Inclusive Finance Loan Products (for Corporate Clients) Offline Products

Product Type	Product Name	Target Clients	Service Model
Comprehensive Services	Specialized, Refined, Characteristic & Innovative Loan	National-standard small and micro-enterprises	It provides "online + offline" financing support and various comprehensive financial service solutions for enterprises recognized as "specialized, refined, characteristic, and innovative" by government authorities.
Comprehensive Services	Foreign Trade Loan	National-standard small and micro-enterprises	To support foreign trade enterprises, this service aims to provide inclusive finance credit business by considering enterprises' export customs data, sales revenue, and foreign exchange settlement with Bank of China.
Renewal Loan Category	Bank of China Relay Tongbao	National-standard small and micro-enterprises	For small and micro-enterprises that still have financing needs after the maturity of their working capital loans and face temporary capital difficulties and plan to apply for renewal loans before the existing loans mature, BOC will conduct credit investigation and approve in advance in accordance with market-oriented and law-based principles. After approval and fulfillment of loan withdrawal conditions, the enterprise is allowed to continue using BOC loan funds by settling the existing loan with a newly issued loan.