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   Home >> BOC Canada >> Information >> Rates

Deposit Rates (20240119)


 

1. Personal Savings, Personal Chequing and Business Account Rates

  Personal Account Business Account
Savings Account Chequing Account Savings Account Chequing Account
Currency Account Types Rate % (p.a.) Account Types Rate % (p.a.) Account Types Rate % (p.a.) Account Types Rate % (p.a.)
CAD Standard Savings Account (CAD) 0.50 Basic Chequing Account (CAD) 0.00 Interest-Bearing Account (CAD) 0.50 Current Account (CAD) 0.00
Premium Savings under $10,000 (CAD) 0.50 No-Cost Chequing Account (CAD) 0.00 / /
Premium Savings over $10,000 (CAD) 0.60 Premium Chequing Account (CAD) 0.00
RRSP Savings Account (CAD) 0.50 /
TFSA Savings Account (CAD) 0.50
USD / Basic Chequing Account (USD) 0.00 Interest-Bearing Account (USD) 0.60 Current Account (USD) 0.00
CNY Savings Account (CNY) 0.10 / Interest-Bearing Account (CNY) 0.10 /

2. CAD, USD & CNY Term Deposits Rates

  Canadian Dollar Term Deposit CAD RRSP / TFSA Term Deposit CAD Flexible Term Deposit CAD Target Deposit
(Minimum $1,000) (Minimum $1,000) (Minimum $5,000)
Term Rate % (p.a.)  Rate % (p.a.)  Rate % (p.a.)  Rate % (p.a.) 
7 days 0.65 / / /
1 month 2.2 2.2
2 months 2.45 2.45
3 months 2.6 2.6
6 months 2.85 2.85
1 year 3.15 3.15 2.7 3.15
1.5 years / / / 3.2
2 years 3.25 3.25 3.25
3 years 3.2 3.2 /
4 years 3.15 3.15
5 years 3.1 3.1

 

  US Dollar Term Deposit CNY Term Deposit
(Minimum $1,000) (Minimum CNY 5,000)
Term Rate % (p.a.) Non-Cash Deposit Rate % (p.a.)  Cash Deposit Rate % (p.a.) 
7 days 0.9 / /
1 month 2.5 0.5 0.25
2 months 2.75 0.6 0.3
3 months 2.9 0.7 0.35
6 months 3.15 1 0.5
1 year 3.45 1.3 0.65
2 years 3.55 / /
3 years 3.5
4 years 3.4
5 years 3.3
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