| Currency |
Deposit Amount |
Interest Rate (%P.A.) |
| 1Mth |
3Mth |
6Mth |
9Mth |
12Mth |
18Mth |
24Mth |
36Mth |
| SGD |
Below 20,000 |
0.50 |
0.70 |
0.80 |
0.85 |
0.90 |
0.95 |
0.95 |
0.95 |
| 20,000 to below 50,000 |
0.50 |
0.70 |
0.80 |
0.85 |
0.90 |
0.95 |
0.95 |
0.95 |
| 50,000 to below 100,000 |
0.50 |
0.70 |
0.80 |
0.85 |
0.90 |
0.95 |
0.95 |
0.95 |
| 100,000 to below 300,000 |
0.50 |
0.70 |
0.80 |
0.85 |
0.90 |
0.95 |
0.95 |
0.95 |
| 300,000 to below 500,000 |
0.50 |
0.70 |
0.80 |
0.85 |
0.90 |
0.95 |
0.95 |
0.95 |
| 500,000.00 and Above |
0.55 |
0.75 |
0.85 |
0.90 |
0.95 |
1.00 |
1.00 |
1.00 |
| USD |
Below 5,000 |
3.70 |
3.60 |
3.45 |
3.25 |
3.20 |
2.90 |
2.90 |
/ |
| 5,000 to below 50,000 |
3.70 |
3.60 |
3.45 |
3.25 |
3.20 |
2.90 |
2.90 |
/ |
| 50,000 to below 100,000 |
3.75 |
3.65 |
3.50 |
3.30 |
3.25 |
2.95 |
2.95 |
/ |
| 100,000 to 500,000 |
3.75 |
3.65 |
3.50 |
3.30 |
3.25 |
2.95 |
2.95 |
/ |
| 500,000 and Above |
3.80 |
3.70 |
3.55 |
3.35 |
3.30 |
3.00 |
3.00 |
/ |
| AUD |
Below 5,000 |
1.50 |
1.50 |
1.50 |
/ |
/ |
/ |
/ |
/ |
| 5,000 to below 50,000 |
1.50 |
1.50 |
1.50 |
/ |
/ |
/ |
/ |
/ |
| 50,000 to below 100,000 |
1.50 |
1.50 |
1.50 |
/ |
/ |
/ |
/ |
/ |
| 100,000 to 500,000 |
1.50 |
1.50 |
1.50 |
/ |
/ |
/ |
/ |
/ |
| 500,000 and Above |
1.60 |
1.60 |
1.60 |
/ |
/ |
/ |
/ |
/ |
| CAD |
Below 5,000 |
1.50 |
1.50 |
1.50 |
/ |
/ |
/ |
/ |
/ |
| 5,000 to below 50,000 |
1.50 |
1.50 |
1.50 |
/ |
/ |
/ |
/ |
/ |
| 50,000 to below 100,000 |
1.50 |
1.50 |
1.50 |
/ |
/ |
/ |
/ |
/ |
| 100,000 to 500,000 |
1.50 |
1.50 |
1.50 |
/ |
/ |
/ |
/ |
/ |
| 500,000 and Above |
1.60 |
1.60 |
1.60 |
/ |
/ |
/ |
/ |
/ |
| RMB |
Below 50,000 |
1.05 |
1.25 |
1.30 |
1.30 |
1.35 |
1.35 |
1.35 |
/ |
| 50,000 to below 200,000 |
1.15 |
1.35 |
1.40 |
1.40 |
1.45 |
1.45 |
1.45 |
/ |
| 200,000 and Above |
1.25 |
1.45 |
1.50 |
1.50 |
1.55 |
1.55 |
1.55 |
/ |
| EUR |
Below 5,000 |
0.0001 |
0.0001 |
0.0001 |
/ |
/ |
/ |
/ |
/ |
| 5,000 to below 50,000 |
0.0001 |
0.0001 |
0.0001 |
/ |
/ |
/ |
/ |
/ |
| 50,000 to below 100,000 |
0.0001 |
0.0001 |
0.0001 |
/ |
/ |
/ |
/ |
/ |
| 100,000 to 500,000 |
0.0001 |
0.0001 |
0.0001 |
/ |
/ |
/ |
/ |
/ |
| 500,000 and Above |
0.0001 |
0.0001 |
0.0001 |
/ |
/ |
/ |
/ |
/ |
| GBP |
Below 5,000 |
1.50 |
1.70 |
1.70 |
/ |
/ |
/ |
/ |
/ |
| 5,000 to below 50,000 |
1.50 |
1.70 |
1.70 |
/ |
/ |
/ |
/ |
/ |
| 50,000 to below 100,000 |
1.50 |
1.70 |
1.70 |
/ |
/ |
/ |
/ |
/ |
| 100,000 to 500,000 |
1.50 |
1.70 |
1.70 |
/ |
/ |
/ |
/ |
/ |
| 500,000 and Above |
1.60 |
1.80 |
1.80 |
/ |
/ |
/ |
/ |
/ |
| HKD |
Below 100,000 |
0.30 |
1.00 |
1.80 |
/ |
/ |
/ |
/ |
/ |
| 100,000 to below 500,000 |
0.30 |
1.00 |
1.80 |
/ |
/ |
/ |
/ |
/ |
| 500,000 and Above |
0.40 |
1.10 |
1.90 |
/ |
/ |
/ |
/ |
/ |
| JPY |
Below 1,000,000 |
0.0001 |
0.0001 |
0.0001 |
/ |
/ |
/ |
/ |
/ |
| 1,000,000 to below 20,000,000 |
0.0001 |
0.0001 |
0.0001 |
/ |
/ |
/ |
/ |
/ |
| 20,000,000 to below 100,000,000 |
0.0001 |
0.0001 |
0.0001 |
/ |
/ |
/ |
/ |
/ |
| 100,000,000 and Above |
0.0001 |
0.0001 |
0.0001 |
/ |
/ |
/ |
/ |
/ |
| NZD |
Below 10,000 |
1.10 |
1.00 |
0.90 |
/ |
/ |
/ |
/ |
/ |
| 10,000 to below 50,000 |
1.20 |
1.10 |
1.00 |
/ |
/ |
/ |
/ |
/ |
| 50,000 to below 100,000 |
1.30 |
1.20 |
1.10 |
/ |
/ |
/ |
/ |
/ |
| 100,000 to below 500,000 |
1.50 |
1.40 |
1.30 |
/ |
/ |
/ |
/ |
/ |
| 500,000 and Above |
1.70 |
1.60 |
1.30 |
/ |
/ |
/ |
/ |
/ |
Notes：Rates are indicative only. All interest rates shown are annual rates and only applicable to individual deposit customers. In the event of any discrepancy between the interest rates published on BOC official website and those available via mobile banking or at the counter, the rates offered through mobile banking or at the counter shall prevail. For minimum placement amounts for foreign currency time deposits, please refer to "Time Deposit Account"
Deposit Insurance Scheme: Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured. Please visit www.sdic.org.sg for full details. |
