BOC Cards

BOC Cards

Debit Cards

Product Overview

Issued by Bank of China, a BOC personal debit card has no credit limit and requires a deposit before use. It can be linked to various accounts, such as ordinary current accounts, current passbooks, and fixed deposit passbooks, providing comprehensive account management for multiple accounts and currencies. Foreign currency accounts cover a variety of commonly used currencies such as US dollars, euros, and Hong Kong dollars. The debit card supports a variety of functions such as cash deposit and withdrawal, salary receipt, fund transfer and remittance, consumption payment, as well as investment and wealth management.

Application Channels

All debit cards can be obtained at BOC's branch counters or smart counters.

Required Documents

Applicants' valid personal identification document.

Notes

Keep the debit card PIN confidential and prevent it from been seen or stolen during use to ensure the safety of funds. The debit card is for the cardholder only and must not be rented or lent to others. If the card is lost or stolen, report immediately to have it suspended. With the card and PIN, the daily withdrawal limit at domestic ATMs is 20,000 yuan ($2,805.82). There is no spending limit at designated merchants within China, but the card cannot be overdrawn. The daily withdrawal limit at overseas ATMs is equivalent to 10,000 yuan, with an annual limit of equivalent to 100,000 yuan. Clients are recommended to activate the BOC SMS notifications and mobile banking services to stay informed about their transactions and balances. Following BOC’s WeChat official account "BOC WeBank" is also recommended to receive transaction alerts promptly.

Product Overview

Issued by Bank of China, a BOC personal debit card has no credit limit and requires a deposit before use. It can be linked to various accounts, such as ordinary current accounts, current passbooks, and fixed deposit passbooks, providing comprehensive account management for multiple accounts and currencies. Foreign currency accounts cover a variety of commonly used currencies such as US dollars, euros, and Hong Kong dollars. The debit card supports a variety of functions such as cash deposit and withdrawal, salary receipt, fund transfer and remittance, consumption payment, as well as investment and wealth management.

Application Channels

All debit cards can be obtained at BOC's branch counters or smart counters.

Required Documents

Applicants' valid personal identification document.
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Copyright © BANK OF CHINA (BOC) All Rights Reserved.