Access to this Website is granted by Bank of China (Malaysia) Berhad (hereinafter referred to as "BOCM") subject to the following Terms and Conditions.

BY ACCESSING THIS WEBSITE AND ANY PAGE THEREOF YOU AGREE TO BE BOUND BY THESE TERMS AND CONDITIONS WITHOUT LIMITATION OR QUALIFICATION.

IF YOU DO NOT ACCEPT THESE TERMS AND CONDITIONS, PLEASE IMMEDIATELY DISCONTINUE YOUR ACCESS TO THIS WEBSITE.

The information, material, functions and content provided in the pages of the website may be changed from time to time with or without notice at BOCM ’s absolute discretion.

The information on this Website is provided for general information only and should not be used as a basis for making any specific investment, business or commercial decision. Although BOCM attempts to provide accurate, complete and up-to-date information, which has been obtained from sources that are consider reliable, BOCM makes no warranties, representations or endorsements, express or implied , as to whether information provided on or via this web site is accurate, complete or up-to-date and expressly disclaims liability for errors and omissions in such materials and/or information.

Links from or to websites outside this Website are meant for convenience only. Such linked websites are owned and operated by third parties and as such are not under the control of BOCM. Therefore, BOCM shall not be responsible and makes no warranties in respect of the contents of those websites, third parties named therein or their products and services.

The links provided in this Website shall not be considered an endorsement or verification or approval of such linked websites or the contents therein. Access to any linked websites shall be at your sole risk and BOCM will not be responsible or liable for any damages in connection with linking.

The copyright in this Website and its contents, including but not limited to the text, images, graphics, sound files, animation files, video files and their arrangement are the property of BOCM and are protected by applicable Malaysian and international copyright laws. No part or parts of this Website may be modified, copied, distributed, retransmitted, reverse engineered, broadcast, displayed, performed, reproduced, published, licensed, transferred, sold or commercially dealt with in any manner or by any means or stored in an information retrieval system without the express prior written consent of BOCM.

Without BOCM 's express prior written consent you are not allowed to insert a link to this Website on any other website, frame or "mirror" any materials contained on this Website on any other server.

Any such unauthorised reproduction, retransmission or other copying or modification of the contents of this Website may be in breach of statutory or common law rights which could be the subject of legal action.

All trade marks or service marks displayed in this Website are the property of BOCM and, where applicable, their respective  third party proprietors identified in the Website. No right or license is given to any party accessing this Website to download, reproduce or use any such trade marks or service marks unless prior consent of BOCM has been obtained in writing.

The materials and information in this Website, including but not limited to services, products, information, data, text, graphics, audio, video, links or other items, are provided by BOCM on an "as is" and "as available" basis. References to material and information contained in the Website include such material and information provided by third parties.

BOCM does not make any express or implied warranties, representations or endorsements including but not limited to any warranties or title, non-infringement, merchantability, usefulness, operation, completeness, currentness, accuracy, satisfactory quality, reliability, fitness for a particular purpose in respect of the Website, the material, information and/or functions therein and expressly disclaims liability for errors and omissions in such materials, information and/or functions. Without derogation of the above and/or the terms and conditions of the applicable agreements governing all the products and services of BOCM, reasonable measures will be taken by BOCM to ensure the accuracy and validity of all information relating to transactions and products of BOCM which originate exclusively from BOCM.

Further BOCM disclaims all liability which may arise from any unauthorised reproduction or use of the contents of the Website and does not warrant or represent that access to the whole or part (s) of this Website, the materials and/or information contained therein will be provided uninterrupted or free from errors or that any identified defect will be corrected, or that there will be no delays, failures, errors or loss transmitted information, that no viruses or other contaminating or destructive properties will be transmitted or that no damage will occur to your computer system.

The materials, information and functions provided in this Website shall not under any circumstances be considered or construed as an offer or solicitation to sell, buy, give, take, issue, allot or transfer, or as the giving of any advice in respect of shares, stocks, bonds, notes, interests, unit trusts, mutual funds or other securities, investments, loans, advances, credits or deposits in any jurisdiction.

You shall be responsible to evaluate the quality, adequacy, completeness, currentness and usefulness of all services, content, advice, opinions and other information obtained or accessible through the Website; further you should seek professional advice at all times and obtain independent verification of the materials and information provided herein prior to making any investment, business or commercial decision based on any such materials or information.

BOCM shall in no event be liable for any loss or damage howsoever arising whether in contract, tort, negligence, strict liability or any other basis, including without limitation, direct or indirect special incidental consequential or punitive damages or loss of profits or savings arising from or in connection with your access or use or inability to access or use this Website or any third party link to or from the BOCM 's website, reliance on the information contained in this Website, technical, hardware or software failure of any kind, interruption, error, omission, delay in operation, computer viruses or otherwise. This exclusion clause shall take effect to the fullest extent permitted by law.

The information and materials including the terms and conditions contained in this Website may be modified, deleted or replaced from time to time at the absolute discretion of BOCM.

By accessing the Website,  you hereby  irrevocably and unconditionally agree to indemnify and keep indemnified BOCM fully from and against all/any action, consequences, claim, liabilities, damages, loses, demands, expenses (including legal fees on a full indemnity basis) suffered or incurred by BOCM arising from :-

1. your use or misuse of the information, materials on this Website and other websites linked to this Website and the services provided therein;

2. your breach or non-observance of the terms and conditions of this Website; and

3. infringements of rights of any third party in conjunction with your use or access to this Website.

BOCM reserves the right to terminate and/or suspend your use of this Website at any time, for any reason. In particular, at the absolute discretion of BOCM and without limitation, BOCM may terminate and/or suspend your access should you violate any of these terms and conditions, or violate the rights of BOCM, or of any other user, or of any third party.

The failure of BOCM to exercise or enforce any right or provision of these terms and conditions shall not constitute a waiver of such right or provision.

If any part of these terms and conditions is determined to be invalid and unenforceable pursuant to any applicable law, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the other provisions of the terms and conditions shall continue in full force and effect.

Any rights not expressly granted herein are reserved.

These terms and conditions are governed by and are to be construed in accordance with the laws of Malaysia. By accessing this Website and/or using the services provided herein by BOCM, you hereby submit to the exclusive jurisdiction of the courts in Malaysia in all disputes arising out of or relating to the use of this Website.