2025-03-24
尊敬的投资者：
人民币/外币结构性存款属于金融机构吸收的嵌入金融衍生工具的存款，产品保障本金和保底收益，产品浮动收益部分与特定指标市场表现挂钩。本产品面向全部个人客户销售。
1.按照产品说明书约定，现将2025年3月17日至2025年3月23日结构性存款已起息产品相关信息公告如下：
| 序号 | 产品代码 | 币种 | 挂钩标的 | 产品成立日 （即基准日） |
期初价格 | 观察水平 | 产品募集规模 （原币元） |
|---|---|---|---|---|---|---|---|
| 1 | GRSDRDZ250532 | CNY | GBP/USD | 2025-03-17 | 1.2935 | 1.4255/1.1615 | 99,892,000 |
| 2 | GRSDRDZ250533 | CNY | EUR/USD | 2025-03-17 | 1.0878 | 1.0628 | 96,327,000 |
| 3 | GRSDRDZ250582 | CNY | FR007 | 2025-03-17 | -- | -- | 93,000,000 |
| 4 | GRSDRDZ250521 | CNY | FR007 | 2025-03-17 | -- | -- | 784,453,000 |
| 5 | GRSDRDZ250555 | CNY | GBP/USD | 2025-03-17 | 1.2935 | 1.3280/1.2590 | 64,125,000 |
| 6 | GRSDRDZ250472 | CNY | GBP/USD | 2025-03-17 | 1.2935 | 1.3285/1.2585 | 1,161,014,000 |
| 7 | GRSDRDZ250596 | CNY | EUR/USD | 2025-03-17 | 1.0878 | 1.1283/1.0473 | 149,583,000 |
| 8 | GRSDRDZ250574 | CNY | USD/JPY | 2025-03-17 | 148.96 | 149.71 | 168,354,000 |
| 9 | GRSDR250105 | CNY | USD/CAD | 2025-03-17 | 1.4377 | 1.4302 | 289,108,000 |
| 10 | GRSDR250140 | CNY | GBP/USD | 2025-03-17 | 1.2935 | 1.3300/1.2570 | 311,390,000 |
| 11 | GRSDR250139 | CNY | EUR/USD | 2025-03-17 | 1.0878 | 1.1168/1.0588 | 598,310,000 |
| 12 | GRSDR250126 | CNY | EUR/USD | 2025-03-17 | 1.0878 | 1.1328/1.0428 | 284,393,000 |
| 13 | GRSDU25044 | USD | EUR/USD | 2025-03-17 | 1.0878 | 1.0711 | 2,281,400 |
| 14 | GRSDRDZ250522 | CNY | GBP/USD | 2025-03-17 | 1.2935 | 1.3315/1.2555 | 248,179,000 |
| 15 | GRSDRDZ250541 | CNY | GBP/USD | 2025-03-17 | 1.2935 | 1.3345/1.2525 | 20,000,000 |
| 16 | GRSDRDZ250579 | CNY | USD/CAD | 2025-03-17 | 1.4377 | 1.4272 | 299,335,000 |
| 17 | GRSDR250128 | CNY | USD/JPY | 2025-03-17 | 148.96 | 150.99 | 465,895,000 |
| 18 | GRSDR250127 | CNY | USD/CAD | 2025-03-17 | 1.4377 | 1.4247 | 940,249,000 |
| 19 | GRSDR250106 | CNY | USD/JPY | 2025-03-17 | 148.96 | 150.11 | 267,656,000 |
| 20 | GRSDU25043 | USD | USD/CAD | 2025-03-17 | 1.4377 | 1.4232 | 5,198,600 |
| 21 | GRSDRDZ250557 | CNY | FR007 | 2025-03-17 | -- | -- | 232,929,000 |
| 22 | GRSDRDZ250569 | CNY | FR007 | 2025-03-17 | -- | -- | 272,913,000 |
| 23 | GRSDRDZ250583 | CNY | FR007 | 2025-03-17 | -- | -- | 70,257,000 |
| 24 | GRSD21G175_11 | CNY | USD/CAD | 2025-03-18 | 1.4305 | 1.4240 | 877,180,000 |
| 25 | GRSD2WG172_11 | CNY | USD/CAD | 2025-03-18 | 1.4305 | 1.4252 | 2,614,303,000 |
| 26 | GRSD2WG163_27 | CNY | USD/JPY | 2025-03-18 | 149.69 | 150.69 | 3,441,306,000 |
| 27 | GRSD2WG168_19 | CNY | USD/CAD | 2025-03-18 | 1.4305 | 1.4232 | 1,410,241,000 |
| 28 | GRSD2WG171_14 | CNY | USD/JPY | 2025-03-18 | 149.69 | 150.49 | 369,374,000 |
| 29 | GRSD2WG144_49 | CNY | USD/CAD | 2025-03-18 | 1.4305 | 1.4230 | 5,455,184,000 |
| 30 | GRSD2WG178_3 | CNY | USD/JPY | 2025-03-18 | 149.69 | 150.52 | 2,059,051,000 |
| 31 | GRSDU25047 | USD | EUR/USD | 2025-03-19 | 1.0931 | 1.0723 | 3,168,400 |
| 32 | GRSDU25045 | USD | EUR/USD | 2025-03-19 | 1.0931 | 1.0723 | 280,200 |
| 33 | GRSDU25046 | USD | EUR/USD | 2025-03-20 | 1.0895 | 1.0637 | 14,956,000 |
| 34 | GRSD7G176_9 | CNY | FR007 | 2025-03-20 | -- | -- | 3,017,579,000 |
| 35 | GRSD7G177_9 | CNY | FR007 | 2025-03-20 | -- | -- | 6,388,147,000 |
| 36 | GRSDRDZ250629 | CNY | EUR/USD | 2025-03-20 | 1.0895 | 1.1295/1.0495 | 30,000,000 |
| 37 | GRSDRDZ250600 | CNY | FR007 | 2025-03-20 | -- | -- | 50,000,000 |
| 38 | GRSDRDZ250602 | CNY | FR007 | 2025-03-20 | -- | -- | 372,340,000 |
| 39 | GRSDRDZ250558 | CNY | FR007 | 2025-03-20 | -- | -- | 309,477,000 |
| 40 | GRSD7G162_45 | CNY | FR007 | 2025-03-20 | -- | -- | 8,693,615,000 |
| 41 | GRSD7G146_74 | CNY | FR007 | 2025-03-20 | -- | -- | 7,979,311,000 |
| 42 | GRSDRDZ250559 | CNY | FR007 | 2025-03-21 | -- | -- | 238,830,000 |
| 43 | GRSDRDZ250628 | CNY | FR007 | 2025-03-21 | -- | -- | 30,000,000 |
| 44 | GRSDR250107 | CNY | GBP/USD | 2025-03-21 | 1.2929 | 1.2839 | 395,290,000 |
| 45 | GRSDR250108 | CNY | USD/JPY | 2025-03-21 | 149.54 | 150.94 | 295,278,000 |
| 46 | GRSDRDZ250625 | CNY | GBP/USD | 2025-03-21 | 1.2929 | 1.2839 | 35,269,000 |
| 47 | GRSDRDZ250626 | CNY | USD/JPY | 2025-03-21 | 149.54 | 150.99 | 35,269,000 |
| 48 | GRSDR250130 | CNY | GBP/USD | 2025-03-21 | 1.2929 | 1.2842 | 221,588,000 |
| 49 | GRSDRDZ250548 | CNY | EUR/USD | 2025-03-21 | 1.0828 | 1.1103/1.0553 | 837,140,000 |
| 50 | GRSDRDZ250605 | CNY | EUR/USD | 2025-03-21 | 1.0828 | 1.0963/1.0693 | 212,513,000 |
| 51 | GRSDRDZ250611 | CNY | AUD/USD | 2025-03-21 | 0.6289 | 0.6494/0.6084 | 92,050,000 |
| 52 | GRSDRDZ250615 | CNY | AUD/USD | 2025-03-21 | 0.6289 | 0.6464/0.6114 | 149,600,000 |
| 53 | GRSDRDZ250614 | CNY | AUD/USD | 2025-03-21 | 0.6289 | 0.6494/0.6084 | 130,098,000 |
| 54 | GRSDRDZ250620 | CNY | AUD/USD | 2025-03-21 | 0.6289 | 0.6494/0.6084 | 549,362,000 |
| 55 | GRSDRDZ250523 | CNY | AUD/USD | 2025-03-21 | 0.6289 | 0.6524/0.6054 | 176,085,000 |
| 56 | GRSDRDZ250618 | CNY | AUD/USD | 2025-03-21 | 0.6289 | 0.6524/0.6054 | 11,200,000 |
| 57 | GRSDRDZ250547 | CNY | FR007 | 2025-03-21 | -- | -- | 1,877,972,000 |
| 58 | GRSDRDZ250603 | CNY | FR007 | 2025-03-21 | -- | -- | 120,355,000 |
| 59 | GRSDRDZ250608 | CNY | FR007 | 2025-03-21 | -- | -- | 20,000,000 |
| 60 | GRSDRDZ250609 | CNY | FR007 | 2025-03-21 | -- | -- | 175,320,000 |
| 61 | GRSDRDZ250617 | CNY | FR007 | 2025-03-21 | -- | -- | 443,897,000 |
| 62 | GRSDRDZ250619 | CNY | FR007 | 2025-03-21 | -- | -- | 676,670,000 |
| 63 | GRSDRDZ250621 | CNY | FR007 | 2025-03-21 | -- | -- | 2,317,526,000 |
| 64 | GRSDRDZ250627 | CNY | FR007 | 2025-03-21 | -- | -- | 26,467,000 |
| 65 | GRSDRDZ250473 | CNY | USD/JPY | 2025-03-21 | 149.54 | 150.99 | 449,788,000 |
| 66 | GRSDRDZ250610 | CNY | GBP/USD | 2025-03-21 | 1.2929 | 1.2859 | 153,000,000 |
| 67 | GRSDRDZ250474 | CNY | GBP/USD | 2025-03-21 | 1.2929 | 1.2839 | 335,302,000 |
| 68 | GRSDRDZ250623 | CNY | EUR/USD | 2025-03-21 | 1.0828 | 1.1208/1.0448 | 62,783,000 |
| 69 | GRSDRDZ250612 | CNY | EUR/USD | 2025-03-21 | 1.0828 | 1.1163/1.0493 | 80,000,000 |
| 70 | GRSDRDZ250613 | CNY | AUD/USD | 2025-03-21 | 0.6289 | 0.6569/0.6009 | 27,000,000 |
| 71 | GRSDR250129 | CNY | EUR/USD | 2025-03-21 | 1.0828 | 1.1118/1.0538 | 459,422,000 |
| 72 | GRSDRDZ250622 | CNY | EUR/USD | 2025-03-21 | 1.0828 | 1.1118/1.0538 | 235,983,000 |
| 73 | GRSDRDZ250601 | CNY | AUD/USD | 2025-03-21 | 0.6289 | 0.6494/0.6084 | 175,364,000 |
2.按照产品说明书约定，现将2025年3月17日至2025年3月23日期间到期的个人客户结构性存款产品实际收益率信息公告如下：
| 序号 | 产品代码 | 币种 | 挂钩标的 | 产品成立日 （基准日） |
到期日 | 实际收益率（年化） |
|---|---|---|---|---|---|---|
| 1 | GRSD2WG144_48 | CNY | EUR/USD | 2025-03-03 | 2025-03-17 | 0.8000% |
| 2 | GRSD2WG171_13 | CNY | AUD/USD | 2025-03-03 | 2025-03-17 | 1.9000% |
| 3 | GRSDRDZ241313 | CNY | AUD/USD | 2024-09-18 | 2025-03-17 | 1.5000% |
| 4 | GRSD2WG178_2 | CNY | AUD/USD | 2025-03-04 | 2025-03-17 | 2.2000% |
| 5 | GRSD21G175_10 | CNY | AUD/USD | 2025-03-03 | 2025-03-17 | 2.5000% |
| 6 | GRSD2WG168_18 | CNY | AUD/USD | 2025-03-03 | 2025-03-17 | 2.7000% |
| 7 | GRSDRDZ250395 | CNY | XAU/USD | 2025-02-14 | 2025-03-17 | 0.8800% |
| 8 | GRSDR240538 | CNY | AUD/USD | 2024-09-18 | 2025-03-17 | 1.1833% |
| 9 | GRSDR240537 | CNY | GBP/USD | 2024-09-18 | 2025-03-17 | 1.3167% |
| 10 | GRSD2WG163_26 | CNY | AUD/USD | 2025-03-03 | 2025-03-17 | 2.0000% |
| 11 | GRSDRDZ250454 | CNY | EUR/USD | 2025-02-28 | 2025-03-17 | 0.9000% |
| 12 | GRSDRDZ250439 | CNY | EUR/USD | 2025-03-03 | 2025-03-17 | 0.9000% |
| 13 | GRSD2WG172_10 | CNY | EUR/USD | 2025-03-03 | 2025-03-17 | 0.9000% |
| 14 | GRSDRDZ250104 | CNY | EUR/USD | 2025-01-10 | 2025-03-18 | 2.3167% |
| 15 | GRSDRDZ250086 | CNY | EUR/USD | 2025-01-10 | 2025-03-18 | 2.0083% |
| 16 | GRSDRDZ241338 | CNY | AUD/USD | 2024-09-13 | 2025-03-18 | 1.4667% |
| 17 | GRSDRDZ250389 | CNY | FR007 | 2025-02-13 | 2025-03-18 | 2.2853% |
| 18 | GRSDRDZ241325 | CNY | GBP/USD | 2024-09-19 | 2025-03-18 | 1.3000% |
| 19 | GRSDRDZ241805 | CNY | GBP/USD | 2024-12-13 | 2025-03-18 | 2.5667% |
| 20 | GRSDRDZ250411 | CNY | GBP/USD | 2025-02-21 | 2025-03-18 | 2.2000% |
| 21 | GRSDRDZ250189 | CNY | AUD/USD | 2025-01-21 | 2025-03-18 | 2.2500% |
| 22 | GRSDRDZ250191 | CNY | FR007 | 2025-01-17 | 2025-03-18 | 1.9019% |
| 23 | GRSDRDZ250188 | CNY | AUD/USD | 2025-01-17 | 2025-03-18 | 2.0083% |
| 24 | GRSDR250059 | CNY | XAU/USD | 2025-02-17 | 2025-03-19 | 1.9000% |
| 25 | GRSDRDZ241314 | CNY | AUD/USD | 2024-09-20 | 2025-03-19 | 1.5000% |
| 26 | GRSDRDZ241638 | CNY | GBP/USD | 2024-11-19 | 2025-03-19 | 2.2667% |
| 27 | GRSD7G146_73 | CNY | FR007 | 2025-03-12 | 2025-03-19 | 1.7480% |
| 28 | GRSD7G177_8 | CNY | FR007 | 2025-03-12 | 2025-03-19 | 2.0480% |
| 29 | GRSD7G176_8 | CNY | FR007 | 2025-03-12 | 2025-03-19 | 1.5560% |
| 30 | GRSD7G162_44 | CNY | FR007 | 2025-03-12 | 2025-03-19 | 1.4560% |
| 31 | GRSDR250060 | CNY | USD/CAD | 2025-02-17 | 2025-03-19 | 1.9000% |
| 32 | GRSDRDZ250455 | CNY | AUD/USD | 2025-03-03 | 2025-03-20 | 2.6500% |
| 33 | GRSDR250061 | CNY | AUD/USD | 2025-02-21 | 2025-03-20 | 0.5000% |
| 34 | GRSDRDZ250483 | CNY | FR007 | 2025-03-03 | 2025-03-20 | 1.6221% |
| 35 | GRSDR250062 | CNY | GBP/USD | 2025-02-21 | 2025-03-20 | 1.8000% |
| 36 | GRSDRDZ250090 | CNY | FR007 | 2025-01-10 | 2025-03-21 | 2.3890% |
| 37 | GRSDRDZ241728 | CNY | AUD/USD | 2024-12-23 | 2025-03-21 | 2.2500% |
| 38 | GRSDRDZ240192 | CNY | USD/CHF | 2024-03-21 | 2025-03-21 | 2.6000% |
| 39 | GRSDRDZ240416 | CNY | USD/JPY | 2024-03-25 | 2025-03-21 | 2.6000% |
| 40 | GRSDRDZ240415 | CNY | EUR/USD | 2024-03-25 | 2025-03-21 | 2.6000% |
| 41 | GRSDU25023 | USD | USD/CAD | 2025-02-17 | 2025-03-21 | 1.7000% |
| 42 | GRSDU24190 | USD | GBP/USD | 2024-09-18 | 2025-03-21 | 2.0000% |
| 43 | GRSDU24188 | USD | EUR/USD | 2024-09-18 | 2025-03-21 | 1.9000% |
| 44 | GRSDRDZ241353 | CNY | GBP/USD | 2024-09-20 | 2025-03-21 | 1.4500% |
| 45 | GRSDRDZ240193 | CNY | USD/JPY | 2024-03-21 | 2025-03-21 | 2.6000% |
| 46 | GRSDU24242 | USD | USD/CAD | 2024-12-09 | 2025-03-21 | 1.7000% |
| 47 | GRSDU24054 | USD | USD/JPY | 2024-03-21 | 2025-03-21 | 2.7500% |
具体产品细节请见产品说明书或咨询客户经理。感谢您一直以来的关注与支持。
中国银行股份有限公司
2025年3月24日