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Internal Job Title: Account Manager – Commercial Banking Construction Loan
Reporting to: VP/Senior Manager - Corporate Banking Department
Effective Date: August 2, 2016
Position Summary:
The job incumbent will work as a member of the Commercial Banking Team with an emphasis on syndicated loan, commercial mortgage and other commercial lending, especially construction loan and project financing. The job incumbent will be responsible for developing, building and maintaining business relationships with both existing and new corporate clients in the local market.
Duties and Responsibilities:
- Alison with clients in the market of commercial lending, construction lending and project financing, especially the infrastructure and real estate business
- Responsible for collecting information for preparing initial credit application and completion of required documentation
- Negotiate terms and conditions and prepare credit applications for new loan facilities for Corporate Banking clients
- Independently review, assess and scrutinize Financial and Borrower information to develop a strong rationale in the adjudication and /or onward recommendation of credit proposals
- Provide input to maintain up-to-date file on client , including conducting annual reviews
- Identify opportunities for business expansion and product enhancements with existing clients, based on client feedback and competitive market analysis
- Support preparation and execution of account-related social events and marketing campaigns.
- Closely engage into the product development process in collaboration with other team members and cross functional teams
- Achieve personal performance target as well as Assist the Department Head in achieving department performance targets and propose and/or implement innovative ideas to enhance business results
- Coach, supervise and motivate team members and other staff members from relevant branches in relation to commercial lending business
- Additional duties as assigned
Job Specifications
- 3 years or above commercial banking credit experiencing in the field of commercial lending.
- Experience in infrastructure and real estate, syndication loan and project financing is a must
- Experience in single loan project worth minimum CAD 50 million is an asset
- Relevant post-secondary education with Diploma/Degree in Business Administration, Accounting ,Finance or Economics;
- Excellent knowledge of key regulators and regulatory requirements applicable to banking industry
- High degree of proficiency in Microsoft Office tools and applications, including MS Office Suite
- Effective verbal and written communication skills
- Ability to communicate to all levels of an organization
- Strong analytical and problem solving skills
- Strong interpersonal and negotiation skills
- Excellent organizational and time management skills with the ability to prioritize and work accurately within deadlines
- Adaptability and flexibility to deal with a rapidly changing environment
- Accuracy and attention to detail
- Ability to work independently as well as in a team and manage multiple priorities and timelines
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