Multi-currency Welcomed worldwide

Visa+UnionPay The best credit card mix for international travel

Foreign Transaction Fee waived on non-MOP currencies payments made around the world

(Deadline of Issuance: 2020.4)

UnionPay Wealth Card

(Deadline of Issuance: 2020.4)

Visa Wealth Card

Products

BOC Multi-currency Wealth Credit Card services are provided by Bank of China (Macau) Limited. BOC UnionPay Wealth Card and Visa Wealth Card are multi-currency credit cards specially designed to cater for customers of Bank of China (Macau) Limited Prestigious Wealth Management and Wealth Management to experience the lofty and noble lifestyle, in addition to the privilege to enjoy priority banking services at all Bank of China (Macau) Limited network offices around the world. To enhance card safety, card information of these Wealth Cards is stored and encrypted in a chip which cannot be imitated and stolen easily.

Features

1. Security Comes First

More protection for your credit card. To enhance security of cards, the magnetic stripes of all Wealth Cards have been disabled. You may settle payment or advance cash with the Wealth Cards at merchants with EMV chip-enabled terminals in Macau or overseas.

The brand new transaction limit setting. In addition to the credit limit of your card, transaction limit can be set according to your special needs for added safety.

Set individual credit limit for each of your credit cards. If you have more than one BOC multi-currency credit cards, credit limit of each card will be set individually according to your personal needs.

Instant message alert. To register for the message alert service, you must have a Macau mobile phone number bound with the BOC WeChat Banking (WeChat ID: BOC88895566) in order to receive the messages which will be sent automatically once any point of sales, cash advance or payment transactions are made with card, or in case of any card status changes.

One-time password to increase security. For added safety, whenever you make an online purchase at 3DS enabled website, you will receive a one-time security code which expires in a specified time through your mobile phone to authenticate the transaction.

2. Sincere Respect and Heartfelt Compassion

Your Relationship Manager. Our Relationship Managers will be standing by at your service for all your banking needs, leaving you more free time to enjoy life.

Access to Global Airport VIP Lounges

Customers can either enter "All"- "Travel"- "Airport Lounge" section in BOC Macau App or search "Airport Lounge" at search engine in BOC Macau App to check for number of access times and enjoy airport lounge privileges over 130 countries and regions, 1,800 airport lounges services worldwide.

Please click "Find Lounges", for any update airport lounge locations and latest information.

3. Privileges

Foreign Transaction Fee waived. We have waived the Foreign Transaction Fee charged on payments made in non-MOP currencies around the world with BOC Multi-Currency Visa Credit Card. Travel and shop hassle free from now on! For enquiry, please refer to the BOC Bank Card Fee Schedule.

Free Travel Insurance. No application required. Simply swipe your card for any purchase payment to be eligible for free Travel Insurance (Basic Plan) while you are traveling abroad.

Remarks: Travel Insurance underwritten by China Taiping Insurance (Macau) Company Limited.

Reward points converted into cash. The accumulated total of purchase payments and cash advances made with your credit card will be converted to gift points on a MOP 1:1 basis. Every 200 points will be converted to MOP 1 by the end of each quarter automatically. Remaining balance of less than 200 points will be carried forward to the next quarter. For enquiry, please refer to the BOC Multi-currency Credit Card User Guide.

Annual Fee Waiver. Annual fee of the credit card will be waived permanently.

Interest-Free Statement Installment Plan. All retail transactions in your credit card statement can be repaid by 24 monthly interest-free installments. Only a handling fee will apply. You can apply via BOC Macau APP, BOCNET (Personal) or BOC Service Hotline at 888 95566. The application will be approved immediately via BOCNET (Personal). Let your cash flow be more flexible. For enquiry, please refer to the BOC Multi-Currency Credit Card Statement Installment Plan.

4. Electronic Lifestyle

E-statement. Select e-statement to view your monthly statements for the last 12 months online anytime via BOC Macau APP, BOCNET(Personal). You can also download e-statement via BOC Macau APP or BOCNET (Personal).

Repay by our Autopay Service. Set up your standing instruction online anytime via BOC Macau APP, BOCNET(Personal) for the automatic repayment, either in full or minimum, of your credit card balances monthly.

Various repayment channels. There are various repayment channels available for you to repay your monthly balances, including BOC Macau APP, BOCNET, Cash Withdrawal and Deposit Machine("CWD"), BOC Service Hotline 888 95566, Autopay Service, by Cheque and at the counter.

5. Travel around the world

UnionPay Credit Cards are welcome by UnionPay merchants all around the world. Not to mention that it is the credit card mostly welcomed by numerous UnionPay merchants in Mainland China. Visa cards are widely accepted by merchants displaying the VISA logo around the world.

Cardholders who need to advance cash may do so at ATMs displaying the UnionPay/VISA logos all over the world. (Cash advances are subject to restrictions on cash advance and currency of local banks.)

Start Smart

The cardholder can choose "PIN + signature" or "Signature Only" to verify all retail transactions of UnionPay card in Macau, Hong Kong and the Mainland. Transactions made with the UnionPay Wealth Card in the Mainland will be settled in RMB, while all transactions made locally in Macau or overseas will be settled in MOP. For easy viewing, transactions of MOP and RMB will be shown separately in your monthly statement.

Eligible customers

BOC Multi-currency UnionPay or Visa Wealth Card is available for customers invited by the Bank only.

Customers of BOC Prestigious Wealth Management and Wealth Management may apply for BOC Multi-currency Credit Card to enjoy the same banking services and privileges of Wealth Cards.