Notice of Change on Interest Rates to Variable Rate Home Loan Products (Effective from 18 February)
2026-02-09
Dear Customer,
This is the Notice to Bank of China (Australia) Limited customers with Variable Rate Home Loan products.
The following changes to Interest Rates apply to Variable Rate Home Loan Products from the Effective Date 18 February 2026:
| Name of Reference Interest Rate | Previous Reference Interest Rate (per annum) |
New Reference Interest Rate (per annum) |
|---|---|---|
| Standard Variable Rate (LD01) | 4.40% | 4.65% |
| Standard Variable Rate (LD08) | 7.64% | 7.89% |
| Standard Investment Variable Rate (LD09) | 7.95% | 8.20% |
| Owner Occupier Principal & Interest Variable Rate (LD04) | 7.64% | 7.89% |
| Owner Occupier Interest Only Variable Rate (LD05) | 7.64% | 7.89% |
| Investment Principal & Interest Variable Rate (LD06) | 7.95% | 8.20% |
| Investment Interest Only Variable Rate (LD07) | 7.95% | 8.20% |
These interest rates are subject to change from time to time.
If you have any questions, please visit our branches or contact us at 1800 095 566 (for calls within Australia) or +61 3 9670 6200 (for calls from overseas).
Bank of China (Australia) Limited
ABN 28 110 077 622
Australian Credit Licence Number 287322
Australian Financial Services Licence Number 287322
9 February 2026
