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Machinery Breakdown Insurance


 

Introduction

Machinery breakdown insurance, developed from traditional property insurance, specially covers sudden and unanticipated loss of machinery and equipment that are installed and have already run in factories and mines, and such loss is caused by human, accidental or physical reasons when machinery and equipmen are in operation.

Functions

Machinery breakdown insurance provides insurance to the damage of machinery and equipment due to technical operation or physical causes.

Features

The insurance liabilities of machinery breakdown insurance and property insurance are supplementary to each other, and both of them are usually insured simultaneously, so as to get complete insurance guarantee. On the basis of risk assessment and payment of additional expenses, special clauses in respect of strike, riot, civil commotion loss and air freight clause are available. If the loss of profit is insured, the profit loss caused by machine damage will be compensated.

Target Customers

Construction enterprises, real estate enterprises, production and processing enterprises, electrical power, gas and water production and supply enterprises.

Process

1. Insuring process

2. Claim settlement process

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