2023-11-06
尊敬的投资者：
人民币/外币结构性存款属于金融机构吸收的嵌入金融衍生工具的存款，产品保障本金和保底收益，产品浮动收益部分与特定指标市场表现挂钩。本产品面向全部个人客户销售。
1、按照产品说明书约定，现将2023年10月30日至2023年11月5日结构性存款已起息产品相关信息发布如下：
| 序号 | 产品代码 | 币种 | 挂钩标的 | 产品成立日（即基准日） | 期初价格 | 观察水平 | 产品募集规模 （原币元） |
|---|---|---|---|---|---|---|---|
| 1 | GRSDRDZ230946 | CNY | EUR/USD | 2023/10/30 | 1.0561 | 1.1006/1.0116 | 619,183,000 |
| 2 | GRSDRDZ231039 | CNY | USD/CAD | 2023/10/30 | 1.3861 | 1.4186 | 499,410,000 |
| 3 | GRSDRDZ230964 | CNY | USD/CAD | 2023/10/30 | 1.3861 | 1.4141 | 297,009,000 |
| 4 | GRSDU23212 | USD | EUR/USD | 2023/10/30 | 1.0561 | 1.0841 | 4,466,100 |
| 5 | GRSDUDZ23036 | USD | EUR/USD | 2023/10/30 | 1.0561 | 1.1116 | 3,634,300 |
| 6 | GRSDR230562 | CNY | USD/CAD | 2023/10/30 | 1.3861 | 1.4121 | 99,946,000 |
| 7 | GRSD14G152_4 | CNY | EUR/USD | 2023/10/30 | 1.0561 | 1.0528 | 3,138,268,000 |
| 8 | GRSDR230565 | CNY | EUR/USD | 2023/10/30 | 1.0561 | 1.0916 | 99,899,000 |
| 9 | GRSDRDZ230927 | CNY | EUR/USD | 2023/10/30 | 1.0561 | 1.0516 | 1,891,266,000 |
| 10 | GRSDRDZ230928 | CNY | USD/CAD | 2023/10/30 | 1.3861 | 1.3804 | 1,096,960,000 |
| 11 | GRSDRDZ230994 | CNY | EUR/USD | 2023/10/30 | 1.0561 | 1.1096/1.0026 | 499,847,000 |
| 12 | GRSDRDZ231005 | CNY | EUR/USD | 2023/10/30 | 1.0561 | 1.0926/1.0196 | 98,579,000 |
| 13 | GRSDRDZ230963 | CNY | EUR/USD | 2023/10/30 | 1.0561 | 1.1021/1.0101 | 298,352,000 |
| 14 | GRSDU23210 | USD | EUR/USD | 2023/10/30 | 1.0561 | 1.0466 | 4,169,000 |
| 15 | GRSDU23211 | USD | USD/CAD | 2023/10/30 | 1.3861 | 1.3591 | 1,174,500 |
| 16 | GRSDUDZ23032 | USD | USD/CAD | 2023/10/30 | 1.3861 | 1.3471 | 88,500 |
| 17 | GRSD14G153_4 | CNY | USD/CAD | 2023/10/30 | 1.3861 | 1.3823 | 1,549,502,000 |
| 18 | GRSDR230566 | CNY | USD/CAD | 2023/10/30 | 1.3861 | 1.3531 | 49,940,000 |
| 19 | GRSDRDZ230947 | CNY | USD/CAD | 2023/10/30 | 1.3861 | 1.4126 | 620,881,000 |
| 20 | GRSD7G133_48 | CNY | FR007 | 2023/11/1 | -- | -- | 3,443,579,000 |
| 21 | GRSD7G147_29 | CNY | FR007 | 2023/11/1 | -- | -- | 4,662,510,000 |
| 22 | GRSD7G146_23 | CNY | FR007 | 2023/11/1 | -- | -- | 1,731,157,000 |
| 23 | GRSD30G156_2 | CNY | EUR/USD | 2023/11/1 | 1.0567 | 1.052 | 425,201,000 |
| 24 | GRSDRDZ231006 | CNY | EUR/USD | 2023/11/1 | 1.0567 | 1.1047/1.0087 | 199,796,000 |
| 25 | GRSDU23213 | USD | USD/CAD | 2023/11/1 | 1.3882 | 1.3697 | 2,776,200 |
| 26 | GRSDU23214 | USD | EUR/USD | 2023/11/1 | 1.0567 | 1.0987 | 4,946,600 |
| 27 | GRSD7G145_31 | CNY | FR007 | 2023/11/1 | -- | -- | 551,390,000 |
| 28 | GRSD2WG144_17 | CNY | EUR/USD | 2023/11/1 | 1.0567 | 1.0527 | 876,080,000 |
| 29 | GRSDRDZ231130 | CNY | USD/JPY | 2023/11/2 | 150.46 | 151.86/149.06 | 365,840,000 |
| 30 | GRSDRDZ231125 | CNY | USD/JPY | 2023/11/2 | 150.46 | 151.89/149.03 | 50,000,000 |
| 31 | GRSDRDZ231128 | CNY | EUR/USD | 2023/11/2 | 1.0597 | 1.0902/1.0292 | 158,740,000 |
| 32 | GRSDRDZ231126 | CNY | EUR/USD | 2023/11/2 | 1.0597 | 1.0942/1.0252 | 191,310,000 |
| 33 | GRSDRDZ231121 | CNY | EUR/USD | 2023/11/2 | 1.0597 | 1.0902/1.0292 | 43,500,000 |
| 34 | GRSDRDZ231124 | CNY | EUR/USD | 2023/11/2 | 1.0597 | 1.0907/1.0287 | 50,000,000 |
| 35 | GRSDRDZ231120 | CNY | EUR/USD | 2023/11/2 | 1.0597 | 1.0867/1.0327 | 80,000,000 |
| 36 | GRSDRDZ231122 | CNY | USD/JPY | 2023/11/2 | 150.46 | 151.41/149.51 | 10,000,000 |
| 37 | GRSDRDZ231117 | CNY | USD/JPY | 2023/11/2 | 150.46 | 151.34/149.58 | 211,346,000 |
| 38 | GRSDR230574 | CNY | EUR/USD | 2023/11/3 | 1.063 | 1.0970/1.0290 | 299,034,000 |
| 39 | GRSDRDZ230950 | CNY | USD/JPY | 2023/11/3 | 150.26 | 150.83/149.69 | 595,300,000 |
| 40 | GRSDRDZ230948 | CNY | EUR/USD | 2023/11/3 | 1.063 | 1.059 | 3,836,183,000 |
| 41 | GRSDRDZ231115 | CNY | EUR/USD | 2023/11/3 | 1.063 | 1.0565 | 96,260,000 |
| 42 | GRSDR230573 | CNY | AUD/USD | 2023/11/3 | 0.6436 | 0.6481 | 99,317,000 |
| 43 | GRSDRDZ231116 | CNY | AUD/USD | 2023/11/3 | 0.6436 | 0.6493 | 170,129,000 |
| 44 | GRSD7G138_35 | CNY | FR007 | 2023/11/3 | -- | -- | 4,215,381,000 |
| 45 | GRSD7G149_15 | CNY | FR007 | 2023/11/3 | -- | -- | 1,991,884,000 |
| 46 | GRSDRDZ231140 | CNY | USD/CAD | 2023/11/3 | 1.3736 | 1.3866 | 15,000,000 |
| 47 | GRSDRDZ230999 | CNY | EUR/USD | 2023/11/3 | 1.063 | 1.0885/1.0375 | 198,185,000 |
| 48 | GRSDR230572 | CNY | USD/CAD | 2023/11/3 | 1.3736 | 1.3596 | 994,537,000 |
| 49 | GRSDRDZ230929 | CNY | AUD/USD | 2023/11/3 | 0.6436 | 0.6481 | 3,753,921,000 |
| 50 | GRSDRDZ230930 | CNY | USD/CAD | 2023/11/3 | 1.3736 | 1.3681 | 2,031,907,000 |
| 51 | GRSDRDZ230931 | CNY | EUR/USD | 2023/11/3 | 1.063 | 1.06 | 1,603,475,000 |
| 52 | GRSDRDZ230932 | CNY | AUD/USD | 2023/11/3 | 0.6436 | 0.6466 | 627,699,000 |
| 53 | GRSDR230567 | CNY | EUR/USD | 2023/11/3 | 1.063 | 1.1150/1.0110 | 398,389,000 |
| 54 | GRSDRDZ230997 | CNY | USD/JPY | 2023/11/3 | 150.26 | 150.81/149.71 | 698,190,000 |
| 55 | GRSDRDZ230949 | CNY | EUR/USD | 2023/11/3 | 1.063 | 1.0870/1.0390 | 1,009,438,000 |
| 56 | GRSDRDZ230965 | CNY | EUR/USD | 2023/11/3 | 1.063 | 1.0875/1.0385 | 498,689,000 |
| 57 | GRSDRDZ230966 | CNY | USD/JPY | 2023/11/3 | 150.26 | 150.80/149.72 | 495,376,000 |
| 58 | GRSDRDZ230996 | CNY | EUR/USD | 2023/11/3 | 1.063 | 1.1150/1.0110 | 795,194,000 |
| 59 | GRSDRDZ231123 | CNY | USD/JPY | 2023/11/3 | 150.26 | 151.68/148.84 | 372,993,000 |
| 60 | GRSDRDZ231119 | CNY | EUR/USD | 2023/11/3 | 1.063 | 1.0885/1.0375 | 621,663,000 |
| 61 | GRSDRDZ231118 | CNY | EUR/USD | 2023/11/3 | 1.063 | 1.0820/1.0440 | 361,686,000 |
| 62 | GRSDR230571 | CNY | EUR/USD | 2023/11/3 | 1.063 | 1.0515 | 1,988,548,000 |
| 63 | GRSDR230569 | CNY | AUD/USD | 2023/11/3 | 0.6436 | 0.6706 | 99,950,000 |
| 64 | GRSDR230568 | CNY | EUR/USD | 2023/11/3 | 1.063 | 1.0985 | 99,710,000 |
| 65 | GRSDRDZ231010 | CNY | EUR/USD | 2023/11/3 | 1.063 | 1.0875/1.0385 | 993,243,000 |
| 66 | GRSDRDZ231127 | CNY | USD/CAD | 2023/11/3 | 1.3736 | 1.3566 | 402,000,000 |
| 67 | GRSDRDZ231129 | CNY | EUR/USD | 2023/11/3 | 1.063 | 1.0812 | 101,960,000 |
2、按照产品说明书约定，现将2023年10月30日至2023年11月5日期间到期的个人客户结构性存款产品实际收益率信息发布如下：
| 序号 | 产品代码 | 币种 | 挂钩标的 | 产品成立日 （基准日） |
到期日 | 实际收益率（年化） |
|---|---|---|---|---|---|---|
| 1 | GRSDRDZ230359 | CNY | AUD/USD | 2023/6/2 | 2023/10/30 | 3.60% |
| 2 | GRSDR230520 | CNY | USD/CAD | 2023/9/22 | 2023/10/30 | 0.30% |
| 3 | GRSDU23190 | USD | EUR/USD | 2023/9/25 | 2023/10/30 | 1.70% |
| 4 | GRSDR230519 | CNY | AUD/USD | 2023/9/22 | 2023/10/30 | 0.30% |
| 5 | GRSDRDZ231015 | CNY | AUD/USD | 2023/10/16 | 2023/10/30 | 2.50% |
| 6 | GRSDRDZ231014 | CNY | XAU/USD | 2023/10/16 | 2023/10/30 | 2.50% |
| 7 | GRSDRDZ230826 | CNY | EUR/USD | 2023/9/25 | 2023/10/30 | 2.60% |
| 8 | GRSDR230543 | CNY | XAU/USD | 2023/10/13 | 2023/10/30 | 2.20% |
| 9 | GRSDU23195 | USD | EUR/USD | 2023/9/28 | 2023/10/30 | 1.50% |
| 10 | GRSDRDZ230808 | CNY | EUR/USD | 2023/9/28 | 2023/10/30 | 3.20% |
| 11 | GRSDRDZ230825 | CNY | AUD/USD | 2023/9/25 | 2023/10/30 | 2.60% |
| 12 | GRSDRDZ230275 | CNY | EUR/USD | 2023/5/4 | 2023/10/31 | 1.60% |
| 13 | GRSDRDZ230234 | CNY | EUR/USD | 2023/5/4 | 2023/10/31 | 2.25% |
| 14 | GRSDRDZ230933 | CNY | AUD/USD | 2023/10/13 | 2023/10/31 | 3.10% |
| 15 | GRSDR230545 | CNY | XAU/USD | 2023/10/13 | 2023/10/31 | 4.00% |
| 16 | GRSDR230442 | CNY | EUR/USD | 2023/8/1 | 2023/10/31 | 1.80% |
| 17 | GRSDRDZ230544 | CNY | EUR/USD | 2023/7/31 | 2023/10/31 | 2.33% |
| 18 | GRSDRDZ230547 | CNY | EUR/USD | 2023/8/2 | 2023/10/31 | 2.27% |
| 19 | GRSDRDZ230742 | CNY | EUR/USD | 2023/8/7 | 2023/10/31 | 2.40% |
| 20 | GRSDRDZ230771 | CNY | GBP/USD | 2023/8/21 | 2023/10/31 | 1.20% |
| 21 | GRSDRDZ230624 | CNY | EUR/USD | 2023/7/17 | 2023/10/31 | 1.58% |
| 22 | GRSDRDZ230313 | CNY | AUD/USD | 2023/5/8 | 2023/10/31 | 3.10% |
| 23 | GRSDRDZ230862 | CNY | EUR/USD | 2023/9/4 | 2023/10/31 | 3.10% |
| 24 | GRSDU23138 | USD | AUD/USD | 2023/7/19 | 2023/10/31 | 1.70% |
| 25 | GRSDRDZ230866 | CNY | EUR/USD | 2023/9/1 | 2023/10/31 | 2.23% |
| 26 | GRSD7G146_22 | CNY | FR007 | 2023/10/25 | 2023/10/31 | 2.45% |
| 27 | GRSDR230517 | CNY | EUR/USD | 2023/9/22 | 2023/10/31 | 2.25% |
| 28 | GRSDRDZ230284 | CNY | EUR/USD | 2023/5/8 | 2023/10/31 | 2.25% |
| 29 | GRSDRDZ230285 | CNY | USD/CAD | 2023/5/8 | 2023/10/31 | 3.20% |
| 30 | GRSD30G156_1 | CNY | EUR/USD | 2023/10/2 | 2023/10/31 | 3.10% |
| 31 | GRSDRDZ230919 | CNY | XAU/USD | 2023/10/13 | 2023/10/31 | 2.50% |
| 32 | GRSDRDZ230920 | CNY | AUD/USD | 2023/10/13 | 2023/10/31 | 2.50% |
| 33 | GRSDU23200 | USD | XAU/USD | 2023/10/13 | 2023/10/31 | 1.70% |
| 34 | GRSDRDZ230535 | CNY | USD/JPY | 2023/7/21 | 2023/10/31 | 2.90% |
| 35 | GRSDRDZ230536 | CNY | EUR/USD | 2023/7/21 | 2023/10/31 | 2.00% |
| 36 | GRSDR230417 | CNY | USD/JPY | 2023/7/21 | 2023/10/31 | 2.40% |
| 37 | GRSDRDZ230567 | CNY | EUR/USD | 2023/7/21 | 2023/10/31 | 2.20% |
| 38 | GRSDRDZ230568 | CNY | USD/JPY | 2023/7/21 | 2023/10/31 | 3.20% |
| 39 | GRSDRDZ230571 | CNY | EUR/USD | 2023/7/21 | 2023/10/31 | 2.20% |
| 40 | GRSDRDZ230315 | CNY | EUR/USD | 2023/5/8 | 2023/10/31 | 1.67% |
| 41 | GRSDRDZ230274 | CNY | EUR/USD | 2023/4/28 | 2023/10/31 | 2.00% |
| 42 | GRSDR230247 | CNY | AUD/USD | 2023/4/28 | 2023/10/31 | 3.00% |
| 43 | GRSDRDZ230321 | CNY | EUR/USD | 2023/5/12 | 2023/10/31 | 3.12% |
| 44 | GRSDR230293 | CNY | EUR/USD | 2023/5/12 | 2023/10/31 | 3.00% |
| 45 | GRSDRDZ230532 | CNY | EUR/USD | 2023/7/17 | 2023/10/31 | 1.77% |
| 46 | GRSDRDZ230634 | CNY | EUR/USD | 2023/7/24 | 2023/10/31 | 1.97% |
| 47 | GRSDRDZ230509 | CNY | EUR/USD | 2023/7/4 | 2023/10/31 | 3.03% |
| 48 | GRSDRDZ230528 | CNY | USD/JPY | 2023/7/17 | 2023/10/31 | 3.00% |
| 49 | GRSDR230410 | CNY | EUR/USD | 2023/7/14 | 2023/10/31 | 1.60% |
| 50 | GRSDRDZ230474 | CNY | EUR/USD | 2023/6/26 | 2023/10/31 | 2.35% |
| 51 | GRSDRDZ230479 | CNY | USD/JPY | 2023/6/26 | 2023/10/31 | 3.20% |
| 52 | GRSDRDZ230478 | CNY | EUR/USD | 2023/6/26 | 2023/10/31 | 2.40% |
| 53 | GRSDRDZ230541 | CNY | EUR/USD | 2023/7/28 | 2023/10/31 | 2.33% |
| 54 | GRSDRDZ230542 | CNY | EUR/USD | 2023/7/28 | 2023/10/31 | 2.27% |
| 55 | GRSDR230424 | CNY | AUD/USD | 2023/7/28 | 2023/10/31 | 2.20% |
| 56 | GRSDRDZ230576 | CNY | AUD/USD | 2023/7/28 | 2023/10/31 | 2.87% |
| 57 | GRSDRDZ230577 | CNY | EUR/USD | 2023/7/28 | 2023/10/31 | 2.53% |
| 58 | GRSDRDZ230580 | CNY | AUD/USD | 2023/7/28 | 2023/10/31 | 2.87% |
| 59 | GRSDRDZ230581 | CNY | EUR/USD | 2023/7/28 | 2023/10/31 | 2.53% |
| 60 | GRSDRDZ230694 | CNY | EUR/USD | 2023/8/4 | 2023/10/31 | 2.33% |
| 61 | GRSDRDZ230695 | CNY | USD/JPY | 2023/8/4 | 2023/10/31 | 2.80% |
| 62 | GRSDR230448 | CNY | EUR/USD | 2023/8/4 | 2023/10/31 | 1.80% |
| 63 | GRSDRDZ230649 | CNY | EUR/USD | 2023/8/4 | 2023/10/31 | 2.20% |
| 64 | GRSDRDZ230650 | CNY | USD/JPY | 2023/8/4 | 2023/10/31 | 3.20% |
| 65 | GRSDRDZ230653 | CNY | EUR/USD | 2023/8/4 | 2023/10/31 | 2.20% |
| 66 | GRSDRDZ230697 | CNY | EUR/USD | 2023/8/7 | 2023/10/31 | 2.33% |
| 67 | GRSDRDZ230654 | CNY | USD/JPY | 2023/8/4 | 2023/10/31 | 3.20% |
| 68 | GRSDRDZ230752 | CNY | EUR/USD | 2023/8/4 | 2023/10/31 | 1.97% |
| 69 | GRSDRDZ230753 | CNY | USD/JPY | 2023/8/4 | 2023/10/31 | 3.50% |
| 70 | GRSDRDZ230279 | CNY | EUR/USD | 2023/5/4 | 2023/10/31 | 0.70% |
| 71 | GRSDR230274 | CNY | AUD/USD | 2023/5/4 | 2023/10/31 | 2.80% |
| 72 | GRSDRDZ230623 | CNY | GBP/USD | 2023/7/14 | 2023/10/31 | 1.20% |
| 73 | GRSDR230278 | CNY | EUR/USD | 2023/5/10 | 2023/10/31 | 2.30% |
| 74 | GRSDRDZ230641 | CNY | EUR/USD | 2023/7/28 | 2023/10/31 | 1.97% |
| 75 | GRSDRDZ230320 | CNY | EUR/USD | 2023/5/12 | 2023/10/31 | 3.45% |
| 76 | GRSDR230284 | CNY | EUR/USD | 2023/5/12 | 2023/10/31 | 2.60% |
| 77 | GRSDR230285 | CNY | EUR/USD | 2023/5/12 | 2023/10/31 | 2.80% |
| 78 | GRSDR230283 | CNY | EUR/USD | 2023/5/8 | 2023/10/31 | 2.15% |
| 79 | GRSDRDZ220714 | CNY | EUR/USD | 2022/11/1 | 2023/10/31 | 2.60% |
| 80 | GRSDRDZ230538 | CNY | EUR/USD | 2023/7/24 | 2023/10/31 | 2.05% |
| 81 | GRSDRDZ230658 | CNY | EUR/USD | 2023/8/11 | 2023/10/31 | 2.53% |
| 82 | GRSDRDZ230662 | CNY | EUR/USD | 2023/8/11 | 2023/10/31 | 2.53% |
| 83 | GRSDRDZ230663 | CNY | USD/JPY | 2023/8/11 | 2023/10/31 | 2.87% |
| 84 | GRSDR230546 | CNY | AUD/USD | 2023/10/13 | 2023/10/31 | 0.20% |
| 85 | GRSDRDZ230534 | CNY | EUR/USD | 2023/7/24 | 2023/10/31 | 2.10% |
| 86 | GRSDRDZ230572 | CNY | USD/JPY | 2023/7/21 | 2023/10/31 | 3.20% |
| 87 | GRSDRDZ230857 | CNY | EUR/USD | 2023/9/4 | 2023/10/31 | 2.35% |
| 88 | GRSDRDZ230647 | CNY | EUR/USD | 2023/8/2 | 2023/10/31 | 2.35% |
| 89 | GRSDRDZ230760 | CNY | EUR/USD | 2023/8/10 | 2023/10/31 | 0.70% |
| 90 | GRSDRDZ230799 | CNY | EUR/USD | 2023/9/22 | 2023/10/31 | 3.20% |
| 91 | GRSDRDZ230905 | CNY | AUD/USD | 2023/9/22 | 2023/10/31 | 1.20% |
| 92 | GRSDRDZ230763 | CNY | EUR/USD | 2023/8/14 | 2023/10/31 | 1.20% |
| 93 | GRSDRDZ230659 | CNY | USD/JPY | 2023/8/11 | 2023/10/31 | 2.87% |
| 94 | GRSDRDZ230768 | CNY | EUR/USD | 2023/8/11 | 2023/10/31 | 1.97% |
| 95 | GRSD2WG144_16 | CNY | AUD/USD | 2023/10/18 | 2023/10/31 | 1.20% |
| 96 | GRSDRDZ230758 | CNY | EUR/USD | 2023/8/4 | 2023/10/31 | 3.10% |
| 97 | GRSDRDZ230280 | CNY | EUR/USD | 2023/4/28 | 2023/10/31 | 1.97% |
| 98 | GRSDRDZ230970 | CNY | EUR/USD | 2023/10/2 | 2023/10/31 | 3.50% |
| 99 | GRSDRDZ230873 | CNY | AUD/USD | 2023/10/2 | 2023/10/31 | 3.20% |
| 100 | GRSDRDZ230913 | CNY | AUD/USD | 2023/10/2 | 2023/10/31 | 1.20% |
| 101 | GRSDRDZ230540 | CNY | EUR/USD | 2023/8/1 | 2023/10/31 | 2.10% |
| 102 | GRSDRDZ230264 | CNY | EUR/USD | 2023/4/25 | 2023/10/31 | 3.10% |
| 103 | GRSDRDZ230233 | CNY | AUD/USD | 2023/5/4 | 2023/10/31 | 3.20% |
| 104 | GRSD7G133_47 | CNY | FR007 | 2023/10/25 | 2023/11/1 | 1.85% |
| 105 | GRSD7G145_30 | CNY | FR007 | 2023/10/25 | 2023/11/1 | 2.45% |
| 106 | GRSD7G147_28 | CNY | FR007 | 2023/10/25 | 2023/11/1 | 2.13% |
| 107 | GRSD7G149_14 | CNY | FR007 | 2023/10/26 | 2023/11/2 | 2.25% |
| 108 | GRSD7G138_34 | CNY | FR007 | 2023/10/26 | 2023/11/2 | 2.70% |
| 109 | GRSDU22182 | USD | AUD/USD | 2022/11/2 | 2023/11/3 | 1.40% |
| 110 | GRSDUDZ23009 | USD | EUR/USD | 2023/5/4 | 2023/11/3 | 4.00% |
具体产品细节请见产品说明书或咨询客户经理。感谢您一直以来的关注与支持。
中国银行股份有限公司
2023年11月6日