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Inclusive Finance for All
2026-01-06
Inclusive Finance: A Historical Overview
The concept of inclusive finance dates back to 15th-century Italy, where the first government-controlled pawnshops and those established by the Roman Catholic Church emerged. In the 20th century, the successful experiment of Grameen Bank in Bangladesh sparked a global wave of microcredit, which gradually evolved into microfinance.
2026-01-06
Online Product and Service Channels
Bank of China, leveraging internet and big-data technologies and subject to compliance with applicable laws and risk controls, offers the following online loan services:
2026-01-06
Customer Segments and Focused Areas of Inclusive Finance
Serving sci-tech innovation. Bank of China has developed a "1+2+3+4" service system to support specialized, sophisticated, distinctive, and innovative small and medium-sized enterprises (SMEs), addressing their financing needs throughout the entire business life cycle.
Technology Finance for Innovation
Green Finance for Sustainability
Inclusive Finance for All
Pension Finance for Retirement Security
Digital Finance for Efficiency
Comprehensive Operating Companies
Bank of China (Hong Kong)
BOC Insurance
BOC Fullerton Community Bank
BOC International Holdings
BOC Aviation
Bank of China Investment Management
Bank of China Group Insurance
BOC Financial Technology
BOC Financial Leasing
Bank of China Wealth Management
BOC Life
BOC Samsung Life Insurance
BOC Consumer Finance
BOC International (China)
BOC Expresspay
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