Product Name

Personal Current Deposit Account

Product Description

A personal current deposit account is a savings deposit account provided by the Bank for individual customers. It is designed to meet customers’ management needs and supports services including transfers, foreign currency exchange, and inward and outward remittances.

Opening of this account is subject to the Bank’s minimum initial deposit requirement. If the account’s average daily balance falls below the minimum balance requirement, an account maintenance fee will be charged in accordance with the Bank’s applicable fee schedule. For details of the fees and charges, please refer to the Bank’s latest published “Personal Banking Standard Fees and Commissions”.

Target Customer

Individual customers who hold valid identification documents and comply with the Bank’s eligibility requirements for opening a personal account.

Procedure

Eligible customers may apply to open a personal current deposit account at the Bank. The specific application procedures and required documentation shall be subject to the Bank’s applicable requirements. 

For further information about this product or to apply for related banking services, please visit the Bank or contact the Bank’s customer service hotline. We are committed to providing you with professional services.