Dear Valued Customer,
With effect from 1 August 2025, we will be revising the bonus interest rates for BOC SmartSaver regarding Wealth Bonus Interest and Salary Crediting Bonus Interest. Please see the following for details:
| Bonus Interest Categories |
Criteria |
Existing Bonus Interest Rate
(p.a.) |
New Bonus Interest Rate
(p.a.) |
| Wealth Bonus Interest |
Purchase eligible BOC wealth products to earn this bonus interest for 12 consecutive months |
2.75% |
3.00% |
| Salary Crediting Bonus Interest |
Monthly salary crediting of S$2,000 and above |
1.50% |
0.80% |
The adjustments above apply to the first S$100,000 of your BOC Multi-Currency Savings (MCS) account balance. The criteria and bonus interest rate of other categories under the BOC SmartSaver that are not listed in the table above, no changes have been made.
Terms and conditions apply. For the BOC SmartSaver product details and full terms and conditions, please refer to our BOC SmartSaver webpage: BOC Website -> Personal Banking -> Deposits -> BOC SmartSaver
For more information, please contact our 24-Hour Customer Service Hotline at 1800-66-95566.
Bank of China Limited, Singapore Branch
1 July 2025
