Dear Valued Customer,
With effect from 1 May 2025, we will be revising the bonus interest rates and criteria for BOC SmartSaver regarding four categories. Please see the following for details:
| Bonus Interest Categories |
Existing Criteria |
Existing Bonus Interest Rate
(p.a.) |
New Criteria |
New Bonus Interest Rate
(p.a.) |
| i. Wealth Bonus Interest |
Purchase eligible BOC wealth products to earn this bonus interest for 12 consecutive months |
2.40% |
Existing criteria remain unchanged |
2.75% |
| ii. Card Spend Bonus Interest |
Spend at least S$1,500 posted in a month by using qualifying BOC Debit Cards
and/or Credit Cards |
0.80% |
Spend at least S$2,500 posted in a month by using qualifying BOC Debit Cards
and/or Credit Cards |
1.25% |
Spend at least S$500 posted in a month by using qualifying BOC Debit Cards
and/or Credit Cards |
0.50% |
Spend at least S$750 posted in a month by using qualifying BOC Debit Cards
and/or Credit Cards |
0.75% |
| iii. Salary Crediting Bonus Interest |
Monthly salary crediting of S$2,000 and above |
2.50% |
Existing criteria remain unchanged |
1.50% |
| iv.Payment Bonus Interest |
Perform at least 3 bill payments of at least S$30 each via GIRO or BOC Internet Banking/BOC Mobile Banking Bill Payment function |
0.90% |
Existing criteria remain unchanged |
0.10% |
The adjustments above apply to the first S$100,000 of your BOC Multi-Currency Savings (MCS) account balance. The criteria and bonus interest rate of the extra savings interest under the BOC SmartSaver will remain unchanged.
Terms and conditions apply. For the BOC SmartSaver product details and full terms and conditions, please refer to our BOC SmartSaver webpage: BOC Website -> Personal Banking -> Deposits -> BOC SmartSaver
For more information, please contact our 24-Hour Customer Service Hotline at 1800-66-95566.
Bank of China Limited, Singapore Branch
25 March 2025
