Product Overview

Bank of China provides fixed asset loans to meet the financing demands from clients’ fixed asset investment activities. Primary application scenarios include, but are not limited to, the construction of fixed asset projects such as infrastructure and industrial parks; the acquisition of fixed assets such as large-scale equipment and plant buildings; and the renewal and transformation of fixed assets, including expansion, renovation, and equipment upgrades and retrofits.

Application Channel

Apply through your account manager.

Required Documents

Applications for fixed asset loans should be submitted in writing with materials such as business license, financial statements, documents evidencing compliance with the required legal and administrative procedures for fixed asset investment projects, and documents evidencing the implementation of the project capital requirements.

Notes

Projects applying for fixed asset loans must comply with national policies related to industry, land use, and environmental protection, and must have completed the required legal and administrative procedures for fixed asset investment projects. Additionally, the projects must meet the national capital requirements for investment projects.

The loan tenor is typically determined based on factors such as the borrower's repayment sources and the project's construction and operation cycle. The loan amount may be up to 80 percent of the total project investment.