Bill pooling services consist of two main components: basic custody services and pledge financing services. Basic custody services provide bill custody, entrusted collection and bill information inquiries for clients' electronic commercial bills placed into the pool. Pledge financing services involve using the pooled electronic bank acceptance bills as collateral to handle bill issuance and acceptance business within the generated financing quota.

Bill pooling products can be categorized into single-client bill pools and group-client bill pools. The group bill pool offers various models for quota management, margin pooling, financing business approval and bill pooling methods, allowing enterprises to choose based on their internal management requirements.