公司客户存款利率(2025年9月25日生效)
2025-09-25
1.定期存款 – 澳元（年利率）
| 标准定期存款 | |||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 存款金额 | 天 | 月 | |||||||||||
| 7 | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | |
| 1,000 to 4,999.99 | / | 0.01% | 0.02% | 0.02% | 0.10% | 0.10% | 0.20% | 0.20% | 0.20% | 0.30% | 0.30% | 0.30% | 0.40% |
| 5,000 to 19,999.99 | / | 0.01% | 0.02% | 0.02% | 0.10% | 0.10% | 0.20% | 0.20% | 0.20% | 0.30% | 0.30% | 0.30% | 0.40% |
| 20,000 to 49,999.99 | 0.01% | 0.02% | 0.02% | 0.02% | 0.10% | 0.10% | 0.20% | 0.20% | 0.20% | 0.30% | 0.30% | 0.30% | 0.40% |
| 50,000 to 99,999.99 | 0.01% | 0.02% | 0.02% | 0.02% | 0.10% | 0.10% | 0.20% | 0.20% | 0.20% | 0.30% | 0.30% | 0.30% | 0.40% |
| 100,000 to 249,999.99 | 0.01% | 0.02% | 0.02% | 0.05% | 0.10% | 0.10% | 0.20% | 0.20% | 0.20% | 0.30% | 0.30% | 0.30% | 0.40% |
| 250,000 及以上 | 0.02% | 0.05% | 0.05% | 0.10% | 0.15% | 0.15% | 0.25% | 0.25% | 0.25% | 0.35% | 0.35% | 0.35% | 0.45% |
| 长期定期存款 | |||||||||||||
| 存款金额 | 月 | / | |||||||||||
| 15 | 18 | 24 | 36 | 48 | 60 | ||||||||
| 1,000 to 49,999.99 | 0.20% | 0.20% | 0.25% | 0.30% | 0.35% | 0.40% | |||||||
| 50,000 to 99,999.99 | 0.20% | 0.20% | 0.25% | 0.30% | 0.35% | 0.40% | |||||||
| 100,000 及以上 | 0.25% | 0.25% | 0.30% | 0.35% | 0.40% | 0.45% | |||||||
2.定期存款 – 美元，港币，人民币（年利率）
| 货币 | 存款金额 | 天 | 月 | ||||
|---|---|---|---|---|---|---|---|
| 7 | 1 | 2 | 3 | 6 | 12 | ||
| 美元 | 1,000 to 4,999.99 | / | 0.05% | 0.05% | 0.05% | 0.05% | 0.05% |
| 5,000 to 29,999.99 | / | 0.05% | 0.05% | 0.05% | 0.15% | 0.15% | |
| 30,000 to 99,999.99 | 0.00% | 0.05% | 0.05% | 0.11% | 0.17% | 0.17% | |
| 100,000 to 249,999.99 | 0.00% | 0.05% | 0.05% | 0.11% | 0.17% | 0.17% | |
| 250,000及以上 | 0.05% | 0.09% | 0.09% | 0.15% | 0.21% | 0.21% | |
| 港币 | 5,000 to 99,999.99 | / | 0.05% | 0.05% | 0.05% | 0.05% | 0.05% |
| 100,000 to 499,999.99 | 0.00% | 0.05% | 0.05% | 0.07% | 0.09% | 0.11% | |
| 500,000 及以上 | 0.00% | 0.05% | 0.05% | 0.07% | 0.09% | 0.11% | |
| 人民币 | 50,000 to 499,999.99 | 0.00% | 0.10% | 0.12% | 0.15% | 0.17% | 0.25% |
| 500,000 to 4,999,999.99 | 0.10% | 0.12% | 0.15% | 0.17% | 0.25% | 0.28% | |
| 5,000,000 及以上 | 0.12% | 0.15% | 0.17% | 0.25% | 0.28% | 0.30% | |
3.活期账户，现金管理，支票账户
| 货币 | 活期账户 | 现金管理账户 | 支票账户 | |||
|---|---|---|---|---|---|---|
| 存款金额 | 年利率 | 存款金额 | 年利率 | 存款金额 | 年利率 | |
| 澳元 | 2,000 to 4,999.99 | 0.01% | 5,000 to 19,999.99 | 0.01% | 2,000 to 4,999.99 | 0.01% |
| 5,000 to 99,999.99 | 0.01% | 20,000 to 49,999.99 | 0.01% | 5,000 to 99,999.99 | 0.01% | |
| 100,000 及以上 | 0.01% | 50,000 to 99,999.99 | 0.01% | 100,000 及以上 | 0.01% | |
| / | / | 100,000 to 249,999.99 | 0.01% | / | ||
| / | / | 250,000 及以上 | 0.02% | |||
| 美元 | 2,000 to 4,999.99 | 0.01% | 5,000 to 99,999.99 | 0.00% | ||
| 5,000 to 99,999.99 | 0.01% | 100,000 to 499,999.99 | 0.01% | |||
| 100,000 及以上 | 0.02% | 500,000 to 999,999.99 | 0.02% | |||
| / | / | 1,000,000 及以上 | 0.05% | |||
| 港币 | 10,000 及以上 | 0.01% | / | |||
| 人民币 | 无起存金额 | 0.01% | ||||
重要信息
有关特殊币种、存期或特惠利率的咨询，请联系您的客户经理。
上述利率可能随时变动，恕不另行通知。
上述利率信息未考虑您的投资目标、财务状况或需求。在作出任何决定前，请自行考虑该产品是否适合您的具体情况。
中国银行悉尼分行的公司客户存款产品适用相关条款与条件，详情请参见https://www.bankofchina.com/au/bocinfo/bi3/
上述公司客户存款产品的目标市场声明亦可在我行官网查阅，详情请参见https://www.bankofchina.com/au/bocinfo/bi3/
