Notice of Change on Interest Rates to Variable Rate Home Loan Products (Effective from 8 October)
2026-09-30
Dear Customer,
This is the Notice to Bank of China (Australia) Limited customers with Variable Interest Rate Home Loan products.
These reference interest rates are variable rates and are subject to change from time to time. Reference Interest Rates are published on the Bank of China website at bankofchina.com/au.
The following changes to Reference Interest Rates below apply to Bank of China Home Loan variable interest rate products from the Effective Date 08/10/2026.
| Name of Reference Interest Rate | Previous Reference Interest Rate (per annum) | New Reference Interest Rate (per annum) |
|---|---|---|
| Standard Variable Rate (LD01) | 5.15% | 5.40% |
| Standard Variable Rate (LD08) | 8.39% | 8.64% |
| Standard Investment Variable Rate (LD09) | 8.70% | 8.95% |
| Owner Occupier Principal & Interest Variable Rate (LD04) | 8.39% | 8.64% |
| Owner Occupier Interest Only Variable Rate (LD05) | 8.39% | 8.64% |
| Investment Principal & Interest Variable Rate (LD06) | 8.70% | 8.95% |
| Investment Interest Only Variable Rate (LD07) | 8.70% | 8.95% |
Bank of China (Australia) Limited
ABN 28 110 077 622 Australian Credit Licence Number and Australian Financial Services Licence Number 287322
30 September 2026
