2025-12-22
尊敬的投資者：
人民幣/外幣結構性存款屬於金融機構吸收的嵌入金融衍生工具的存款，產品保障本金和保底收益，產品浮動收益部分與特定指標市場表現掛鉤。本產品面向全部個人客戶銷售。
1. 按照產品說明書約定，現將2025年12月15日至2025年12月21日結構性存款已起息產品相關信息公告如下：
| 序號 | 產品代碼 | 幣種 | 掛鉤標的 | 產品成立日 （即基準日） |
期初價格 | 觀察水平 | 產品募集規模 （原幣元） |
|---|---|---|---|---|---|---|---|
| 1 | GRSDR250695 | CNY | EUR/USD | 2025-12-15 | 1.1734 | 1.1838 | 511,217,000 |
| 2 | GRSDRDZ252246 | CNY | USD/CAD | 2025-12-15 | 1.3765 | 1.3865/1.3665 | 57,950,000 |
| 3 | GRSDRDZ252235 | CNY | FR007 | 2025-12-15 | -- | -- | 196,340,000 |
| 4 | GRSDRDZ252244 | CNY | FR007 | 2025-12-15 | -- | -- | 32,000,000 |
| 5 | GRSDRDZ252247 | CNY | FR007 | 2025-12-15 | -- | -- | 61,859,000 |
| 6 | GRSDRDZ252233 | CNY | USD/JPY | 2025-12-15 | 155.08 | 161.08/149.08 | 117,827,000 |
| 7 | GRSDRDZ252205 | CNY | USD/CAD | 2025-12-15 | 1.3765 | 1.3838/1.3692 | 485,847,000 |
| 8 | GRSDRDZ252239 | CNY | USD/CAD | 2025-12-15 | 1.3765 | 1.3838/1.3692 | 78,791,000 |
| 9 | GRSDRDZ252215 | CNY | USD/JPY | 2025-12-15 | 155.08 | 162.43/147.73 | 351,550,000 |
| 10 | GRSDRDZ252196 | CNY | FR007 | 2025-12-15 | -- | -- | 216,814,000 |
| 11 | GRSDRDZ252197 | CNY | FR007 | 2025-12-15 | -- | -- | 165,010,000 |
| 12 | GRSDRDZ252198 | CNY | FR007 | 2025-12-15 | -- | -- | 294,260,000 |
| 13 | GRSDR250694 | CNY | USD/JPY | 2025-12-15 | 155.08 | 161.50/148.66 | 14,289,000 |
| 14 | GRSDR250699 | CNY | USD/CAD | 2025-12-15 | 1.3765 | 1.3942 | 4,070,000 |
| 15 | GRSDRDZ252213 | CNY | FR007 | 2025-12-15 | -- | -- | 997,310,000 |
| 16 | GRSDRDZ252199 | CNY | USD/CAD | 2025-12-15 | 1.3765 | 1.3798/1.3732 | 173,936,000 |
| 17 | GRSDRDZ252237 | CNY | FR007 | 2025-12-15 | -- | -- | 355,445,000 |
| 18 | GRSDR250686 | CNY | EUR/USD | 2025-12-15 | 1.1734 | 1.1818/1.1650 | 10,005,000 |
| 19 | GRSDR250698 | CNY | EUR/USD | 2025-12-15 | 1.1734 | 1.2304/1.1164 | 15,359,000 |
| 20 | GRSDRDZ252136 | CNY | EUR/USD | 2025-12-15 | 1.1734 | 1.1820/1.1648 | 15,200,000 |
| 21 | GRSDR250660 | CNY | FR007 | 2025-12-15 | -- | -- | 181,557,000 |
| 22 | GRSDRDZ252194 | CNY | FR007 | 2025-12-15 | -- | -- | 59,715,000 |
| 23 | GRSDRDZ252210 | CNY | FR007 | 2025-12-15 | -- | -- | 47,400,000 |
| 24 | GRSDRDZ252211 | CNY | FR007 | 2025-12-15 | -- | -- | 112,456,000 |
| 25 | GRSDRDZ252224 | CNY | FR007 | 2025-12-15 | -- | -- | 215,989,000 |
| 26 | GRSDRDZ252226 | CNY | FR007 | 2025-12-15 | -- | -- | 797,126,000 |
| 27 | GRSDRDZ252242 | CNY | EUR/USD | 2025-12-15 | 1.1734 | 1.1806/1.1662 | 155,970,000 |
| 28 | GRSDR250691 | CNY | USD/CAD | 2025-12-15 | 1.3765 | 1.3838/1.3692 | 433,871,000 |
| 29 | GRSDRDZ252225 | CNY | USD/CAD | 2025-12-15 | 1.3765 | 1.3840/1.3690 | 171,310,000 |
| 30 | GRSDRDZ252121 | CNY | EUR/USD | 2025-12-15 | 1.1734 | 1.1834/1.1634 | 401,392,000 |
| 31 | GRSDRDZ252195 | CNY | USD/CAD | 2025-12-15 | 1.3765 | 1.3865/1.3665 | 53,933,000 |
| 32 | GRSDR250696 | CNY | USD/CAD | 2025-12-15 | 1.3765 | 1.3857 | 228,773,000 |
| 33 | GRSDRDZ252204 | CNY | FR007 | 2025-12-16 | -- | -- | 135,572,000 |
| 34 | GRSD2WG144_65 | CNY | EUR/USD | 2025-12-16 | 1.1751 | 1.1781 | 1,380,055,000 |
| 35 | GRSD2WG168_37 | CNY | USD/CAD | 2025-12-16 | 1.3770 | 1.3800 | 1,213,744,000 |
| 36 | GRSD2WG178_20 | CNY | EUR/USD | 2025-12-16 | 1.1751 | 1.1786 | 118,432,000 |
| 37 | GRSDR250697 | CNY | USD/JPY | 2025-12-16 | 154.83 | 162.23/147.43 | 374,562,000 |
| 38 | GRSDR250693 | CNY | EUR/USD | 2025-12-17 | 1.1728 | 1.1832/1.1624 | 151,722,000 |
| 39 | GRSD7G177_37 | CNY | FR007 | 2025-12-17 | -- | -- | 6,345,955,000 |
| 40 | GRSD2WG172_27 | CNY | USD/CAD | 2025-12-17 | 1.3775 | 1.3805 | 2,421,902,000 |
| 41 | GRSDRDZ252212 | CNY | EUR/USD | 2025-12-17 | 1.1728 | 1.1828/1.1628 | 117,283,000 |
| 42 | GRSDRDZ252300 | CNY | FR007 | 2025-12-18 | -- | -- | 400,000,000 |
| 43 | GRSDRDZ252298 | CNY | EUR/USD | 2025-12-18 | 1.1746 | 1.1848/1.1644 | 66,000,000 |
| 44 | GRSDUDZ25130 | USD | USD/CAD | 2025-12-18 | 1.3778 | 1.3886 | 621,100 |
| 45 | GRSD2WG163_43 | CNY | EUR/USD | 2025-12-18 | 1.1746 | 1.1776 | 1,669,894,000 |
| 46 | GRSDRDZ252299 | CNY | USD/CAD | 2025-12-18 | 1.3778 | 1.3880/1.3676 | 66,300,000 |
| 47 | GRSD7G181_29 | CNY | FR007 | 2025-12-18 | -- | -- | 6,331,620,000 |
| 48 | GRSD7G146_102 | CNY | FR007 | 2025-12-18 | -- | -- | 5,833,743,000 |
| 49 | GRSDRDZ252277 | CNY | FR007 | 2025-12-18 | -- | -- | 250,008,000 |
| 50 | GRSDRDZ252276 | CNY | FR007 | 2025-12-18 | -- | -- | 67,762,000 |
| 51 | GRSDRDZ252274 | CNY | FR007 | 2025-12-19 | -- | -- | 1,042,357,000 |
| 52 | GRSDRDZ252249 | CNY | USD/JPY | 2025-12-19 | 155.97 | 163.17/148.77 | 44,582,000 |
| 53 | GRSDR250663 | CNY | XAU/USD | 2025-12-19 | 4,325.97 | 4414.74 | 11,095,000 |
| 54 | GRSDRDZ252278 | CNY | FR007 | 2025-12-19 | -- | -- | 175,000,000 |
| 55 | GRSDRDZ252279 | CNY | FR007 | 2025-12-19 | -- | -- | 240,216,000 |
| 56 | GRSDRDZ252287 | CNY | FR007 | 2025-12-19 | -- | -- | 232,636,000 |
| 57 | GRSDRDZ252289 | CNY | FR007 | 2025-12-19 | -- | -- | 115,613,000 |
| 58 | GRSDRDZ252290 | CNY | FR007 | 2025-12-19 | -- | -- | 100,000,000 |
| 59 | GRSDRDZ252292 | CNY | FR007 | 2025-12-19 | -- | -- | 87,526,000 |
| 60 | GRSDR250706 | CNY | USD/JPY | 2025-12-19 | 155.97 | 163.17/148.77 | 106,536,000 |
| 61 | GRSDRDZ252275 | CNY | AUD/USD | 2025-12-19 | 0.6605 | 0.6975/0.6235 | 152,278,000 |
| 62 | GRSD7G189_7 | CNY | FR007 | 2025-12-19 | -- | -- | 6,172,828,000 |
| 63 | GRSDRDZ252296 | CNY | USD/CAD | 2025-12-19 | 1.3789 | 1.4403/1.3175 | 158,080,000 |
| 64 | GRSDRDZ252291 | CNY | USD/CAD | 2025-12-19 | 1.3789 | 1.4229/1.3349 | 22,610,000 |
| 65 | GRSDR250662 | CNY | EUR/USD | 2025-12-19 | 1.1720 | 1.1785 | 63,138,000 |
| 66 | GRSDRDZ252124 | CNY | USD/CAD | 2025-12-19 | 1.3789 | 1.3860/1.3718 | 484,665,000 |
| 67 | GRSDRDZ252269 | CNY | USD/CAD | 2025-12-19 | 1.3789 | 1.3860/1.3718 | 256,563,000 |
| 68 | GRSDRDZ252295 | CNY | USD/CAD | 2025-12-19 | 1.3789 | 1.3891/1.3687 | 102,186,000 |
| 69 | GRSDR250703 | CNY | USD/CAD | 2025-12-19 | 1.3789 | 1.3907 | 147,075,000 |
| 70 | GRSDRDZ252122 | CNY | AUD/USD | 2025-12-19 | 0.6605 | 0.6900/0.6310 | 337,168,000 |
| 71 | GRSDRDZ252297 | CNY | GBP/USD | 2025-12-19 | 1.3376 | 1.4188/1.2564 | 148,321,000 |
| 72 | GRSDRDZ252273 | CNY | EUR/USD | 2025-12-19 | 1.1720 | 1.1762/1.1678 | 221,852,000 |
| 73 | GRSDRDZ252280 | CNY | AUD/USD | 2025-12-19 | 0.6605 | 0.6885/0.6325 | 122,830,000 |
| 74 | GRSDR250702 | CNY | EUR/USD | 2025-12-19 | 1.1720 | 1.1857 | 224,714,000 |
| 75 | GRSDRDZ252272 | CNY | FR007 | 2025-12-19 | -- | -- | 714,202,000 |
| 76 | GRSDRDZ252268 | CNY | FR007 | 2025-12-19 | -- | -- | 193,313,000 |
| 77 | GRSDRDZ252263 | CNY | FR007 | 2025-12-19 | -- | -- | 397,507,000 |
| 78 | GRSDRDZ252248 | CNY | FR007 | 2025-12-19 | -- | -- | 202,814,000 |
| 79 | GRSDRDZ252123 | CNY | FR007 | 2025-12-19 | -- | -- | 273,806,000 |
| 80 | GRSDR250742 | CNY | FR007 | 2025-12-19 | -- | -- | 1,075,123,000 |
| 81 | GRSDR250741 | CNY | FR007 | 2025-12-19 | -- | -- | 269,135,000 |
| 82 | GRSDR250701 | CNY | FR007 | 2025-12-19 | -- | -- | 36,813,000 |
| 83 | GRSDR250704 | CNY | EUR/USD | 2025-12-19 | 1.1720 | 1.1793/1.1647 | 253,885,000 |
2. 按照產品說明書約定，現將2025年12月15日至2025年12月21日期間到期的個人客戶結構性存款產品實際收益率信息公告如下：
| 序號 | 產品代碼 | 幣種 | 掛鉤標的 | 產品成立日 （基準日） |
到期日 | 實際收益率（年化） |
|---|---|---|---|---|---|---|
| 1 | GRSDR250273 | CNY | AUD/USD | 2025-06-16 | 2025-12-15 | 1.5700% |
| 2 | GRSD2WG178_19 | CNY | GBP/USD | 2025-12-01 | 2025-12-15 | 1.9000% |
| 3 | GRSD2WG144_64 | CNY | GBP/USD | 2025-11-28 | 2025-12-15 | 2.2000% |
| 4 | GRSD2WG168_36 | CNY | GBP/USD | 2025-12-01 | 2025-12-15 | 2.3000% |
| 5 | GRSD7G177_36 | CNY | FR007 | 2025-12-05 | 2025-12-16 | 1.9116% |
| 6 | GRSDR250459 | CNY | USD/CHF | 2025-09-12 | 2025-12-16 | 1.8000% |
| 7 | GRSDRDZ251510 | CNY | USD/CHF | 2025-09-12 | 2025-12-16 | 2.0500% |
| 8 | GRSDR250455 | CNY | USD/JPY | 2025-09-15 | 2025-12-16 | 0.9667% |
| 9 | GRSDRDZ251542 | CNY | FR007 | 2025-09-08 | 2025-12-16 | 1.7433% |
| 10 | GRSDRDZ251487 | CNY | USD/JPY | 2025-09-04 | 2025-12-16 | 1.5333% |
| 11 | GRSD2WG172_26 | CNY | USD/JPY | 2025-12-01 | 2025-12-16 | 2.0000% |
| 12 | GRSDRDZ251178 | CNY | GBP/USD | 2025-06-27 | 2025-12-16 | 2.6000% |
| 13 | GRSDRDZ251399 | CNY | FR007 | 2025-08-08 | 2025-12-16 | 1.9056% |
| 14 | GRSDRDZ252073 | CNY | FR007 | 2025-12-01 | 2025-12-16 | 1.7981% |
| 15 | GRSDRDZ252075 | CNY | FR007 | 2025-12-01 | 2025-12-16 | 1.8539% |
| 16 | GRSDRDZ251944 | CNY | FR007 | 2025-11-07 | 2025-12-16 | 2.1512% |
| 17 | GRSDRDZ252049 | CNY | FR007 | 2025-11-21 | 2025-12-16 | 1.9372% |
| 18 | GRSDRDZ251122 | CNY | FR007 | 2025-06-20 | 2025-12-17 | 1.8845% |
| 19 | GRSD2WG163_42 | CNY | GBP/USD | 2025-12-02 | 2025-12-17 | 2.0500% |
| 20 | GRSDRDZ252011 | CNY | FR007 | 2025-11-17 | 2025-12-17 | 1.7410% |
| 21 | GRSD7G146_101 | CNY | FR007 | 2025-12-10 | 2025-12-17 | 1.8660% |
| 22 | GRSD7G181_28 | CNY | FR007 | 2025-12-10 | 2025-12-17 | 1.5880% |
| 23 | GRSDRDZ251961 | CNY | FR007 | 2025-11-07 | 2025-12-17 | 1.9497% |
| 24 | GRSD2WG190_2 | CNY | EUR/USD | 2025-12-08 | 2025-12-18 | 1.7500% |
| 25 | GRSD7G189_6 | CNY | FR007 | 2025-12-11 | 2025-12-18 | 2.0900% |
| 26 | GRSD7G183_19 | CNY | FR007 | 2025-12-12 | 2025-12-19 | 1.6250% |
| 27 | GRSD7G182_26 | CNY | FR007 | 2025-12-12 | 2025-12-19 | 1.7700% |
| 28 | GRSDR250460 | CNY | USD/CHF | 2025-09-15 | 2025-12-19 | 1.8000% |
| 29 | GRSDRDZ251397 | CNY | FR007 | 2025-08-11 | 2025-12-19 | 1.7073% |
| 30 | GRSD7G187_13 | CNY | FR007 | 2025-12-12 | 2025-12-19 | 1.6950% |
| 31 | GRSDR250585 | CNY | XAU/USD | 2025-11-17 | 2025-12-19 | 1.7000% |
| 32 | GRSDR250587 | CNY | USD/JPY | 2025-11-21 | 2025-12-19 | 0.5000% |
| 33 | GRSDR250586 | CNY | GBP/USD | 2025-11-21 | 2025-12-19 | 0.5000% |
| 34 | GRSDR250625 | CNY | USD/JPY | 2025-11-21 | 2025-12-19 | 0.2500% |
| 35 | GRSD7G185_16 | CNY | FR007 | 2025-12-12 | 2025-12-19 | 1.5700% |
| 36 | GRSDR250618 | CNY | NZD/USD | 2025-11-17 | 2025-12-19 | 2.3500% |
| 37 | GRSDR250617 | CNY | GBP/USD | 2025-11-17 | 2025-12-19 | 0.2000% |
| 38 | GRSDR250584 | CNY | NZD/USD | 2025-11-17 | 2025-12-19 | 1.7000% |
| 39 | GRSDR250609 | CNY | FR007 | 2025-11-14 | 2025-12-19 | 1.3691% |
| 40 | GRSDRDZ251870 | CNY | EUR/USD | 2025-11-03 | 2025-12-19 | 1.6833% |
| 41 | GRSDRDZ251435 | CNY | USD/JPY | 2025-08-25 | 2025-12-19 | 1.3000% |
| 42 | GRSDR250624 | CNY | GBP/USD | 2025-11-21 | 2025-12-19 | 0.2500% |
| 43 | GRSDRDZ251470 | CNY | USD/JPY | 2025-09-01 | 2025-12-19 | 1.0833% |
| 44 | GRSDRDZ252071 | CNY | GBP/USD | 2025-11-28 | 2025-12-19 | 2.0000% |
| 45 | GRSDU24249 | USD | GBP/USD | 2024-12-19 | 2025-12-19 | 2.6500% |
| 46 | GRSDUDZ25096 | USD | EUR/USD | 2025-06-18 | 2025-12-19 | 2.2000% |
| 47 | GRSDRDZ251905 | CNY | NZD/USD | 2025-11-14 | 2025-12-19 | 1.9000% |
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2025年12月22日