Bank of China places significant emphasis on financial support for achieving high-level technological self-reliance and self-strengthening. The bank is committed to promoting strategic planning, high-standard services and high-quality development in technology finance. Its aim is to support the growth of technology enterprises and the development of technology-related industries, thereby fulfilling the bank’s responsibility to contribute to China's emergence as a technology powerhouse through financial means. As of the end of June, the balance of technology loans stood at 4.59 trillion yuan ($643 billion), with 161,100 credit accounts, and cumulative comprehensive service provision exceeding 780 billion yuan.

Building a Multi-tiered Technology Finance Organizational Structure: Bank of China continuously enhances the professional capabilities and functional roles of the technology finance centers at its head office and branches. In regions with concentrated technological resources, it has established specialized technology finance branches, constructing a "head office-branch-sub-branch" multi-level organizational system to swiftly respond to market demands.

Providing Targeted Support for the High-Quality Development of Technology Enterprises: Bank of China has upgraded its exclusive credit models tailored to the characteristics of technology enterprises, explored improvements in due diligence and exemption mechanisms, and planned the establishment of a technology finance data foundation to enhance the customer evaluation system. It has launched pilot technology enterprise merger and acquisition loan programs, providing financing support for mergers and acquisitions of quality technology enterprises in cities such as Hangzhou, Ningbo and Chengdu, with loan disbursements exceeding 3 billion yuan. Leveraging its traditional global strengths, Bank of China supports the international expansion needs of technology enterprises, focusing on resolving cross-border capital management challenges and providing premium cross-border financial services.

Enriching Financial Service Offerings for Technology-Related Industries: Focusing on strategic emerging industries, Bank of China strengthens research-driven empowerment to support the development of emerging industries based on local conditions. It has released an action plan to support the development of the artificial intelligence industry chain. In AI innovation hubs like Beijing, Shanghai and Shenzhen, it has launched the BOC Tech Innovation Compute Power Loan credit service to bolster the AI industry chain's development. As of the end of June, the bank has established partnerships with more than 2,300 core enterprises in the AI industry chain, with a credit balance exceeding 400 billion yuan, and the scale of comprehensive financial services such as equity, debt, insurance and leasing reaching approximately 82 billion yuan. It has introduced the Pilot Testing Insurance and Financing service plan, innovating a bank-insurer model to provide end-to-end support for the construction of pilot testing platforms and the industrialization of technological achievements.

Creating a Comprehensive Technology Finance Service Ecosystem: Bank of China has successfully completed the issuance of 20 billion yuan in technology innovation bonds to support technological innovation. It is advancing the BOC Tech Innovation Partner Program, leveraging the bridging role of finance to build an integrated technology-industry-finance platform, attracting diverse resources to collectively serve technological innovation. Strengthening technology finance services is a key business strategy for the bank’s integrated operations, enhancing financial support for technology investment, technology bonds, technology insurance and technology leasing. The bank continues to inject "patient capital" into the primary market for technological innovation, establishing a tech innovation parent fund to support startups and growth-phase technology enterprises through "sub-funds + direct investment". Since the release of the AIC equity investment pilot policy, Bank of China has completed the registration of 15 AIC equity investment funds with a total committed scale exceeding 11 billion yuan, investing in areas such as commercial space. The bank has launched products like comprehensive insurance for unmanned aerial vehicles, providing quality insurance protection for technology enterprises. The bank is intensifying the development of technology leasing products, strengthening comprehensive financial services in emerging fields such as AI, computing infrastructure and the low-altitude economy.