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New-to-Bank Personal Customer Time Deposit Promotion Rates (14 September – 31 October 2026)


2026-09-14

Campaign Overview

Bank of China Singapore Branch (“BOCSG”) is pleased to launch the SGD 4-Month and 8-Month New personal Customer Time Deposit Promotion.

During the promotion period, eligible New-to-Bank personal customers can enjoy a special promotional interest rate up to 2.18%.p.a. when they open a BOCSG Multi-Currency Savings Account and place a 4-Month or 8-Month SGD Time Deposit with a placement amount within the range of SGD 100,000 to 250,000.

Promotion Period

14 September – 31 October 2026 (both dates inclusive)

Target Audience

New-to-Bank personal customers in Singapore

Promotion Mechanics

To qualify for the promotion, customers must:

i.Open a new BOCSG Multi-Currency Savings Account and BOCSG Time Deposit Account during the promotion period.

ii.Place an amount within the range of SGD 100,000 to 250,000 in either a 4-Month or 8-Month SGD Time Deposit via BOCSG Mobile Banking App.

iii.Enjoy a preferential promotional interest rate up to 2.18% p.a. 

a.Deposit amount: SGD 100,000 -199,999.99, Interest Rate: 2.08%

b.Deposit amount: SGD 200,000 -250,000, Interest Rate: 2.18%

To Note: If multiple placements are made, the total cumulative placement is capped at SGD 250,000.

Eligibility Criteria

Customers must meet all of the following requirements:

1)Be a “New-to-Bank” customer, which is defined as an individual:

i.Who does not hold any existing accounts or banking relationships with the Bank at the time of submitting the new Account application during the Promotion Period; For the avoidance of doubt, a customer will not be eligible for this Promotion if the customer has had any banking relationship or held any accounts with BOCSG at any time during the period from 1 January 2026 to the date immediately preceding the date on which the customer submits the application for a BOCSG Multi-Currency Savings Account and a BOCSG Time Deposit Account.

ii.Whose new Account application must be approved within the Promotion Period and the new Account must be used as the participating account for this Promotion.

2)Successfully placed a time deposit on the BOCSG mobile banking App within the promotion period.

3)Placement must be fresh funds. 

“Fresh funds” refer to:

I.Funds transferred from other banks (e.g., bank drafts, cashier’s orders, interbank transfers);

II.Funds not withdrawn from any BOC account and re-deposited within the past 30 calendar days;

III.Funds not originating from any existing BOCSG personal Savings, Current, or Time Deposit accounts.

Terms and Conditions

Deposit Insurance Scheme: Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured. Please visit www.sdic.org.sg for full details.

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· Personal Time Deposit Promotion Rates (20260921)
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