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To support our clients to purchase a house for self-own. Our purpose is to increase the level of home ownership within the middle to high -income segment of the population.
Benefits
Help our customers to realize dream of owning a house
Provide fund for renovation
For stable life and confident future
Competitive interest rates and fees
Convenient
Easy and fast for processing application
Currency
BOC offers in Khmer Riel, Chinese Yuan and US Dollar upon customers' account type they have with BOC
Loan Size
The maximum amount up to 70% of the appraised value of the collateral
Period
Flexible repayment period options of up to 15 years
Interest Rate
At prevailing rate at the time of loan booking
Requirements for Housing Loan
Having an account with BOC
Certificate of Employment, if employed, stating the number of years in service and the present gross monthly salary exclusive of other monetary benefits bonus, commission, etc.)
Real property or chattel duly registered in the Borrower's name and corresponding insurance cover, if any
Police Clearance or Certificate of Good Character from Community Leader and copy of Credit Card(s), if any
If business proprietor, certified copies of Certificate of Business registration, latest audited Financial Statements, Business Permit or License
Age: at least 20 years old
Maximum 60 years of age when the loan agreement ends. If applicants have co-borrowers, the bank will consider from the younger age
Applicants must not be in debt or have name on a blacklist
Family book, identity card, title deed, stock-raw material deed, or other effective documents may be required
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