bank of China boasts an advanced fraud detection system, through which we will contact customers to confirm whether their cards are lost or stolen immediately after detection of any suspicious transaction, ensuring the safety of the card at the first moment.

2. Other considerate services

  •  Exclusive customer service

Bank of China provides customers of Bank of China Platinum Credit Card with exclusive customer service hotlines 4006695569 or 01066086569, offering considerate one-to-one customer service.

Customers will receive birthday wishes and payment reminder from Bank of China.

  • Easy direct debit payment

Customers can apply for direct debit payment service with Bank of China's current passbook (all-in-one account), electronic debit card or RMB credit card, saving the complicated procedures over the counter.

  •  Charge-free services

Bank of China exempts the customers of Bank of China Platinum Credit Cards from paying various financial services fees, including fees for replacing a damaged card, loss report, transaction voucher retrieval, transaction information SMS prompt as well as fees for delivering new cards/reissued cards and VIP airport lounge passes.

3. Six exclusive value-added services for platinum cardholders

Bank of China launched a variety of exclusive services for the customers of Bank of China Platinum Credit Card in 2010.

  • Private secretary service

As a manifestation of their exalted status, Bank of China appoints an exclusive secretary team for customers to settle all their trifles and troubles so as to save their time and energy.

  •  VIP experience at airports around the world

Bank of China provides customers with exclusive airport VIP lounge service covering the most cities both at home and abroad. By showing the "Priority Pass VIP Card for Global Airports" overseas and "Longteng Card" at home, customers can have access to the VIP lounge services at over 50 domestic airports and approximately 600 airports around the world, commencing the trip to success.

  • Top courtesy on golf course, enjoyable life on putting green

Bank of China specially gives customers access to driving range and green courses of many first-class golf clubs across the country, where they can enjoy the fun of swinging.

  • First-class medical services

Bank of China selects medical institutions recognized by celebrities as well as more than 100 third-grade class-A hospitals across the country to offer customers all-around health care services such as registration appointment, clinical guidance, physical examination as well as 24-hour health information.

  • 24-hour road-side assistance

In cooperation with International SOS, the world's largest independent safety and medical health aid agency, Bank of China is able to provide customers with 24-hour road-side assistance throughout the country, relieving them from the worries of driving.

  •  Comprehensive and high amount of insurance

Bank of China provides insurance services for traveling customers. An air ticket paid solely with Bank of China Platinum Credit Card, without any prior procedures, will grant customers flight accident insurance, flight delay insurance and luggage loss insurance offered by Bank of China for the safety of the trip. In addition, Bank of China provides China's first 72-hour insurance against unauthorized use of credit card and shopping protection insurance up to 30 days to protect the safety of credit cards and safeguard the use of cards.

4. Eight wealth management services

  •  High credit line and long grace period

Bank of China Platinum Credit Card provides customers with high credit line and interest-free payment term up to 50 days, which allows a 50 days maximum interest-free credit for customers paying full balance due within interest-free payment term.

  • Priority access to counters

Customers with Bank of China Platinum Credit Card can have access to counters of Bank of China outlets at home through the VIP channel.

  • Free inter-city deposit and withdrawal

Customers of Bank of China Platinum Credit Card using a Great Wall Debit Card under their own names for inter-city deposit and withdrawal over counters of Bank of China outlets will not be charged for handling fee.

  • Cross-region privilege

Customers can enjoy omnipresent wealth management services covering wealth management, information, lounge and other preferential VIP services provided by hundreds of Bank of China wealth management centers and wealth centers at home.

  • Timely wealth management information

A professional investment consultation team consisting of Bank of China and elites in banking, securities, fund, insurance, real estate, foreign exchange, gold, law, finance and other fields provides customers with diversified wealth management products and consultancy services, and customers will learn about up-to-date wealth management information and services through periodical lectures on wealth management knowledge.

  • "One-to-One" customized wealth management design and service

Taking advantage of our financial knowledge, professional skills and information resources, Bank of China's highly professional customer managers will provide customers with one-stop, all-round and tailored wealth management services based on their financial conditions and needs.

  • Discounts at preferential merchants

Customers will receive such preferential services as discounts from 80% to 10%, membership treatment, complimentary additional services, exclusive shopping time for members, and discount store at preferential merchants across China's mainland, Hong Kong and Macau in catering, entertainment, shopping, leisure, fitness and the like.

  •  Permanently effective reward points and "reward points 365 program"

Customers can receive permanent reward points for Bank of China Platinum Credit Card in our "reward points 365" program.

Tips

Bank of China Platinum Credit Card is issued only for invited customers. Please call Bank of China Platinum Credit Card VIP service line: 40066--95569 for details.

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