BOC share financing service offers you extra investment flexibility with sufficient stand-by capital. By completing an easy application process, you will be able to pledge the stocks you hold, if they are among the list of the 200 eligible stocks, for credit line. It helps to increase your investment potential by using leverage but also save your interest expense from our “pay-as-you-use” interest calculation method. Both new and existing customers will be eligible to enjoy this BOC share financing special offers now. Detailed as below:

1. Application requirement for BOC Share Financing service:

1.1 Loan Purpose: For buying stocks or as stand-by credit line.

1.2 Repayment Tenor: Up to 12 months with annual auto-renewal.

1.3 Loan Currency: HKD

1.4 Loan Limit: Loan amount up to 60% of the market value of your stocks.

2. Special Offer Updates:

2.1 Promotion Period: From now on till April 30, 2013.

2.2 Eligible Customers: All new and existing customers

2.3 Offer details: Competitive loan interest rate offer during promotion period

3. Terms and Conditions:

3.1 Standard loan interest rate of share financing service will apply after the promotion period.

3.2 All loan applications will be subject to the final approval of Bank of China Macau Branch.

3.3 Bank of China Macau Branch reserves the right to change, suspend or terminate this promotion program or amend the terms and conditions at its sole discretion without prior notice. If case of any dispute, the decision of Bank of China Macau Branch shall be final.

3.4 In the event of any discrepancy between the Chinese and English versions of the terms and conditions, the Chinese version shall prevail.

4. Risk Disclosure:

Based on market and actual conditions, Bank of China Macau Branch reserves the right to revise the stock to loan ratio as well as the list of stocks eligible for share financing at its discretion without prior notice. Respective revisions may raise the loan ratio immediately, causing you the need to increase margin funds or to forced-liquidate your stocks to restore the required margin ratio. If you are called upon at short notice to make additional margin or interest payments, please consider your own risk appetite before deciding whether to increase the deposit of margin funds or sell stocks yourselves; otherwise, if the required margin or interest payments are not made within prescribed time, the Bank has the right to forced-liquidate any stocks in your investment account in order to restore the required margin ratio without your consent. The Bank has the overriding power request for repayment of the loan, and even terminate the share financing contract at its discretion without prior notice. If you do not act according to the notice for additional margin funds or fail to compile with any terms and condition of the agreement, the Bank has the right to sell or forced-liquidate any securities in the investment account on your behalf with prior notice.