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Corporate Savings

 
 


Corporate Demand Deposits


 

Introduction

Corporate demand deposits refer to RMB or foreign currency deposits of corporate customers without savings term, in order to deposit and withdraw their funds at any time.

Currency

Mainly including RMB, USD, EUR, GBP, HKD, JPY, AUD, CAD, CHF and other currencies which can be freely converted.

Interest Rate

In line with the interest rate announced by People's Bank of China

Interest Calculation Method

The interest of RMB demand deposit shall be calculated in accordance with the interest rate of current savings announced by People's Bank of China and the actual days of deposit. The interest shall be settled once every quarter. In case of interest rate adjustment during the interest bearing period, the interest shall be calculated on a multi-stage basis.

The interest of foreign currency demand deposits shall be calculated in accordance with the interest rate of foreign currency current savings announced by Bank of China Trade Association and the actual days of deposit. The interest shall be settled once on December 20 every year. In case of interest rate adjustment during the interest bearing period, the interest shall not be calculated on a multi-stage basis.

Target Customers

All organizations, enterprises and institutions, government agencies and social organizations that conform with the provisions of China Banking Regulatory Commission, People's Bank of China and State Administration of Foreign Exchange can open corporate current savings accounts (RMB basic savings account, general savings account, temporary account, special account; foreign currency capital item account, current account) in Bank of China.

Service Channels

Institutions above the Bank of China Limited sub-branches(offices included) that are approved by China Banking Regulatory Commission, People's Bank of China and State Administration of Foreign Exchange can handle corporate demand deposit business.

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