2026-03-02
尊敬的投資者：
人民幣/外幣結構性存款屬於金融機構吸收的嵌入金融衍生工具的存款，產品保障本金和保底收益，產品浮動收益部分與特定指標市場表現掛鉤。本產品面向全部個人客戶銷售。
1. 按照產品說明書約定，現將2026年2月24日至2026年3月1日結構性存款已起息產品相關信息公告如下：
| 序號 | 產品代碼 | 幣種 | 掛鉤標的 | 產品成立日 （即基準日） |
期初價格 | 觀察水平 | 產品募集規模 （原幣元） |
|---|---|---|---|---|---|---|---|
| 1 | GRSDRDZ260306 | CNY | AUD/USD | 2026-02-24 | 0.7065 | 0.7400/0.6730 | 48,540,000 |
| 2 | GRSDRDZ260411 | CNY | AUD/USD | 2026-02-24 | 0.7065 | 0.7400/0.6730 | 99,516,000 |
| 3 | GRSDRDZ260471 | CNY | EUR/USD | 2026-02-24 | 1.1778 | 1.2183 | 310,206,000 |
| 4 | GRSDRDZ260472 | CNY | AUD/USD | 2026-02-24 | 0.7065 | 0.8005/0.6125 | 292,330,000 |
| 5 | GRSDR260090 | CNY | EUR/USD | 2026-02-24 | 1.1778 | 1.1876/1.1680 | 185,290,000 |
| 6 | GRSDRDZ260304 | CNY | EUR/USD | 2026-02-24 | 1.1778 | 1.1876/1.1680 | 378,451,000 |
| 7 | GRSD7G183_27 | CNY | FR007 | 2026-02-26 | -- | -- | 4,556,856,000 |
| 8 | GRSD7G177_44 | CNY | FR007 | 2026-02-26 | -- | -- | 7,318,644,000 |
| 9 | GRSD7G182_34 | CNY | FR007 | 2026-02-26 | -- | -- | 907,509,000 |
| 10 | GRSD7G185_24 | CNY | FR007 | 2026-02-26 | -- | -- | 3,660,668,000 |
| 11 | GRSD7G187_21 | CNY | FR007 | 2026-02-26 | -- | -- | 4,465,100,000 |
| 12 | GRSD7G189_14 | CNY | FR007 | 2026-02-26 | -- | -- | 10,550,602,000 |
| 13 | GRSDR260091 | CNY | AUD/USD | 2026-02-26 | 0.7134 | 0.7464/0.6804 | 277,190,000 |
| 14 | GRSD2WG192_6 | CNY | FR007 | 2026-02-26 | -- | -- | 206,153,000 |
| 15 | GRSDR260094 | CNY | EUR/USD | 2026-02-27 | 1.1809 | 1.1973 | 131,894,000 |
| 16 | GRSDR260095 | CNY | USD/CHF | 2026-02-27 | 0.7729 | 0.7859 | 60,594,000 |
| 17 | GRSDRDZ260498 | CNY | AUD/USD | 2026-02-27 | 0.7127 | 0.7272/0.6982 | 183,743,000 |
| 18 | GRSDR260093 | CNY | FR007 | 2026-02-27 | -- | -- | 53,512,000 |
| 19 | GRSDRDZ260309 | CNY | FR007 | 2026-02-27 | -- | -- | 280,946,000 |
| 20 | GRSDRDZ260484 | CNY | FR007 | 2026-02-27 | -- | -- | 553,048,000 |
| 21 | GRSDRDZ260509 | CNY | FR007 | 2026-02-27 | -- | -- | 243,879,000 |
| 22 | GRSDRDZ260521 | CNY | FR007 | 2026-02-27 | -- | -- | 60,171,000 |
| 23 | GRSDR260111 | CNY | XAU/USD | 2026-02-27 | 5,197.11 | 5370.07 | 54,579,000 |
| 24 | GRSDRDZ260508 | CNY | EUR/USD | 2026-02-27 | 1.1809 | 1.2074 | 20,770,000 |
| 25 | GRSD2WG196_3 | CNY | FR007 | 2026-02-27 | -- | -- | 857,018,000 |
| 26 | GRSD7G146_109 | CNY | FR007 | 2026-02-27 | -- | -- | 9,023,909,000 |
| 27 | GRSD7G181_36 | CNY | FR007 | 2026-02-27 | -- | -- | 7,105,582,000 |
| 28 | GRSDRDZ260525 | CNY | FR007 | 2026-02-27 | -- | -- | 16,270,000 |
| 29 | GRSDRDZ260524 | CNY | FR007 | 2026-02-27 | -- | -- | 70,000,000 |
| 30 | GRSDRDZ260511 | CNY | FR007 | 2026-02-27 | -- | -- | 97,646,000 |
| 31 | GRSDRDZ260505 | CNY | FR007 | 2026-02-27 | -- | -- | 23,000,000 |
| 32 | GRSDR260104 | CNY | EUR/USD | 2026-02-27 | 1.1809 | 1.1809/1.2163 | 230,134,000 |
| 33 | GRSDRDZ260512 | CNY | AUD/USD | 2026-02-27 | 0.7127 | 0.7367/0.6887 | 156,798,000 |
| 34 | GRSDRDZ260365 | CNY | AUD/USD | 2026-02-27 | 0.7127 | 0.7367/0.6887 | 295,001,000 |
| 35 | GRSDRDZ260310 | CNY | AUD/USD | 2026-02-27 | 0.7127 | 0.7367/0.6887 | 171,962,000 |
| 36 | GRSDRDZ260307 | CNY | USD/JPY | 2026-02-27 | 155.79 | 160.74/150.84 | 335,404,000 |
| 37 | GRSDR260110 | CNY | USD/CHF | 2026-02-27 | 0.7729 | 0.7792 | 81,548,000 |
| 38 | GRSDRDZ260510 | CNY | AUD/USD | 2026-02-27 | 0.7127 | 0.7182 | 91,253,000 |
| 39 | GRSDR260135 | CNY | XAU/USD | 2026-02-27 | 5,197.11 | 5656.21 | 5,106,000 |
| 40 | GRSDR260134 | CNY | EUR/USD | 2026-02-27 | 1.1809 | 1.2127 | 10,185,000 |
| 41 | GRSDR260132 | CNY | AUD/USD | 2026-02-27 | 0.7127 | 0.7352/0.6902 | 139,601,000 |
| 42 | GRSDR260133 | CNY | USD/JPY | 2026-02-27 | 155.79 | 162.49/149.09 | 77,203,000 |
2. 按照產品說明書約定，現將2026年2月24日至2026年3月1日期間到期的個人客戶結構性存款產品實際收益率信息公告如下：
| 序號 | 產品代碼 | 幣種 | 掛鉤標的 | 產品成立日 （基準日） |
到期日 | 實際收益率（年化） |
|---|---|---|---|---|---|---|
| 1 | GRSDRDZ251931 | CNY | USD/JPY | 2025-11-10 | 2026-02-24 | 2.0000% |
| 2 | GRSDR250599 | CNY | USD/JPY | 2025-11-10 | 2026-02-24 | 1.9000% |
| 3 | GRSDRDZ251910 | CNY | EUR/USD | 2025-11-21 | 2026-02-24 | 1.9000% |
| 4 | GRSDRDZ250351 | CNY | USD/CAD | 2025-02-24 | 2026-02-25 | 2.3000% |
| 5 | GRSDRDZ250350 | CNY | AUD/USD | 2025-02-24 | 2026-02-25 | 2.3000% |
| 6 | GRSDRDZ260204 | CNY | FR007 | 2026-01-23 | 2026-02-25 | 1.6996% |
| 7 | GRSDRDZ260215 | CNY | FR007 | 2026-01-26 | 2026-02-25 | 1.6087% |
| 8 | GRSDRDZ252489 | CNY | FR007 | 2026-01-08 | 2026-02-25 | 2.1188% |
| 9 | GRSDRDZ260250 | CNY | USD/CAD | 2026-02-02 | 2026-02-25 | 2.2000% |
| 10 | GRSDRDZ252077 | CNY | FR007 | 2025-11-28 | 2026-02-25 | 1.9078% |
| 11 | GRSDRDZ252078 | CNY | FR007 | 2025-11-28 | 2026-02-25 | 1.8606% |
| 12 | GRSDRDZ252080 | CNY | FR007 | 2025-11-28 | 2026-02-25 | 1.9550% |
| 13 | GRSDRDZ260182 | CNY | FR007 | 2026-01-23 | 2026-02-25 | 1.8829% |
| 14 | GRSDRDZ252010 | CNY | AUD/USD | 2025-11-17 | 2026-02-25 | 1.8000% |
| 15 | GRSDRDZ251420 | CNY | EUR/USD | 2025-08-15 | 2026-02-25 | 2.2000% |
| 16 | GRSDRDZ260381 | CNY | FR007 | 2026-02-05 | 2026-02-25 | 1.3644% |
| 17 | GRSDR260112 | CNY | FR007 | 2026-02-14 | 2026-02-25 | 1.4740% |
| 18 | GRSDRDZ260464 | CNY | FR007 | 2026-02-14 | 2026-02-25 | 1.7060% |
| 19 | GRSD7G183_26 | CNY | FR007 | 2026-02-13 | 2026-02-25 | 1.5800% |
| 20 | GRSD7G189_13 | CNY | FR007 | 2026-02-13 | 2026-02-25 | 1.6220% |
| 21 | GRSDR260083 | CNY | FR007 | 2026-02-14 | 2026-02-25 | 1.0000% |
| 22 | GRSDRDZ260457 | CNY | FR007 | 2026-02-14 | 2026-02-25 | 1.6640% |
| 23 | GRSD2WG192_5 | CNY | FR007 | 2026-02-11 | 2026-02-25 | 1.8732% |
| 24 | GRSD7G187_20 | CNY | FR007 | 2026-02-12 | 2026-02-25 | 1.4240% |
| 25 | GRSDRDZ260481 | CNY | FR007 | 2026-02-14 | 2026-02-25 | 1.5380% |
| 26 | GRSD7G177_43 | CNY | FR007 | 2026-02-12 | 2026-02-25 | 1.5800% |
| 27 | GRSD7G182_33 | CNY | FR007 | 2026-02-12 | 2026-02-25 | 1.6080% |
| 28 | GRSD7G185_23 | CNY | FR007 | 2026-02-12 | 2026-02-25 | 1.4600% |
| 29 | GRSDRDZ251410 | CNY | USD/JPY | 2025-08-20 | 2026-02-26 | 1.5000% |
| 30 | GRSD2WG196_2 | CNY | FR007 | 2026-02-11 | 2026-02-26 | 1.8619% |
| 31 | GRSDRDZ252098 | CNY | USD/CAD | 2025-11-28 | 2026-02-26 | 2.3000% |
| 32 | GRSDRDZ260271 | CNY | AUD/USD | 2026-02-02 | 2026-02-26 | 2.2500% |
| 33 | GRSDRDZ252202 | CNY | USD/JPY | 2025-12-12 | 2026-02-26 | 2.1000% |
| 34 | GRSDRDZ252028 | CNY | FR007 | 2025-11-21 | 2026-02-26 | 1.9827% |
| 35 | GRSDRDZ252041 | CNY | FR007 | 2025-11-21 | 2026-02-26 | 2.2323% |
| 36 | GRSDRDZ251877 | CNY | AUD/USD | 2025-11-03 | 2026-02-26 | 2.0500% |
| 37 | GRSDRDZ252203 | CNY | FR007 | 2025-12-12 | 2026-02-26 | 1.7534% |
| 38 | GRSDRDZ252208 | CNY | FR007 | 2025-12-12 | 2026-02-26 | 1.9158% |
| 39 | GRSDRDZ252236 | CNY | FR007 | 2025-12-12 | 2026-02-26 | 1.9158% |
| 40 | GRSDRDZ251985 | CNY | FR007 | 2025-11-17 | 2026-02-26 | 1.8698% |
| 41 | GRSD7G146_108 | CNY | FR007 | 2026-02-13 | 2026-02-26 | 1.8388% |
| 42 | GRSD7G181_35 | CNY | FR007 | 2026-02-13 | 2026-02-26 | 1.6595% |
| 43 | GRSDRDZ252386 | CNY | GBP/USD | 2025-12-26 | 2026-02-26 | 2.0167% |
| 44 | GRSDRDZ252417 | CNY | FR007 | 2026-01-05 | 2026-02-27 | 2.1539% |
| 45 | GRSDRDZ260137 | CNY | FR007 | 2026-01-16 | 2026-02-27 | 1.9617% |
| 46 | GRSDRDZ252312 | CNY | USD/CAD | 2025-12-29 | 2026-02-27 | 2.0167% |
| 47 | GRSDR260074 | CNY | USD/JPY | 2026-02-06 | 2026-02-27 | 0.0500% |
| 48 | GRSDR250409 | CNY | USD/JPY | 2025-08-22 | 2026-02-27 | 1.2250% |
| 49 | GRSDR260114 | CNY | AUD/USD | 2026-02-13 | 2026-02-27 | 2.0500% |
| 50 | GRSDR260116 | CNY | AUD/USD | 2026-02-13 | 2026-02-27 | 2.1000% |
| 51 | GRSDR260115 | CNY | XAU/USD | 2026-02-13 | 2026-02-27 | 2.0500% |
| 52 | GRSDR260117 | CNY | XAU/USD | 2026-02-13 | 2026-02-27 | 2.1000% |
| 53 | GRSDRDZ260432 | CNY | USD/CAD | 2026-02-13 | 2026-02-27 | 2.1000% |
| 54 | GRSDRDZ260433 | CNY | XAU/USD | 2026-02-13 | 2026-02-27 | 2.1000% |
| 55 | GRSDRDZ260455 | CNY | AUD/USD | 2026-02-13 | 2026-02-27 | 2.1500% |
| 56 | GRSDRDZ260456 | CNY | USD/CAD | 2026-02-13 | 2026-02-27 | 2.1500% |
| 57 | GRSDRDZ260353 | CNY | FR007 | 2026-02-09 | 2026-02-27 | 1.7408% |
| 58 | GRSDRDZ260372 | CNY | FR007 | 2026-02-10 | 2026-02-27 | 1.7560% |
| 59 | GRSDU25031 | USD | AUD/USD | 2025-02-27 | 2026-02-27 | 2.6500% |
| 60 | GRSDRDZ251794 | CNY | FR007 | 2025-10-20 | 2026-02-27 | 2.0636% |
| 61 | GRSDR260054 | CNY | GBP/USD | 2026-01-30 | 2026-02-27 | 3.0000% |
| 62 | GRSDR260008 | CNY | XAU/USD | 2026-01-30 | 2026-02-27 | 0.5000% |
| 63 | GRSDR260009 | CNY | USD/CAD | 2026-01-30 | 2026-02-27 | 1.8000% |
| 64 | GRSDR250622 | CNY | AUD/USD | 2025-11-24 | 2026-02-27 | 0.8000% |
| 65 | GRSDRDZ252309 | CNY | FR007 | 2025-12-29 | 2026-02-27 | 1.9310% |
| 66 | GRSDRDZ252310 | CNY | FR007 | 2025-12-29 | 2026-02-27 | 2.1939% |
| 67 | GRSDRDZ252468 | CNY | FR007 | 2026-01-12 | 2026-02-27 | 2.1299% |
| 68 | GRSDRDZ252471 | CNY | FR007 | 2026-01-09 | 2026-02-27 | 1.6941% |
| 69 | GRSDR250425 | CNY | EUR/USD | 2025-08-22 | 2026-02-27 | 1.2750% |
| 70 | GRSDRDZ252148 | CNY | FR007 | 2025-12-08 | 2026-02-27 | 1.8933% |
| 71 | GRSDRDZ252149 | CNY | FR007 | 2025-12-08 | 2026-02-27 | 2.1355% |
| 72 | GRSDRDZ252499 | CNY | FR007 | 2026-01-09 | 2026-02-27 | 1.8844% |
| 73 | GRSDRDZ252500 | CNY | FR007 | 2026-01-09 | 2026-02-27 | 2.0906% |
| 74 | GRSDRDZ252264 | CNY | FR007 | 2025-12-22 | 2026-02-27 | 1.9109% |
| 75 | GRSDRDZ252255 | CNY | GBP/USD | 2025-12-30 | 2026-02-27 | 1.3750% |
| 76 | GRSDRDZ252357 | CNY | USD/CAD | 2025-12-29 | 2026-02-27 | 1.7333% |
| 77 | GRSDRDZ252372 | CNY | GBP/USD | 2025-12-31 | 2026-02-27 | 1.1667% |
| 78 | GRSDRDZ260056 | CNY | FR007 | 2026-01-12 | 2026-02-27 | 1.8933% |
| 79 | GRSDR260061 | CNY | USD/CAD | 2026-02-02 | 2026-02-27 | 0.0500% |
| 80 | GRSDR250411 | CNY | USD/JPY | 2025-08-25 | 2026-02-27 | 0.9667% |
| 81 | GRSDR250608 | CNY | USD/JPY | 2025-11-17 | 2026-02-27 | 1.8000% |
| 82 | GRSDRDZ260149 | CNY | FR007 | 2026-01-19 | 2026-02-27 | 2.0397% |
| 83 | GRSDRDZ252204 | CNY | FR007 | 2025-12-16 | 2026-02-27 | 1.6992% |
| 84 | GRSDR260005 | CNY | GBP/USD | 2026-01-23 | 2026-02-27 | 0.5000% |
| 85 | GRSDR260006 | CNY | XAU/USD | 2026-01-23 | 2026-02-27 | 1.8000% |
| 86 | GRSDR260039 | CNY | FR007 | 2026-01-23 | 2026-02-27 | 1.3482% |
| 87 | GRSDRDZ260010 | CNY | FR007 | 2026-01-23 | 2026-02-27 | 1.6507% |
| 88 | GRSDRDZ260159 | CNY | FR007 | 2026-01-23 | 2026-02-27 | 1.8258% |
| 89 | GRSDRDZ260165 | CNY | FR007 | 2026-01-23 | 2026-02-27 | 1.7303% |
| 90 | GRSDRDZ260167 | CNY | FR007 | 2026-01-23 | 2026-02-27 | 1.6348% |
| 91 | GRSDRDZ260169 | CNY | FR007 | 2026-01-26 | 2026-02-27 | 2.0302% |
| 92 | GRSDR250626 | CNY | USD/JPY | 2025-11-21 | 2026-02-27 | 1.9000% |
| 93 | GRSDRDZ251456 | CNY | FR007 | 2025-08-22 | 2026-02-27 | 1.8145% |
| 94 | GRSDRDZ251457 | CNY | FR007 | 2025-08-22 | 2026-02-27 | 1.5987% |
| 95 | GRSDRDZ251374 | CNY | EUR/USD | 2025-08-25 | 2026-02-27 | 0.7500% |
| 96 | GRSDR250426 | CNY | EUR/USD | 2025-08-26 | 2026-02-27 | 0.7417% |
| 97 | GRSDR250627 | CNY | EUR/USD | 2025-11-24 | 2026-02-27 | 1.9000% |
| 98 | GRSDRDZ251968 | CNY | FR007 | 2025-11-24 | 2026-02-27 | 2.0640% |
| 99 | GRSDRDZ251939 | CNY | FR007 | 2025-11-07 | 2026-02-27 | 1.9752% |
| 100 | GRSDRDZ252145 | CNY | FR007 | 2025-12-08 | 2026-02-27 | 1.8933% |
| 101 | GRSDRDZ260105 | CNY | FR007 | 2026-01-19 | 2026-02-27 | 1.9289% |
| 102 | GRSDRDZ260345 | CNY | USD/JPY | 2026-02-06 | 2026-02-27 | 2.1000% |
| 103 | GRSDRDZ260346 | CNY | NZD/USD | 2026-02-06 | 2026-02-27 | 2.1000% |
| 104 | GRSDRDZ252370 | CNY | USD/CAD | 2025-12-29 | 2026-02-27 | 1.8000% |
| 105 | GRSDR260047 | CNY | USD/CHF | 2026-01-26 | 2026-02-27 | 2.4000% |
| 106 | GRSDR260048 | CNY | FR007 | 2026-01-26 | 2026-02-27 | 1.0945% |
| 107 | GRSDR260076 | CNY | FR007 | 2026-02-06 | 2026-02-27 | 0.9373% |
| 108 | GRSDRDZ260351 | CNY | XAU/USD | 2026-02-09 | 2026-02-27 | 2.1000% |
| 109 | GRSDRDZ260352 | CNY | NZD/USD | 2026-02-09 | 2026-02-27 | 2.1000% |
| 110 | GRSDRDZ260390 | CNY | XAU/USD | 2026-02-09 | 2026-02-27 | 2.3000% |
| 111 | GRSDRDZ260391 | CNY | NZD/USD | 2026-02-09 | 2026-02-27 | 2.3000% |
| 112 | GRSDRDZ260378 | CNY | NZD/USD | 2026-02-09 | 2026-02-27 | 2.2000% |
| 113 | GRSDRDZ252288 | CNY | FR007 | 2025-12-22 | 2026-02-27 | 2.1240% |
| 114 | GRSDR260062 | CNY | FR007 | 2026-02-02 | 2026-02-27 | 1.0902% |
| 115 | GRSDRDZ252196 | CNY | FR007 | 2025-12-15 | 2026-02-27 | 1.9167% |
| 116 | GRSDRDZ252197 | CNY | FR007 | 2025-12-15 | 2026-02-27 | 2.1605% |
| 117 | GRSDR260053 | CNY | FR007 | 2026-01-30 | 2026-02-27 | 1.3608% |
| 118 | GRSDR260055 | CNY | FR007 | 2026-01-30 | 2026-02-27 | 1.0925% |
| 119 | GRSDRDZ260227 | CNY | FR007 | 2026-02-02 | 2026-02-27 | 1.5640% |
| 120 | GRSDRDZ260280 | CNY | FR007 | 2026-01-30 | 2026-02-27 | 1.7571% |
| 121 | GRSDRDZ252326 | CNY | FR007 | 2026-01-05 | 2026-02-27 | 1.9028% |
| 122 | GRSDRDZ252361 | CNY | FR007 | 2026-01-05 | 2026-02-27 | 2.1068% |
| 123 | GRSDRDZ260025 | CNY | USD/JPY | 2026-01-09 | 2026-02-28 | 1.7333% |
| 124 | GRSD2WG168_40 | CNY | NZD/USD | 2026-02-06 | 2026-02-28 | 0.6000% |
| 125 | GRSD30G157_27 | CNY | GBP/USD | 2026-01-29 | 2026-02-28 | 2.0500% |
| 126 | GRSD2WG186_9 | CNY | USD/JPY | 2026-02-10 | 2026-02-28 | 0.4000% |
| 127 | GRSD2WG144_68 | CNY | GBP/USD | 2026-02-03 | 2026-02-28 | 2.2000% |
| 128 | GRSD2WG163_47 | CNY | XAU/USD | 2026-02-13 | 2026-02-28 | 2.0500% |
| 129 | GRSD2WG172_31 | CNY | AUD/USD | 2026-02-13 | 2026-02-28 | 0.6000% |
| 130 | GRSD30G195_1 | CNY | XAU/USD | 2026-01-29 | 2026-02-28 | 0.6000% |
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2026年3月2日