Service Philosophy

Bank of China Private Banking is dedicated to a genuinely clientcentric service approach, delivering professional, attentive, and highly customized wealthmanagement and privatebanking solutions. BOC is designed to support objectives across asset allocation, wealth succession, corporate financing, and global expansion.

Target Clients

Private Banking services are available to individual clients whose monthly average financial assets with our bank reach or exceed the equivalent of 6 million yuan ($848.62 thousand).

Note: If a client’s financial assets remain below the required threshold for six consecutive months, the corresponding Private Banking status and related privileges will be adjusted accordingly.

Products and Services

In addition to the full suite of BOC Wealth Management offerings, Private Banking clients receive dedicated support from senior relationship managers and investment advisors who deliver comprehensive tailored solutions:

(1) Investment Insights

BOC provides Englishversion monthly and annual global investment strategy reports covering equities, fixed income, foreign exchange, and commodities. These publications deliver timely market perspectives and indepth research to support informed and forwardlooking investment decisions.

(2) Asset Allocation

BOC offers a diversified architecture of investment solutions across fixed income, equities, quantitative strategies, and fundoffunds. Longterm goals and risk profile will be evaluated to design a customized assetallocation strategy aimed at optimizing riskadjusted returns.

Through the GBA Crossboundary Wealth Management Connect service, clients based in the Guangdong–Hong Kong–Macao Greater Bay Area can access a selection of eligible crossborder wealthmanagement and investment products.

BOC also provides philanthropic investment solutions that enable clients to pursue financial objectives while contributing to charitable initiatives in a structured, sustainable manner.

(3) Wealth Succession

BOC helps develop tailored wealthmanagement and successionplanning frameworks designed to support capital preservation, longterm accumulation, and efficient multigenerational wealth transfer.

BOC's bespoke family trust services offer structured risk segregation, professional governance, and enduring support for future generations.

(4) Business Solutions

Drawing on the comprehensive commercialbanking and investmentbanking capabilities, BOC provides integrated corporate solutions including diversified financing options, investment advisory services, and Employee Stock Ownership Plan.

BOC’s GBIC (Government, Business, Investment and Consumption) Development Conference serves as a platform that connects entrepreneurs with policymakers and financial institutions, fostering dialogue, strategic cooperation, and longterm growth.

(5) Global Opportunities

With a global presence spanning more than 60 countries and regions — and Private Banking centers in Hong Kong, Macao, Singapore, and other key international markets — BOC offers seamless crossborder wealth management support.

For clients seeking to expand into Hong Kong, Singapore, Southeast Asia, the Middle East, and beyond, BOC provides insights into local business environments, regulatory framework, and legal system to facilitate global expansion.

(6) ValueAdded Services

Private Banking clients enjoy a suite of exclusive lifestyle experience, including airport VIP lounge access and airport limo services.

BOC also curates a series of signature client events—with offerings that include leadership forums, corporate visits, crossborder exchange programs, wellness activities, and cultural experiences. These engagements are designed to broaden perspectives, strengthen family connections, enrich personal interests, and support both business ambitions and lifestyle aspirations.

Notes

Further information can be accessed via the “Private Banking” section of the BOC mobile banking app or by following the official WeChat account “Bank of China Private Banking”.