Deposit Rates(20240119)
1. Personal Savings, Personal Chequing and Business Account Rates
| Personal Account | Business Account | |||||||
|---|---|---|---|---|---|---|---|---|
| Savings Account | Chequing Account | Savings Account | Chequing Account | |||||
| Currency | Account Types | Rate % (p.a.) | Account Types | Rate % (p.a.) | Account Types | Rate % (p.a.) | Account Types | Rate % (p.a.) |
| CAD | Standard Savings Account (CAD) | 0.50 | Basic Chequing Account (CAD) | 0.00 | Interest-Bearing Account (CAD) | 0.50 | Current Account (CAD) | 0.00 |
| Premium Savings under $10,000 (CAD) | 0.50 | No-Cost Chequing Account (CAD) | 0.00 | / | / | |||
| Premium Savings over $10,000 (CAD) | 0.60 | Premium Chequing Account (CAD) | 0.00 | |||||
| RRSP Savings Account (CAD) | 0.50 | / | ||||||
| TFSA Savings Account (CAD) | 0.50 | |||||||
| USD | / | Basic Chequing Account (USD) | 0.00 | Interest-Bearing Account (USD) | 0.60 | Current Account (USD) | 0.00 | |
| CNY | Savings Account (CNY) | 0.10 | / | Interest-Bearing Account (CNY) | 0.10 | / | ||
2. CAD, USD & CNY Term Deposits Rates
| Canadian Dollar Term Deposit | CAD RRSP / TFSA Term Deposit | CAD Flexible Term Deposit | CAD Target Deposit | |
|---|---|---|---|---|
| (Minimum $1,000) | (Minimum $1,000) | (Minimum $5,000) | ||
| Term | Rate % (p.a.) | Rate % (p.a.) | Rate % (p.a.) | Rate % (p.a.) |
| 7 days | 0.65 | / | / | / |
| 1 month | 2.2 | 2.2 | ||
| 2 months | 2.45 | 2.45 | ||
| 3 months | 2.6 | 2.6 | ||
| 6 months | 2.85 | 2.85 | ||
| 1 year | 3.15 | 3.15 | 2.7 | 3.15 |
| 1.5 years | / | / | / | 3.2 |
| 2 years | 3.25 | 3.25 | 3.25 | |
| 3 years | 3.2 | 3.2 | / | |
| 4 years | 3.15 | 3.15 | ||
| 5 years | 3.1 | 3.1 |
| US Dollar Term Deposit | CNY Term Deposit | ||
|---|---|---|---|
| (Minimum $1,000) | (Minimum CNY 5,000) | ||
| Term | Rate % (p.a.) | Non-Cash Deposit Rate % (p.a.) | Cash Deposit Rate % (p.a.) |
| 7 days | 0.9 | / | / |
| 1 month | 2.5 | 0.5 | 0.25 |
| 2 months | 2.75 | 0.6 | 0.3 |
| 3 months | 2.9 | 0.7 | 0.35 |
| 6 months | 3.15 | 1 | 0.5 |
| 1 year | 3.45 | 1.3 | 0.65 |
| 2 years | 3.55 | / | / |
| 3 years | 3.5 | ||
| 4 years | 3.4 | ||
| 5 years | 3.3 | ||
