Bank of China achieved an operating revenue of 329 billion yuan ($46.12 billion) in the first half of this year, marking a year-on-year increase of 3.76 percent, according to the bank's 2025 interim report released on Aug 29.

The net profit attributable to shareholders amounted to 117.59 billion yuan, a decrease of 0.85 percent compared to the same period last year. Key financial ratios, including the average return on total assets of 0.70 percent, return on equity of 9.11 percent, and cost-to-income ratio of 25.11 percent, all remained within reasonable ranges.

The bank's assets and liabilities showed steady growth. By the end of June, total assets reached 36.79 trillion yuan, an increase of 4.93 percent compared to the end of the previous year, while total liabilities totaled 33.66 trillion yuan, up 4.85 percent for the same period. The proportion of high-yield assets, such as loans and bond investments, increased by 2.32 percentage points.

The bank intensified its financial support for key sectors. As of the end of June, RMB loans issued by its domestic institutions increased by 1.41 trillion yuan from the beginning of the year, a growth of 7.72 percent. The outstanding balance of equipment upgrade loans exceeded 90 billion yuan, loans directed to the manufacturing sector grew by 12.99 percent from the end of the previous year, and loans to strategic emerging industries increased by 22.92 percent.

The bank's capital strength also strengthened steadily. During the reporting period, its core tier-1 capital adequacy ratio and total capital adequacy ratio reached 12.57 percent and 18.67 percent, respectively, representing increases of 0.75 percentage points and 0.69 percentage points from the end of the previous quarter.

Source: Zhang Qiongsi, Shanghai Securities News