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Personal Time Deposit Promotion Rates (20260720)
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| 2026-07-20 |
| Currency |
Tenor |
Mobile Banking Promo Rates |
| (New Placement) * |
| Minimum Amount |
Interest Rates |
| (%p.a.) |
| SGD |
1 month |
SGD 500 |
1.10 |
| 2 months |
1.20 |
| 3 months |
1.35 |
| 5 months |
1.35 |
| 6 months |
SGD 500 |
1.50 |
| SGD 200,000 |
1.55 |
| 9 months |
SGD 500 |
1.50 |
| SGD 200,000 |
1.55 |
| 12 months |
SGD 500 |
1.50 |
| SGD 200,000 |
1.55 |
| 18 months |
SGD 500 |
1.40 |
| 24 months |
1.40 |
| USD |
1 month |
USD 2,000 |
3.70 |
| 3 months |
3.75 |
| 6 months |
3.80 |
| 9 months |
3.90 |
| 12 months |
3.90 |
| USD 200,000 |
4.00 |
| AUD |
1 month |
AUD 5,000 |
4.00 |
| 3 months |
4.25 |
| 6 months |
4.30 |
| NZD |
1 month |
NZD 5,000 |
2.20 |
| 3 months |
2.50 |
| 6 months |
2.80 |
| EUR |
1 month |
EUR 5,000 |
2.10 |
| 3 months |
2.30 |
| 6 months |
2.40 |
| GBP |
1 month |
GBP 2,000 |
3.55 |
| 3 months |
3.70 |
| 6 months |
3.85 |
| RMB |
12 months |
RMB 3,000 |
1.45 |
| 18 months |
RMB 3,000 |
1.45 |
| RMB 50,000 |
1.50 |
| 24 months |
RMB 3,000 |
1.45 |
| RMB 50,000 |
1.50 |
| Currency |
Tenor |
Mobile Banking Promo Rates |
| (For New-To-Bank Customers) ** |
| Minimum Amount |
Interest Rates |
| (%p.a.) |
| SGD |
8 months |
SGD 10,000 - 199,99.99 |
1.55 |
| SGD 200,000 - 250,000 |
1.75 |
| 11 months |
SGD 10,000 - 199,99.99 |
1.55 |
| SGD 200,000 - 250,000 |
1.75 | - * Mobile Banking Promo Rates will be applicable to New Placement via BOC Mobile Banking APP only. A Savings Account or Current Account is required to make Time Deposit placement via Mobile Banking.
- ** From 6 July 2026 to 31 July 2026 (both dates inclusive), eligible New-to-Bank personal customers can enjoy a special promotional interest rate up to 1.75%.p.a. when they open a BOCSG Multi-Currency Savings Account and place an 8-Month or 11-Month SGD Time Deposit. Terms and conditions apply.
- Personal Time Deposit Promotion rate is effective from 20 to 26 July 2026.
- Premature withdrawal of Time Deposit may lead to losses in interest.
- The rates are indicative and applicable to personal customers only. For the avoidance of doubt, the Promotion Rates applicable shall be the rates at the point of your Time Deposit placement.
- In the event of any discrepancy between the interest rates published on BOC official website and those available via mobile banking or at the counter, the rates offered through mobile banking or at the counter shall prevail.
- Kindly note that for time deposits placed between 0:00 and 06:00, the interest rates shown are indicative only and subject to change. The actual interest rates will be confirmed and displayed on the Bank's website and mobile app only after 06:00 on the same day.
- Content of this page shall not be reproduced in whole or part without prior consent from Bank of China.
Deposit Insurance Scheme: Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured. Please visit www.sdic.org.sg for full details. |
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