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人民幣/外幣結構性存款產品起到期公告(2026年7月20日更新)

2026-07-20


尊敬的投資者:

人民幣/外幣結構性存款屬於金融機構吸收的嵌入金融衍生工具的存款,產品保障本金和保底收益,產品浮動收益部分與特定指標市場表現掛鉤。本產品面向全部個人客戶銷售。

1. 按照產品說明書約定,現將2026年7月13日至2026年7月19日結構性存款已起息產品相關信息公告如下:

序號 產品代碼 幣種 掛鉤標的 產品成立日
(即基準日)
期初價格 觀察水平 產品募集規模
(原幣元)
1 GRSDR260409 CNY GBP/USD 2026/7/13 1.338 1.3620/1.3140 230,555,000
2 GRSDR260411 CNY USD/CAD 2026/7/13 1.4164 1.4239/1.4089 993,826,000
3 GRSDR260413 CNY GBP/USD 2026/7/13 1.338 1.3355 798,904,000
4 GRSDRDZ261709 CNY GBP/USD 2026/7/13 1.338 1.3755/1.3005 1,074,227,000
5 GRSDRDZ261720 CNY FR007 2026/7/13 -- -- 314,186,000
6 GRSDRDZ261792 CNY FR007 2026/7/13 -- -- 239,882,000
7 GRSDRDZ261794 CNY GBP/USD 2026/7/13 1.338 1.3640/1.3120 36,870,000
8 GRSDRDZ261795 CNY FR007 2026/7/13 -- -- 344,575,000
9 GRSDRDZ261800 CNY FR007 2026/7/13 -- -- 455,694,000
10 GRSDRDZ261801 CNY FR007 2026/7/13 -- -- 277,034,000
11 GRSDRDZ261802 CNY FR007 2026/7/13 -- -- 399,826,000
12 GRSDRDZ261805 CNY FR007 2026/7/13 -- -- 345,969,000
13 GRSDRDZ261806 CNY USD/CAD 2026/7/13 1.4164 1.4239/1.4089 102,580,000
14 GRSDRDZ261808 CNY FR007 2026/7/13 -- -- 112,000,000
15 GRSDRDZ261809 CNY FR007 2026/7/13 -- -- 62,438,000
16 GRSDRDZ261811 CNY FR007 2026/7/13 -- -- 264,620,000
17 GRSDRDZ261815 CNY FR007 2026/7/13 -- -- 203,700,000
18 GRSDRDZ261819 CNY FR007 2026/7/13 -- -- 653,935,000
19 GRSDRDZ261820 CNY FR007 2026/7/13 -- -- 999,338,000
20 GRSDRDZ261821 CNY GBP/USD 2026/7/13 1.338 1.3640/1.3120 133,754,000
21 GRSDRDZ261826 CNY FR007 2026/7/13 -- -- 50,000,000
22 GRSDRDZ261827 CNY GBP/USD 2026/7/13 1.338 1.3755/1.3005 126,000,000
23 GRSDRDZ261828 CNY USD/CAD 2026/7/13 1.4164 1.4276/1.4052 170,000,000
24 GRSDRDZ261829 CNY FR007 2026/7/13 -- -- 220,400,000
25 GRSDRDZ261883 CNY FR007 2026/7/13 -- -- 174,060,000
26 GRSD2WG197_10 CNY EUR/USD 2026/7/14 1.1392 1.1427 121,789,000
27 GRSDRDZ261824 CNY FR007 2026/7/14 -- -- 44,190,000
28 GRSD7G181_50 CNY FR007 2026/7/15 -- -- 6,881,822,000
29 GRSDR260412 CNY GBP/USD 2026/7/15 1.3412 1.3782/1.3042 486,740,000
30 GRSDRDZ261796 CNY USD/CAD 2026/7/15 1.4051 1.4163/1.3939 946,715,000
31 GRSDRDZ261799 CNY USD/CAD 2026/7/15 1.4051 1.4163/1.3939 338,833,000
32 GRSD2WG163_57 CNY EUR/USD 2026/7/16 1.1464 1.1504 2,905,019,000
33 GRSD2WG168_49 CNY EUR/USD 2026/7/16 1.1464 1.1504 1,345,630,000
34 GRSD2WG172_41 CNY USD/CHF 2026/7/16 0.8063 0.8093 2,117,260,000
35 GRSD2WG205_5 CNY FR007 2026/7/16 -- -- 11,480,000,000
36 GRSDRDZ261831 CNY FR007 2026/7/16 -- -- 108,340,000
37 GRSDRDZ261849 CNY FR007 2026/7/16 -- -- 58,234,000
38 GRSDRDZ261850 CNY FR007 2026/7/16 -- -- 98,000,000
39 GRSDRDZ261851 CNY FR007 2026/7/16 -- -- 98,010,000
40 GRSDRDZ261852 CNY FR007 2026/7/16 -- -- 98,070,000
41 GRSDRDZ261853 CNY FR007 2026/7/16 -- -- 98,090,000
42 GRSDRDZ261861 CNY FR007 2026/7/16 -- -- 276,103,000
43 GRSDRDZ261873 CNY GBP/USD 2026/7/16 1.353 1.3845/1.3215 90,760,000
44 GRSDUDZ26026 USD USD/CHF 2026/7/16 0.8063 0.7158 1,023,600
45 GRSD7G182_49 CNY FR007 2026/7/17 -- -- 609,961,000
46 GRSD7G189_28 CNY FR007 2026/7/17 -- -- 10,573,022,000
47 GRSD7G204_7 CNY FR007 2026/7/17 -- -- 4,900,000,000
48 GRSDR260418 CNY GBP/USD 2026/7/17 1.3464 1.3729/1.3199 495,806,000
49 GRSDR260422 CNY EUR/USD 2026/7/17 1.144 1.1587 264,530,000
50 GRSDR260423 CNY USD/JPY 2026/7/17 162.4 164.55 200,979,000
51 GRSDR260424 CNY EUR/USD 2026/7/17 1.144 1.1440/1.1783 297,423,000
52 GRSDR260444 CNY EUR/USD 2026/7/17 1.144 1.1498 631,492,000
53 GRSDR260445 CNY AUD/USD 2026/7/17 0.6978 0.6987 1,100,323,000
54 GRSDR260446 CNY GBP/USD 2026/7/17 1.3464 1.3513 297,363,000
55 GRSDRDZ261710 CNY GBP/USD 2026/7/17 1.3464 1.3729/1.3199 1,666,280,000
56 GRSDRDZ261711 CNY AUD/USD 2026/7/17 0.6978 0.7033/0.6923 546,430,000
57 GRSDRDZ261721 CNY FR007 2026/7/17 -- -- 299,855,000
58 GRSDRDZ261832 CNY GBP/USD 2026/7/17 1.3464 1.3824/1.3104 215,523,000
59 GRSDRDZ261833 CNY FR007 2026/7/17 -- -- 58,000,000
60 GRSDRDZ261834 CNY FR007 2026/7/17 -- -- 113,460,000
61 GRSDRDZ261835 CNY FR007 2026/7/17 -- -- 20,000,000
62 GRSDRDZ261836 CNY FR007 2026/7/17 -- -- 92,000,000
63 GRSDRDZ261837 CNY FR007 2026/7/17 -- -- 65,370,000
64 GRSDRDZ261838 CNY FR007 2026/7/17 -- -- 57,560,000
65 GRSDRDZ261839 CNY USD/JPY 2026/7/17 162.4 166.75 20,520,000
66 GRSDRDZ261841 CNY FR007 2026/7/17 -- -- 819,027,000
67 GRSDRDZ261842 CNY FR007 2026/7/17 -- -- 804,248,000
68 GRSDRDZ261843 CNY AUD/USD 2026/7/17 0.6978 0.7043/0.6913 128,773,000
69 GRSDRDZ261854 CNY FR007 2026/7/17 -- -- 498,859,000
70 GRSDRDZ261856 CNY FR007 2026/7/17 -- -- 197,700,000
71 GRSDRDZ261857 CNY AUD/USD 2026/7/17 0.6978 0.7070/0.6886 162,806,000
72 GRSDRDZ261862 CNY AUD/USD 2026/7/17 0.6978 0.7043/0.6913 214,912,000
73 GRSDRDZ261864 CNY FR007 2026/7/17 -- -- 1,391,706,000
74 GRSDRDZ261865 CNY FR007 2026/7/17 -- -- 358,345,000
75 GRSDRDZ261868 CNY FR007 2026/7/17 -- -- 99,526,000
76 GRSDRDZ261871 CNY GBP/USD 2026/7/17 1.3464 1.3824/1.3104 72,907,000
77 GRSDRDZ261872 CNY FR007 2026/7/17 -- -- 261,864,000
78 GRSDRDZ261876 CNY FR007 2026/7/17 -- -- 3,597,000
79 GRSDRDZ261877 CNY FR007 2026/7/17 -- -- 21,722,000
80 GRSDRDZ261878 CNY FR007 2026/7/17 -- -- 91,300,000
81 GRSDRDZ261882 CNY FR007 2026/7/17 -- -- 202,015,000

2. 按照產品說明書約定,現將2026年7月13日至2026年7月19日期間到期的個人客戶結構性存款產品實際收益率信息公告如下:

序號 產品代碼 幣種 掛鉤標的 產品成立日
(基準日)
到期日 實際收益率(年化)
1 GRSD2WG197_9 CNY EUR/USD 2026/6/26 2026/7/13 1.8000%
2 GRSDRDZ260024 CNY AUD/USD 2026/1/9 2026/7/13 1.0833%
3 GRSDRDZ260811 CNY EUR/USD 2026/3/27 2026/7/13 0.6000%
4 GRSDRDZ261518 CNY EUR/USD 2026/6/5 2026/7/13 0.2000%
5 GRSDRDZ261689 CNY EUR/USD 2026/6/29 2026/7/13 1.8000%
6 GRSD2WG199_5 CNY FR007 2026/6/26 2026/7/14 1.7619%
7 GRSD7G181_49 CNY FR007 2026/7/3 2026/7/14 1.4236%
8 GRSDRDZ260061 CNY AUD/USD 2026/1/12 2026/7/14 1.0333%
9 GRSDRDZ260121 CNY GBP/USD 2026/1/16 2026/7/14 2.4000%
10 GRSDRDZ260136 CNY GBP/USD 2026/1/15 2026/7/14 2.6000%
11 GRSDRDZ260400 CNY FR007 2026/2/9 2026/7/14 1.9448%
12 GRSDRDZ260556 CNY AUD/USD 2026/4/7 2026/7/14 1.3500%
13 GRSDRDZ261003 CNY FR007 2026/4/13 2026/7/14 1.6508%
14 GRSDRDZ261353 CNY FR007 2026/5/15 2026/7/14 1.5344%
15 GRSDRDZ261365 CNY FR007 2026/5/22 2026/7/14 1.5989%
16 GRSDRDZ261380 CNY FR007 2026/5/22 2026/7/14 1.4542%
17 GRSDRDZ261389 CNY FR007 2026/5/22 2026/7/14 1.7582%
18 GRSDRDZ261397 CNY AUD/USD 2026/5/22 2026/7/14 1.9000%
19 GRSDRDZ261554 CNY USD/CAD 2026/6/12 2026/7/14 1.7000%
20 GRSDRDZ261555 CNY FR007 2026/6/12 2026/7/14 1.4752%
21 GRSDRDZ261562 CNY FR007 2026/6/12 2026/7/14 1.5642%
22 GRSDRDZ261568 CNY FR007 2026/6/12 2026/7/14 1.4159%
23 GRSDRDZ261603 CNY FR007 2026/6/18 2026/7/14 1.5336%
24 GRSDRDZ261612 CNY FR007 2026/6/18 2026/7/14 1.4299%
25 GRSDRDZ261634 CNY FR007 2026/7/1 2026/7/14 1.4094%
26 GRSDRDZ261635 CNY FR007 2026/7/1 2026/7/14 1.4662%
27 GRSDRDZ261636 CNY FR007 2026/7/3 2026/7/14 1.5230%
28 GRSDRDZ261637 CNY FR007 2026/7/3 2026/7/14 1.5656%
29 GRSDRDZ261703 CNY FR007 2026/6/29 2026/7/14 1.8825%
30 GRSDRDZ261704 CNY FR007 2026/6/29 2026/7/14 1.8242%
31 GRSDRDZ261753 CNY FR007 2026/7/2 2026/7/14 1.4804%
32 GRSDRDZ261775 CNY FR007 2026/7/2 2026/7/14 1.6224%
33 GRSDRDZ261776 CNY FR007 2026/7/2 2026/7/14 1.6508%
34 GRSDRDZ261777 CNY FR007 2026/7/2 2026/7/14 1.6650%
35 GRSDRDZ261778 CNY FR007 2026/7/2 2026/7/14 1.6934%
36 GRSDRDZ261779 CNY FR007 2026/7/3 2026/7/14 1.7218%
37 GRSD2WG163_56 CNY USD/CAD 2026/7/1 2026/7/15 0.5000%
38 GRSD2WG168_48 CNY USD/CAD 2026/7/1 2026/7/15 0.6000%
39 GRSD2WG172_40 CNY XAU/USD 2026/7/1 2026/7/15 0.5000%
40 GRSD2WG205_4 CNY FR007 2026/7/1 2026/7/15 1.7253%
41 GRSDRDZ252047 CNY EUR/USD 2025/11/21 2026/7/15 2.4000%
42 GRSDRDZ260335 CNY USD/JPY 2026/2/10 2026/7/15 1.8583%
43 GRSDRDZ260651 CNY FR007 2026/3/16 2026/7/15 1.8383%
44 GRSDRDZ260663 CNY FR007 2026/3/16 2026/7/15 1.6810%
45 GRSDRDZ260682 CNY FR007 2026/3/13 2026/7/15 1.7042%
46 GRSDRDZ260963 CNY FR007 2026/4/10 2026/7/15 1.6601%
47 GRSDRDZ260997 CNY FR007 2026/4/10 2026/7/15 1.6097%
48 GRSDRDZ261308 CNY XAU/USD 2026/5/11 2026/7/15 0.6000%
49 GRSDRDZ261351 CNY AUD/USD 2026/5/15 2026/7/15 1.2500%
50 GRSDRDZ261507 CNY FR007 2026/6/5 2026/7/15 1.7336%
51 GRSDRDZ261597 CNY FR007 2026/6/22 2026/7/15 1.5807%
52 GRSD7G182_48 CNY FR007 2026/7/9 2026/7/16 1.4294%
53 GRSD7G189_27 CNY FR007 2026/7/9 2026/7/16 1.5152%
54 GRSD7G204_6 CNY FR007 2026/7/9 2026/7/16 1.7311%
55 GRSDRDZ260755 CNY GBP/USD 2026/3/20 2026/7/16 2.1000%
56 GRSDRDZ260756 CNY FR007 2026/3/20 2026/7/16 1.5871%
57 GRSDRDZ261288 CNY AUD/USD 2026/5/11 2026/7/16 0.6000%
58 GRSDRDZ261574 CNY FR007 2026/6/16 2026/7/16 1.5331%
59 GRSDRDZ261638 CNY FR007 2026/6/18 2026/7/16 1.8008%
60 GRSDRDZ261680 CNY FR007 2026/7/2 2026/7/16 1.5724%
61 GRSD7G185_38 CNY FR007 2026/7/10 2026/7/17 1.3852%
62 GRSDR260017 CNY EUR/USD 2026/1/14 2026/7/17 1.4833%
63 GRSDR260018 CNY AUD/USD 2026/1/12 2026/7/17 0.8000%
64 GRSDR260021 CNY EUR/USD 2026/1/13 2026/7/17 1.3250%
65 GRSDR260227 CNY USD/JPY 2026/4/13 2026/7/17 1.7500%
66 GRSDR260235 CNY USD/JPY 2026/4/13 2026/7/17 1.7500%
67 GRSDR260247 CNY GBP/USD 2026/4/20 2026/7/17 1.1487%
68 GRSDR260390 CNY GBP/USD 2026/6/18 2026/7/17 0.0500%
69 GRSDR260391 CNY USD/CAD 2026/6/18 2026/7/17 3.0000%
70 GRSDR260407 CNY EUR/USD 2026/7/3 2026/7/17 0.5000%
71 GRSDR260408 CNY AUD/USD 2026/7/3 2026/7/17 1.7500%
72 GRSDRDZ260002 CNY AUD/USD 2026/1/12 2026/7/17 0.9167%
73 GRSDRDZ260023 CNY AUD/USD 2026/1/12 2026/7/17 0.9667%
74 GRSDRDZ260034 CNY EUR/USD 2026/1/12 2026/7/17 1.7833%
75 GRSDRDZ260037 CNY AUD/USD 2026/1/12 2026/7/17 1.0250%
76 GRSDRDZ260054 CNY USD/JPY 2026/1/9 2026/7/17 2.1000%
77 GRSDRDZ260057 CNY USD/JPY 2026/1/14 2026/7/17 2.1000%
78 GRSDRDZ260064 CNY EUR/USD 2026/1/12 2026/7/17 1.6167%
79 GRSDRDZ260414 CNY FR007 2026/2/14 2026/7/17 1.8872%
80 GRSDRDZ260458 CNY FR007 2026/2/14 2026/7/17 1.7865%
81 GRSDRDZ260751 CNY FR007 2026/3/23 2026/7/17 1.7508%
82 GRSDRDZ260786 CNY FR007 2026/4/3 2026/7/17 1.8597%
83 GRSDRDZ260859 CNY AUD/USD 2026/4/10 2026/7/17 1.0667%
84 GRSDRDZ260888 CNY FR007 2026/4/7 2026/7/17 1.7179%
85 GRSDRDZ260894 CNY AUD/USD 2026/4/7 2026/7/17 1.8583%
86 GRSDRDZ260926 CNY AUD/USD 2026/4/7 2026/7/17 1.8917%
87 GRSDRDZ260942 CNY FR007 2026/4/7 2026/7/17 1.7037%
88 GRSDRDZ260973 CNY USD/JPY 2026/4/13 2026/7/17 1.9000%
89 GRSDRDZ260976 CNY AUD/USD 2026/4/13 2026/7/17 1.6500%
90 GRSDRDZ260990 CNY AUD/USD 2026/4/10 2026/7/17 1.2000%
91 GRSDRDZ261005 CNY AUD/USD 2026/4/13 2026/7/17 1.5667%
92 GRSDRDZ261017 CNY USD/JPY 2026/4/10 2026/7/17 2.1000%
93 GRSDRDZ261018 CNY XAU/USD 2026/4/10 2026/7/17 0.6000%
94 GRSDRDZ261424 CNY FR007 2026/6/2 2026/7/17 1.5866%
95 GRSDRDZ261478 CNY FR007 2026/6/18 2026/7/17 1.4011%
96 GRSDRDZ261548 CNY FR007 2026/6/15 2026/7/17 1.7293%
97 GRSDRDZ261549 CNY FR007 2026/6/15 2026/7/17 2.0265%
98 GRSDRDZ261578 CNY FR007 2026/6/15 2026/7/17 1.4024%
99 GRSDRDZ261589 CNY FR007 2026/6/18 2026/7/17 1.4456%
100 GRSDRDZ261599 CNY FR007 2026/6/22 2026/7/17 1.4479%
101 GRSDRDZ261646 CNY FR007 2026/7/6 2026/7/17 1.5360%
102 GRSDRDZ261647 CNY FR007 2026/7/6 2026/7/17 1.5792%
103 GRSDRDZ261751 CNY FR007 2026/7/3 2026/7/17 1.8915%
104 GRSDUDZ25105 USD EUR/USD 2025/7/17 2026/7/17 2.6500%

具體產品細節請見產品說明書或諮詢客戶經理。感謝您一直以來的關注與支持。

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2026年7月20日

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