Corporate large denomination deposit certificate is a registered large denomination deposit certificate issued by the bank to non-financial institutional investors and denominated in renminbi. It is a bank deposit financial product.

Terms available: one month, three months, six months, nine months, one year, 18 months, two years, three years and five years.

The certificates are issued periodically. Details on the minimal deposit amount, term and interest rate are specified in each product prospectus.

The certificates allow for early withdrawal and can be pledged. After an early withdrawal, the remaining balance must not be less than the minimal deposit amount.

Interest is calculated based on the principal, the interest rate agreed upon in the product prospectus, and the actual deposit term. Interest is settled in a lump sum at maturity along with the principal.

For partial early withdrawal, the remaining balance continues to earn interest at the original rate agreed upon on the deposit date, calculated from the original deposit date. The withdrawal portion earns interest at the demand deposit rate published by Bank of China on the withdrawal date.

Please subscribe to the corporate large denomination deposit certificate within the bank’s announced sales period. Subscriptions are not accepted after the sales period ends. Each issuance has a quota and is available on a first-come, first-served basis.

For specific procedures and important notes for product subscription and redemption, please refer to the BOC official website (Chinese version) or consult the local BOC branch.