Voluntary Codes of Conduct and Public Commitments Disclosure
(2025)
Voluntary Codes of Conduct and Public Commitments are non-legislated commitments by the Canadian banking industry, associations, and other organizations to influence or control behavior to protect customers and serve them better.
As the Bank of China (Canada) (the “Bank” and “BOCC”) has committed to protecting the Bank’s customers, the Bank has adopted a number of “Voluntary Codes of Conduct and Public Commitments". The following guidelines and commitments establish the standards you can expect when you do banking with BOCC.
This code of conduct sets the principles for business practices related to the issuance and acceptance of payment cards and operation of payment card networks.
This code of conduct lists out the industry practices and consumer and industry responsibilities related to debit cards.
This code of conduct provides information to customers to help them make an informed decision about their mortgage prepayment.
This principle provides information to protect customers in online transactions, developed with input from industry, government and consumer groups.
This code of conduct provides information for bank dealings with small- and medium-sized businesses. The Four key individual bank codes are openness, accountability, credit process and complaint handling with small and medium sized business.
A commitment to provide comparative information to customers looking for a mortgage loan to help them choose the mortgage product that best suits their needs.
A commitment to provide certain information to customers to help them understand the implications of setting Powers of Attorney or opening joint deposit accounts for clients
A commitment to provide information about low-cost and no-cost bank accounts to customers who are eligible to open those accounts. The Bank of China (Canada) is currently offering No-cost chequing account to eligible customers. Please visit your local BOCC branch for more information.
A commitment to provide customers with assurances related to the modification or replacement of existing products and services.
A commitment outlines the responsibilities of industry members for online payment systems
A guideline provides information to customers on transferring a registered savings plan (RSP) between financial institutions.
A commitment by Canada's banks to disclose residential mortgage documents in clear and plain language.
This code of conduct sets out principles that apply to banks to guide them when they deliver banking products and services to Canada's seniors.
Benefit of Zero Liability in the event of the unauthorized use of Canadian issued MasterCard
Benefit of Zero Liability against fraudulent transactions.
Contact Information
If you have any concerns about the Bank’s adherence to the Voluntary Codes of Conduct and Public Commitments or wish to make a complaint, feel free to contact us at privacycompliance@bankofchina.ca or directly the offices of the Financial Consumer Agency of Canada (“FCAC”) by telephone at 1-866-461-3222, by e-mail at info@fcac-acfc.gc.ca, or by visiting the FCAC website at http://www.fcac-acfc.gc.ca
