BOC VISA Corporate Card

BOC UnionPay Corporate Card

Product

BOC Corporate Card services are provided by Bank of China Macau Branch. The card design features the iconic Great Wall of China, integrating a global perspective with modern aesthetics. We offer both UnionPay and VISA Corporate Cards, comprehensively cater to all business scenarios--both domestically and internationally. Tailored for large corporations and high-quality small to medium-sized enterprises (SMEs), the card is engraved with the company name and cardholder information. Whether shareholders or employees use the card for business expenses such as flight purchases, travel transportation, or office procurement, they can enjoy a convenience card payment experience while enterprises benefit from streamlined reimbursement procedures. The BOC Corporate Card supports efficient business expense tracking, facilitates cross-border settlement, and enhances financial control—empowering businesses to focus on their global expansion opportunities.

Features

Enhanced Corporate Management Efficiency

1. Cost Reduction and Efficiency Gains

Enjoy an interest-free repayment period of up to 56 days, allowing enterprises to manage working capital with flexibility.  Employees are freed from prepayment applications, advance payments, and complicated reimbursement processes, reducing administrative costs and improving overall operational efficiency.

2. Clear Monthly Statements

Enterprises may receive three types of electronic statements via registered email: Company Summary Statement, Company Consolidated Statement, and Individual Cardholder Statement. Categorized under multiple dimensions, the statements enable efficient reconciliation and clear tracking of every business transaction.

3. Flexible Credit Allocation

Enterprises can centrally manage all BOC Corporate Cards and allocate individual card limits within the total company credit line, aligning spending capacity with various role-based needs.

4. Diverse Repayment Channels

There are various repayment channels available for you to repay your monthly balances, including BOCNET(Corporate), BOC Macau APP, BOCNET(Personal), Cash Withdrawal and Deposit Machine(“CWD”), Autopay Service, by Cheque and at the counter. Centralized repayment can be supported by counter.

Exclusive Benefits

1. Corporate Card points earned will be automatically converted to Cash Rebate

The BOC Corporate Card users do not have to worry about this. Every MOP 1 accumulated amount of expenses can exchange for 1 point. For enquiry, please refer to the BOC Corporate Card User Guide.

2. The annual fee will be waived once 6 retail payment requirements has been met.

Simply make 6 retail transactions payments with your card in each calendar year to enjoy annual fee waiver in the next calendar year, no matter how much you have paid in total.

3. RMB Settlement for Mainland Spending

The BOC UnionPay Corporate Card supports dual-currency accounts (MOP and RMB). Transactions made in Macau and overseas are settled in MOP, while those conducted in Mainland China are settled in RMB, avoiding currency conversion and exchange rate differences.

Convenient Payment Options

1. Contactless Payment

Cardholders can complete transactions securely and swiftly with a simple tap, without handing over the card to merchants.

2. QR Code Payment

The BOC Corporate Card supports UnionPay QR code scanning and in-app payments via UnionPay Quick Pass, providing ease of use in Mainland China.

3. WeChat/Alipay

The BOC Corporate Card can be linked to WeChat Pay and Alipay for seamless daily payments such as transport and dining.

Comprehensive Security Protection

24-BOC Service Hotline

Simply call our 24-hour BOC Service Hotline 888 95566 to assist with account inquiries, card locking, and loss reporting.

Credit Card Safety Lock

Cardholders may call the hotline to activate the “Safety Lock” service, allowing for customizable locking/unlocking of “Local Transactions,” “Overseas Transactions,” “Cardless Transactions,” or “Card Present Transactions” for each individual card.

Transaction Alerts via SMS

Instant SMS notifications are sent to the cardholder’s registered mobile number for purchases, repayments, and changes in card status—ensuring timely awareness of card usage.

One-Time Password (OTP) to increase security

For added safety, whenever you make an online purchase at 3DS enabled website, you will receive a one-time security code which will expire in a specified time through your mobile phone to authenticate the transaction.

Chip Card Security

To enhance security of cards, the magnetic stripes of all cards have been disabled. Customers may settle payment or advance cash with this card at merchants with EMV chip-enabled terminals in Macau or overseas. Cardholders may also set a transaction PIN for enhanced card security.

Application requirements

Eligibility customers

The BOC Corporate Card is open to large corporations and qualified SMEs.

Application Procedures

Please contact your relationship manager for assistance with the application process.

Kindly Remind

1. The BOC Corporate Card does not support cash withdrawals, installment plans, or online credit card applications.

2. For detailed terms, please refer Bank of China Limited Macau Branch Corporate Card User Terms and Conditions.

3. For card usage guidelines, please refer to the BOC Corporate Card User Guide

4. For the applicable charges, please refer to the BOC Bank Card Charges.