中国银行全球门户网站
简体中文 | ENGLISH


 



   Home >> BOC Canada >> Personal Banking >> Personal Loan

Residential Mortgages


 

Product Name

Residential Mortgages

Product Description

Mortgage loan is used to assist customer in purchasing his/her residential home. Loan is repaid in instalments against a mortgage on the property purchase.

Features

1.Closed term or open term; you can repay the loan anytime without paying any prepayment fee if you choose an open term, though you usually pay a higher interest rate.

2.Fixed rate or variable rate; you can choose to fix the interest during the term or you can choose a variable rate mortgage, which usually based on a fixed spread over/below the prime lending rate.

Target Customers

People with proven stable income and occupation, with creditability and good payment ability.

Process

Please apply in person at any of our branches.  

Documents Required

Valid photo ID, income proof (preferably last 3 years), sales and purchase agreement of the property

Friendly Reminder

Each case may be different and information required will also be different. You may want to talk to us before attending our branch in person.

  [ Close ]

 

hotlink


Personal Banking

     Deposit
     Personal Loan
     Remittance & Exchange
     Bank Cards
     Other Services

 
  ·Disclaimer  ·Compliance & Supervision  ·CDIC  ·Customer Privacy Policy  ·Customer Complaint Handling  
 
Copyright © BANK OF CHINA(BOC) All Rights Reserved.