BOC "Quick Funds" (Personal Loan)
Description
BOC "Quick Funds" (Personal Loan) services for personal customers are provided by Bank Of China (Macau) Limited, which is designed for customers to finance for their personal needs. The married applicants are exempt from the endorsement of their spouse.
Features
1. Loan purpose: Turnover of personal consumption & investment etc.
2. Loan term: Up to 7 years.
3. Loan currency: MOP/HKD
4. Loan limit: Up to 12 times of the borrower's monthly salary.
5. Loan rate: Special preferential interest rate.
6. Guarantee method: The borrower signs LETRA for guarantee.
Eligible Customers
Customers with stable income in Macau.
Application Documents
1. Loan application form.
2. Valid identity documents.
3. Income proof.
4. Banking records.
5. The bills of the water, electricity and fixed telephone.
6. Other supporting documents required.
Note: All loan applications will be subject to the final approval of the Bank.
