2025-03-10
尊敬的投资者：
人民币/外币结构性存款属于金融机构吸收的嵌入金融衍生工具的存款，产品保障本金和保底收益，产品浮动收益部分与特定指标市场表现挂钩。本产品面向全部个人客户销售。
1.按照产品说明书约定，现将2025年3月3日至2025年3月9日结构性存款已起息产品相关信息公告如下：
| 序号 | 产品代码 | 币种 | 挂钩标的 | 产品成立日 （即基准日） |
期初价格 | 观察水平 | 产品募集规模 （原币元） |
|---|---|---|---|---|---|---|---|
| 1 | GRSDR250098 | CNY | EUR/USD | 2025-03-03 | 1.0414 | 1.0299 | 1,071,590,000 |
| 2 | GRSDRDZ250459 | CNY | USD/JPY | 2025-03-03 | 150.47 | 156.47/144.47 | 189,700,000 |
| 3 | GRSDRDZ250446 | CNY | EUR/USD | 2025-03-03 | 1.0414 | 1.0489/1.0339 | 81,591,000 |
| 4 | GRSD2WG168_18 | CNY | AUD/USD | 2025-03-03 | 0.6217 | 0.6257 | 1,499,826,000 |
| 5 | GRSD1MG170_11 | CNY | EUR/USD | 2025-03-03 | 1.0414 | 1.0361 | 514,697,000 |
| 6 | GRSD2WG172_10 | CNY | EUR/USD | 2025-03-03 | 1.0414 | 1.0379 | 2,527,132,000 |
| 7 | GRSDU25033 | USD | AUD/USD | 2025-03-03 | 0.6217 | 0.6284 | 4,419,300 |
| 8 | GRSDU25034 | USD | USD/CAD | 2025-03-03 | 1.4446 | 1.4601 | 1,281,100 |
| 9 | GRSDRDZ250456 | CNY | EUR/USD | 2025-03-03 | 1.0414 | 1.0364 | 1,599,840,000 |
| 10 | GRSDRDZ250290 | CNY | EUR/USD | 2025-03-03 | 1.0414 | 1.0514/1.0314 | 1,229,991,000 |
| 11 | GRSDRDZ250438 | CNY | USD/JPY | 2025-03-03 | 150.47 | 156.17/144.77 | 239,107,000 |
| 12 | GRSDRDZ250480 | CNY | USD/JPY | 2025-03-03 | 150.47 | 157.07/143.87 | 127,948,000 |
| 13 | GRSDR250096 | CNY | EUR/USD | 2025-03-03 | 1.0414 | 1.0504/1.0324 | 299,950,000 |
| 14 | GRSDRDZ250442 | CNY | EUR/USD | 2025-03-03 | 1.0414 | 1.0349 | 589,395,000 |
| 15 | GRSDRDZ250353 | CNY | EUR/USD | 2025-03-03 | 1.0414 | 1.0194 | 399,154,000 |
| 16 | GRSDRDZ250352 | CNY | USD/CAD | 2025-03-03 | 1.4446 | 1.4686 | 399,185,000 |
| 17 | GRSD7G146_72 | CNY | FR007 | 2025-03-03 | -- | -- | 7,786,281,000 |
| 18 | GRSD7G162_43 | CNY | FR007 | 2025-03-03 | -- | -- | 7,922,508,000 |
| 19 | GRSD7G176_7 | CNY | FR007 | 2025-03-03 | -- | -- | 3,103,404,000 |
| 20 | GRSD7G177_7 | CNY | FR007 | 2025-03-03 | -- | -- | 5,854,248,000 |
| 21 | GRSDR250097 | CNY | AUD/USD | 2025-03-03 | 0.6217 | 0.6317 | 1,464,421,000 |
| 22 | GRSDRDZ250455 | CNY | AUD/USD | 2025-03-03 | 0.6217 | 0.6282 | 386,081,000 |
| 23 | GRSD2WG144_48 | CNY | EUR/USD | 2025-03-03 | 1.0414 | 1.0364 | 5,462,284,000 |
| 24 | GRSDRDZ250482 | CNY | FR007 | 2025-03-03 | -- | -- | 3,181,255,000 |
| 25 | GRSDRDZ250483 | CNY | FR007 | 2025-03-03 | -- | -- | 107,807,000 |
| 26 | GRSDRDZ250484 | CNY | FR007 | 2025-03-03 | -- | -- | 100,000,000 |
| 27 | GRSDRDZ250343 | CNY | EUR/USD | 2025-03-03 | 1.0414 | 1.0499/1.0329 | 1,864,100,000 |
| 28 | GRSDRDZ250453 | CNY | EUR/USD | 2025-03-03 | 1.0414 | 1.0499/1.0329 | 98,877,000 |
| 29 | GRSDRDZ250439 | CNY | EUR/USD | 2025-03-03 | 1.0414 | 1.0379 | 135,468,000 |
| 30 | GRSDRDZ250342 | CNY | AUD/USD | 2025-03-03 | 0.6217 | 0.6262 | 2,143,292,000 |
| 31 | GRSDRDZ250448 | CNY | EUR/USD | 2025-03-03 | 1.0414 | 1.0361 | 1,052,228,000 |
| 32 | GRSDRDZ250462 | CNY | AUD/USD | 2025-03-03 | 0.6217 | 0.6255 | 49,994,000 |
| 33 | GRSD2WG163_26 | CNY | AUD/USD | 2025-03-03 | 0.6217 | 0.6252 | 3,392,189,000 |
| 34 | GRSD21G175_10 | CNY | AUD/USD | 2025-03-03 | 0.6217 | 0.6252 | 923,025,000 |
| 35 | GRSDRDZ250401 | CNY | FR007 | 2025-03-03 | -- | -- | 1,480,129,000 |
| 36 | GRSDRDZ250458 | CNY | FR007 | 2025-03-03 | -- | -- | 150,000,000 |
| 37 | GRSDR250095 | CNY | USD/JPY | 2025-03-03 | 150.47 | 155.57/145.37 | 499,150,000 |
| 38 | GRSD2WG171_13 | CNY | AUD/USD | 2025-03-03 | 0.6217 | 0.6247 | 379,972,000 |
| 39 | GRSDRDZ250345 | CNY | EUR/USD | 2025-03-03 | 1.0414 | 1.0499/1.0329 | 2,393,602,000 |
| 40 | GRSDRDZ250326 | CNY | EUR/USD | 2025-03-03 | 1.0414 | 1.0499/1.0329 | 779,489,000 |
| 41 | GRSDRDZ250449 | CNY | USD/JPY | 2025-03-03 | 150.47 | 155.27/145.67 | 499,998,000 |
| 42 | GRSDR250067 | CNY | AUD/USD | 2025-03-03 | 0.6217 | 0.6275 | 675,674,000 |
| 43 | GRSDR250068 | CNY | EUR/USD | 2025-03-03 | 1.0414 | 1.0349 | 506,842,000 |
| 44 | GRSDRDZ250344 | CNY | EUR/USD | 2025-03-03 | 1.0414 | 1.0324 | 199,999,000 |
| 45 | GRSD30G157_16 | CNY | AUD/USD | 2025-03-03 | 0.6217 | 0.6275 | 4,822,446,000 |
| 46 | GRSD2WG178_2 | CNY | AUD/USD | 2025-03-04 | 0.6201 | 0.6231 | 1,637,212,000 |
| 47 | GRSDU25037 | USD | USD/CAD | 2025-03-05 | 1.4423 | 1.4628 | 5,388,600 |
| 48 | GRSDU25035 | USD | USD/CAD | 2025-03-05 | 1.4423 | 1.4628 | 628,800 |
| 49 | GRSDRDZ250503 | CNY | NZD/USD | 2025-03-06 | 0.5735 | 0.5680 | 29,000,000 |
| 50 | GRSDU25036 | USD | USD/CAD | 2025-03-06 | 1.4339 | 1.4589 | 14,967,800 |
| 51 | GRSDRDZ250519 | CNY | GBP/USD | 2025-03-06 | 1.2901 | 1.3381/1.2421 | 23,300,000 |
| 52 | GRSDRDZ250491 | CNY | GBP/USD | 2025-03-06 | 1.2901 | 1.3166/1.2636 | 126,500,000 |
| 53 | GRSDRDZ250514 | CNY | GBP/USD | 2025-03-06 | 1.2901 | 1.3106/1.2696 | 80,000,000 |
| 54 | GRSDRDZ250492 | CNY | NZD/USD | 2025-03-06 | 0.5735 | 0.5688 | 226,310,000 |
| 55 | GRSDRDZ250538 | CNY | GBP/USD | 2025-03-07 | 1.2886 | 1.3306/1.2466 | 26,000,000 |
| 56 | GRSDRDZ250490 | CNY | USD/JPY | 2025-03-07 | 147.49 | 152.64/142.34 | 272,218,000 |
| 57 | GRSDRDZ250515 | CNY | GBP/USD | 2025-03-07 | 1.2886 | 1.3196/1.2576 | 168,623,000 |
| 58 | GRSDRDZ250493 | CNY | GBP/USD | 2025-03-07 | 1.2886 | 1.3191/1.2581 | 72,000,000 |
| 59 | GRSDRDZ250487 | CNY | GBP/USD | 2025-03-07 | 1.2886 | 1.3221/1.2551 | 599,828,000 |
| 60 | GRSDRDZ250506 | CNY | GBP/USD | 2025-03-07 | 1.2886 | 1.3276/1.2496 | 489,534,000 |
| 61 | GRSDR250100 | CNY | XAU/USD | 2025-03-07 | 2,909.88 | 2878.73 | 206,518,000 |
| 62 | GRSDR250116 | CNY | NZD/USD | 2025-03-07 | 0.5714 | 0.5604 | 988,002,000 |
| 63 | GRSDRDZ250508 | CNY | NZD/USD | 2025-03-07 | 0.5714 | 0.5677 | 343,293,000 |
| 64 | GRSDRDZ250485 | CNY | XAU/USD | 2025-03-07 | 2,909.88 | 2882.98 | 605,634,000 |
| 65 | GRSDRDZ250495 | CNY | NZD/USD | 2025-03-07 | 0.5714 | 0.5677 | 614,664,000 |
| 66 | GRSDRDZ250504 | CNY | XAU/USD | 2025-03-07 | 2,909.88 | 2885.18 | 752,577,000 |
| 67 | GRSDRDZ250499 | CNY | NZD/USD | 2025-03-07 | 0.5714 | 0.5684 | 116,600,000 |
| 68 | GRSDR250117 | CNY | XAU/USD | 2025-03-07 | 2,909.88 | 2830.38 | 871,166,000 |
| 69 | GRSDRDZ250511 | CNY | XAU/USD | 2025-03-07 | 2,909.88 | 2882.98 | 45,050,000 |
| 70 | GRSDRDZ250496 | CNY | USD/JPY | 2025-03-07 | 147.49 | 152.14/142.84 | 453,677,000 |
| 71 | GRSDR250099 | CNY | NZD/USD | 2025-03-07 | 0.5714 | 0.5671 | 469,145,000 |
| 72 | GRSDRDZ250467 | CNY | NZD/USD | 2025-03-07 | 0.5714 | 0.5669 | 902,900,000 |
| 73 | GRSDRDZ250468 | CNY | XAU/USD | 2025-03-07 | 2,909.88 | 2877.43 | 552,652,000 |
| 74 | GRSDRDZ250502 | CNY | XAU/USD | 2025-03-07 | 2,909.88 | 2877.43 | 816,209,000 |
| 75 | GRSDR250118 | CNY | XAU/USD | 2025-03-07 | 2,909.88 | 2879.13 | 170,597,000 |
| 76 | GRSDRDZ250518 | CNY | FR007 | 2025-03-07 | -- | -- | 52,800,000 |
| 77 | GRSDRDZ250513 | CNY | FR007 | 2025-03-07 | -- | -- | 99,930,000 |
| 78 | GRSDRDZ250512 | CNY | FR007 | 2025-03-07 | -- | -- | 78,000,000 |
| 79 | GRSDRDZ250510 | CNY | FR007 | 2025-03-07 | -- | -- | 136,000,000 |
| 80 | GRSDRDZ250507 | CNY | FR007 | 2025-03-07 | -- | -- | 155,216,000 |
| 81 | GRSDRDZ250505 | CNY | FR007 | 2025-03-07 | -- | -- | 1,426,608,000 |
| 82 | GRSDRDZ250501 | CNY | FR007 | 2025-03-07 | -- | -- | 730,770,000 |
| 83 | GRSDRDZ250498 | CNY | FR007 | 2025-03-07 | -- | -- | 449,290,000 |
| 84 | GRSDRDZ250489 | CNY | FR007 | 2025-03-07 | -- | -- | 904,438,000 |
| 85 | GRSDRDZ250494 | CNY | FR007 | 2025-03-07 | -- | -- | 144,800,000 |
2.按照产品说明书约定，现将2025年3月3日至2025年3月9日期间到期的个人客户结构性存款产品实际收益率信息公告如下：
| 序号 | 产品代码 | 币种 | 挂钩标的 | 产品成立日 （基准日） |
到期日 | 实际收益率（年化） |
|---|---|---|---|---|---|---|
| 1 | GRSDU24178 | USD | EUR/USD | 2024-09-04 | 2025-03-03 | 1.9000% |
| 2 | GRSDU24180 | USD | EUR/USD | 2024-09-04 | 2025-03-03 | 2.2000% |
| 3 | GRSD2WG178_1 | CNY | XAU/USD | 2025-02-17 | 2025-03-03 | 2.2000% |
| 4 | GRSDRDZ241670 | CNY | USD/CHF | 2024-11-22 | 2025-03-03 | 2.4000% |
| 5 | GRSDUDZ24016 | USD | USD/JPY | 2024-03-04 | 2025-03-04 | 2.8000% |
| 6 | GRSDRDZ241703 | CNY | AUD/USD | 2024-11-29 | 2025-03-04 | 1.0667% |
| 7 | GRSDRDZ241704 | CNY | GBP/USD | 2024-11-29 | 2025-03-04 | 1.9500% |
| 8 | GRSDUDZ24015 | USD | USD/CHF | 2024-03-04 | 2025-03-04 | 5.0000% |
| 9 | GRSDRDZ241608 | CNY | USD/JPY | 2024-12-02 | 2025-03-04 | 1.6000% |
| 10 | GRSDRDZ241607 | CNY | EUR/USD | 2024-12-02 | 2025-03-04 | 2.3000% |
| 11 | GRSDRDZ241604 | CNY | USD/CHF | 2024-11-25 | 2025-03-05 | 2.4000% |
| 12 | GRSDRDZ241759 | CNY | USD/CHF | 2024-12-09 | 2025-03-06 | 2.3000% |
| 13 | GRSDRDZ250170 | CNY | AUD/USD | 2025-01-16 | 2025-03-06 | 2.6500% |
| 14 | GRSDRDZ241702 | CNY | EUR/USD | 2024-12-03 | 2025-03-06 | 2.3000% |
| 15 | GRSDU24232 | USD | USD/CHF | 2024-11-25 | 2025-03-07 | 1.7000% |
| 16 | GRSDRDZ241692 | CNY | EUR/USD | 2024-12-06 | 2025-03-07 | 2.2000% |
| 17 | GRSDRDZ250431 | CNY | FR007 | 2025-02-21 | 2025-03-07 | 1.9070% |
| 18 | GRSDRDZ250434 | CNY | FR007 | 2025-02-24 | 2025-03-07 | 1.9620% |
| 19 | GRSDRDZ241979 | CNY | AUD/USD | 2025-01-06 | 2025-03-07 | 3.0000% |
| 20 | GRSDR240679 | CNY | GBP/USD | 2024-12-06 | 2025-03-07 | 1.7250% |
| 21 | GRSDRDZ241693 | CNY | AUD/USD | 2024-12-06 | 2025-03-07 | 1.7333% |
| 22 | GRSDU24044 | USD | USD/JPY | 2024-03-07 | 2025-03-07 | 2.7500% |
| 23 | GRSDUDZ24019 | USD | USD/JPY | 2024-03-11 | 2025-03-07 | 2.8000% |
| 24 | GRSDRDZ241707 | CNY | EUR/USD | 2024-12-05 | 2025-03-07 | 2.4000% |
| 25 | GRSDUDZ24018 | USD | USD/CHF | 2024-03-11 | 2025-03-07 | 5.0000% |
| 26 | GRSDRDZ250305 | CNY | AUD/USD | 2025-02-10 | 2025-03-08 | 2.2300% |
具体产品细节请见产品说明书或咨询客户经理。感谢您一直以来的关注与支持。
中国银行股份有限公司
2025年3月10日