Product

Investment Fund Services

Description

Investment fund services for personal customers are provided by Bank of China (Macau) Limited while Investment fund services for corporate and institutional customers are provided by Bank of China Limited Macau Branch. Investment Fund is a collective investment scheme. The professional fund managers gather all the investors' funds together and invest into the stock, bond and money market worldwide according to the goal of the fund (by industries, regions and countries). The Bank acts as an agent for more than 30 fund houses, with types of products including guaranteed funds, balanced funds, stocks, bonds, currency market, emerging market, industries fund etc. We offer a comprehensive range of investment funds covering markets around the world and various types of asset classes, providing a wide variety of investments to potentially minimize your investment risk.

Features

Investment funds make it possible for customers to choose from a variety of investment funds, including funds focusing in various regions, industries, and asset classes, and the investment amount is relatively low. Investment funds are highly liquid investments. While having the opportunities to invest in the global markets, customers may diversify the investment risk. All investment funds are being supervised by the monetary authorities and managed by professional fund managers. The procedure to subscribe investment fund is simple and easy.

Advantages:

1. Funds of different types and different markets around the world from global well-known fund houses are available for your selection.

2. A range of varies investment opportunities of asset classes and investment markets for your selection, including stocks, fixed income, mixed allocation and money market funds etc.

3. Low entry investment amount, Investors can buy a certain amount of fund units base on its own capital.

4. Strong liquidity, and updated fund price is available daily.

5. Provide an asset allocation opportunity to diversify your capital and reduce your portfolio risk.

Disadvantage:

On behalf of the investors, fund managers will make the investment and management decisions for the fund. Investors do not have to right to select any stocks or bonds they prefer to be included in the fund.

Eligible Customers

Suitable for investor who has a short, medium or long term prospect, and choose an equivalent fund product based on owns’ risk tolerance and investment targets.

Application Method

Please visit any of our sub-branches for account opening, fund subscription is available via BOC Macau App, BOCNET (Personal) and at branches.

Risk Disclosure

This document does not constitute an offer for the purchase or sale of any investment products. Funds investment involves risks. The prices of funds may fluctuate, sometimes dramatically. It is possible that losses will be incurred rather than profit made as a result of funds investment. Past performance is not indicative of future performance. You should study related sales materials before making investment decisions and seek independent professional advice. You should carefully consider whether the investment is suitable in light of your own financial situation and investment objective.

Fund investment is subject to relevant terms and conditions, please click here for Terms and Conditions. (Terms of Service of Fund and Unit Trust (Effective from May 1, 2022)

In order to help our customers to invest and diversify their assets in global markets, we provide a variety of funds, which are professionally managed by the following Fund Management Companies :