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Individual Client RAND Deposit Interest Rate Sheet (Effective from 4th December 2025)

2025-12-04

Terms Classification
<ZAR50,000 <ZAR200,000
>=ZAR50,000
<ZAR1,000,000
>=ZAR200,000
>=ZAR1,000,000
Counter Online
Banking
Counter Online
Banking
Counter Online
Banking
Counter Online
Banking
Saving 4.25 4.25 4.40 4.40 4.40 4.40 4.55 4.55
7D 5.30 5.45 5.45 5.60 5.45 5.60 5.60 5.75
1M 6.03 6.18 6.11 6.26 6.11 6.26 6.23 6.38
2M 6.10 6.25 6.17 6.32 6.17 6.32 6.29 6.44
3M 6.16 6.31 6.24 6.39 6.24 6.39 6.36 6.51
4M 6.17 6.32 6.24 6.39 6.24 6.39 6.36 6.51
5M 6.18 6.33 6.25 6.40 6.25 6.40 6.37 6.52
6M 6.18 6.33 6.25 6.40 6.25 6.40 6.37 6.52
7M 6.22 6.37 6.29 6.44 6.29 6.44 6.41 6.56
8M 6.22 6.37 6.29 6.44 6.29 6.44 6.41 6.56
9M 6.22 6.37 6.29 6.44 6.29 6.44 6.41 6.56
10M 6.18 6.33 6.25 6.40 6.25 6.40 6.37 6.52
11M 6.23 6.38 6.31 6.46 6.31 6.46 6.43 6.58
12M 6.37 6.52 6.45 6.60 6.45 6.60 6.57 6.72
24M 6.39 6.54 6.46 6.61 6.46 6.61 6.58 6.73
36M 6.39 6.54 6.46 6.61 6.46 6.61 6.58 6.73

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