Corporate RMB Time Deposit is a deposit where an organization agrees on a fixed term with a bank when depositing RMB. Upon maturity, the commercial bank pays interest at a rate agreed upon at the time of deposit. 

The minimum deposit amount is 10,000 yuan ($1.41 thousand), which must be deposited in one lump sum. The term must be agreed upon at the time of deposit, with options of three months, six months, one year, two years, three years and five years. During the agreed term, the entire deposit or part of it can be withdrawn earlier, but only once.

Withdrawal at Maturity: Interest is calculated based on the principal amount, the term and the interest rate published on the deposit date. Interest is settled with the principal. If there is an interest rate adjustment during the term, interest is not calculated in segments.

Full-Amount Early Withdrawal: Interest is calculated based on the principal amount, the actual number of days the deposit was held, and the demand deposit interest rate published on the withdrawal date. Interest is settled with the principal.

Partial Early Withdrawal: Interest is calculated based on the principal amount of the withdrawal portion, the actual number of days the deposit was held, and the demand deposit interest rate published on the withdrawal date. Interest is settled with the principal. 

If the remaining balance is not less than the minimum deposit amount, it earns interest at the original deposit rate from the original deposit date. If the remaining balance is less than the minimum deposit amount, the entire deposit is settled and earns interest at the demand deposit interest rate published on the withdrawal date.

Overdue Withdrawal: The overdue portion of the principal earns interest at the bank's demand deposit interest rate.

For specific procedures and important notes, please refer to the BOC official website (Chinese version) or consult the local BOC branch.