2025-04-14
尊敬的投资者：
人民币/外币结构性存款属于金融机构吸收的嵌入金融衍生工具的存款，产品保障本金和保底收益，产品浮动收益部分与特定指标市场表现挂钩。本产品面向全部个人客户销售。
1.按照产品说明书约定，现将2025年4月7日至2025年4月13日结构性存款已起息产品相关信息公告如下：
| 序号 | 产品代码 | 币种 | 挂钩标的 | 产品成立日 （即基准日） |
期初价格 | 观察水平 | 产品募集规模 （原币元） |
|---|---|---|---|---|---|---|---|
| 1 | GRSDRDZ250756 | CNY | GBP/USD | 2025-04-07 | 1.2922 | 1.2462 | 194,713,000 |
| 2 | GRSDRDZ250736 | CNY | USD/JPY | 2025-04-07 | 145.73 | 151.13/140.33 | 690,216,000 |
| 3 | GRSDRDZ250732 | CNY | AUD/USD | 2025-04-07 | 0.6014 | 0.6214/0.5814 | 50,000,000 |
| 4 | GRSDR250146 | CNY | EUR/USD | 2025-04-07 | 1.1011 | 1.1084 | 236,229,000 |
| 5 | GRSDR250162 | CNY | GBP/USD | 2025-04-07 | 1.2922 | 1.2784 | 384,356,000 |
| 6 | GRSDR250161 | CNY | EUR/USD | 2025-04-07 | 1.1011 | 1.1146 | 787,020,000 |
| 7 | GRSDRDZ250725 | CNY | EUR/USD | 2025-04-07 | 1.1011 | 1.1086 | 66,000,000 |
| 8 | GRSDRDZ250735 | CNY | GBP/USD | 2025-04-07 | 1.2922 | 1.2844 | 301,438,000 |
| 9 | GRSDRDZ250722 | CNY | USD/JPY | 2025-04-07 | 145.73 | 150.03/141.43 | 1,370,482,000 |
| 10 | GRSDR250160 | CNY | USD/JPY | 2025-04-07 | 145.73 | 152.78/138.68 | 299,736,000 |
| 11 | GRSDRDZ250734 | CNY | FR007 | 2025-04-07 | -- | -- | 232,940,000 |
| 12 | GRSDRDZ250733 | CNY | FR007 | 2025-04-07 | -- | -- | 119,029,000 |
| 13 | GRSDRDZ250688 | CNY | FR007 | 2025-04-07 | -- | -- | 798,724,000 |
| 14 | GRSDR250147 | CNY | GBP/USD | 2025-04-07 | 1.2922 | 1.2847 | 111,685,000 |
| 15 | GRSDRDZ250721 | CNY | GBP/USD | 2025-04-07 | 1.2922 | 1.2814 | 344,575,000 |
| 16 | GRSDRDZ250723 | CNY | FR007 | 2025-04-07 | -- | -- | 559,045,000 |
| 17 | GRSDRDZ250689 | CNY | AUD/USD | 2025-04-07 | 0.6014 | 0.6194/0.5834 | 2,993,921,000 |
| 18 | GRSDRDZ250728 | CNY | AUD/USD | 2025-04-07 | 0.6014 | 0.6109/0.5919 | 499,787,000 |
| 19 | GRSDRDZ250708 | CNY | USD/JPY | 2025-04-07 | 145.73 | 152.08/139.38 | 216,174,000 |
| 20 | GRSDRDZ250729 | CNY | AUD/USD | 2025-04-07 | 0.6014 | 0.6309/0.5719 | 172,831,000 |
| 21 | GRSDRDZ250731 | CNY | AUD/USD | 2025-04-07 | 0.6014 | 0.6219/0.5809 | 260,140,000 |
| 22 | GRSDRDZ250754 | CNY | AUD/USD | 2025-04-07 | 0.6014 | 0.6194/0.5834 | 369,646,000 |
| 23 | GRSDRDZ250753 | CNY | AUD/USD | 2025-04-07 | 0.6014 | 0.6174/0.5854 | 2,323,315,000 |
| 24 | GRSDRDZ250752 | CNY | AUD/USD | 2025-04-07 | 0.6014 | 0.6194/0.5834 | 212,551,000 |
| 25 | GRSDR250158 | CNY | EUR/USD | 2025-04-07 | 1.1011 | 1.1081 | 319,270,000 |
| 26 | GRSDU25058 | USD | EUR/USD | 2025-04-07 | 1.1011 | 1.1119 | 2,542,700 |
| 27 | GRSDU25059 | USD | EUR/USD | 2025-04-07 | 1.1011 | 1.1216 | 891,700 |
| 28 | GRSDRDZ250755 | CNY | EUR/USD | 2025-04-07 | 1.1011 | 1.1496 | 208,490,000 |
| 29 | GRSDR250159 | CNY | AUD/USD | 2025-04-07 | 0.6014 | 0.6174/0.5854 | 1,997,345,000 |
| 30 | GRSDR250190 | CNY | AUD/USD | 2025-04-07 | 0.6014 | 0.6194/0.5834 | 82,978,000 |
| 31 | GRSDRDZ250727 | CNY | USD/JPY | 2025-04-07 | 145.73 | 150.63/140.83 | 449,607,000 |
| 32 | GRSDRDZ250707 | CNY | FR007 | 2025-04-07 | -- | -- | 299,767,000 |
| 33 | GRSDRDZ250719 | CNY | AUD/USD | 2025-04-08 | 0.6064 | 0.6244/0.5884 | 125,002,000 |
| 34 | GRSDU25062 | USD | GBP/USD | 2025-04-09 | 1.2838 | 1.2563 | 1,989,400 |
| 35 | GRSD7G181_2 | CNY | FR007 | 2025-04-09 | -- | -- | 4,963,707,000 |
| 36 | GRSD7G177_11 | CNY | FR007 | 2025-04-09 | -- | -- | 4,384,052,000 |
| 37 | GRSDU25060 | USD | GBP/USD | 2025-04-09 | 1.2838 | 1.2563 | 134,100 |
| 38 | GRSD7G146_76 | CNY | FR007 | 2025-04-09 | -- | -- | 4,203,150,000 |
| 39 | GRSD14G120_82 | CNY | USD/JPY | 2025-04-10 | 146.65 | 148.12 | 1,003,417,000 |
| 40 | GRSDRDZ250770 | CNY | EUR/USD | 2025-04-10 | 1.0984 | 1.1124/1.0844 | 79,001,000 |
| 41 | GRSDU25061 | USD | GBP/USD | 2025-04-10 | 1.2859 | 1.2449 | 9,168,600 |
| 42 | GRSD7G176_11 | CNY | FR007 | 2025-04-10 | -- | -- | 1,302,232,000 |
| 43 | GRSDRDZ250765 | CNY | EUR/USD | 2025-04-10 | 1.0984 | 1.1119/1.0849 | 12,000,000 |
| 44 | GRSDRDZ250738 | CNY | GBP/USD | 2025-04-11 | 1.3003 | 1.3088 | 285,349,000 |
| 45 | GRSDRDZ250777 | CNY | GBP/USD | 2025-04-11 | 0.0000 | 0.0345/-0.0345 | 228,672,000 |
| 46 | GRSDRDZ250769 | CNY | EUR/USD | 2025-04-11 | 0.0000 | 0.0170/-0.0170 | 30,000,000 |
| 47 | GRSDRDZ250761 | CNY | GBP/USD | 2025-04-11 | 0.0000 | 0.0420/-0.0420 | 347,099,000 |
| 48 | GRSDRDZ250763 | CNY | EUR/USD | 2025-04-11 | 0.0000 | 0.0150/-0.0150 | 319,088,000 |
| 49 | GRSDRDZ250739 | CNY | GBP/USD | 2025-04-11 | 0.0000 | 0.0460/-0.0460 | 910,418,000 |
| 50 | GRSDRDZ250766 | CNY | GBP/USD | 2025-04-11 | 0.0000 | 0.0475/-0.0475 | 13,160,000 |
| 51 | GRSDRDZ250768 | CNY | GBP/USD | 2025-04-11 | 0.0000 | 0.0475/-0.0475 | 63,100,000 |
| 52 | GRSDRDZ250772 | CNY | GBP/USD | 2025-04-11 | 0.0000 | 0.0440/-0.0440 | 69,400,000 |
| 53 | GRSDR250148 | CNY | GBP/USD | 2025-04-11 | 1.3003 | 1.3093 | 205,768,000 |
| 54 | GRSDR250149 | CNY | USD/JPY | 2025-04-11 | 143.61 | 145.21 | 84,585,000 |
| 55 | GRSDR250164 | CNY | GBP/USD | 2025-04-11 | 1.3003 | 1.3298 | 746,633,000 |
| 56 | GRSDR250165 | CNY | USD/JPY | 2025-04-11 | 143.61 | 148.56 | 500,597,000 |
| 57 | GRSDR250166 | CNY | USD/JPY | 2025-04-11 | 143.61 | 145.61 | 72,741,000 |
| 58 | GRSDRDZ250690 | CNY | GBP/USD | 2025-04-11 | 1.3003 | 1.3093 | 1,003,290,000 |
| 59 | GRSDRDZ250692 | CNY | GBP/USD | 2025-04-11 | 1.3003 | 1.3093 | 161,580,000 |
| 60 | GRSDRDZ250737 | CNY | FR007 | 2025-04-11 | -- | -- | 784,314,000 |
| 61 | GRSDRDZ250758 | CNY | FR007 | 2025-04-11 | -- | -- | 181,218,000 |
| 62 | GRSDRDZ250762 | CNY | FR007 | 2025-04-11 | -- | -- | 801,870,000 |
| 63 | GRSDRDZ250776 | CNY | FR007 | 2025-04-11 | -- | -- | 231,604,000 |
| 64 | GRSDRDZ250780 | CNY | FR007 | 2025-04-11 | -- | -- | 229,731,000 |
| 65 | GRSDRDZ250771 | CNY | GBP/USD | 2025-04-11 | 1.3003 | 1.3213 | 45,000,000 |
| 66 | GRSDR250163 | CNY | GBP/USD | 2025-04-11 | 0.0000 | 0.0420/-0.0420 | 45,324,000 |
| 67 | GRSDRDZ250709 | CNY | EUR/USD | 2025-04-11 | 0.0000 | 0.0150/-0.0150 | 197,935,000 |
| 68 | GRSDRDZ250757 | CNY | GBP/USD | 2025-04-11 | 0.0000 | 0.0420/-0.0420 | 535,253,000 |
| 69 | GRSDRDZ250759 | CNY | EUR/USD | 2025-04-11 | 0.0000 | 0.0150/-0.0150 | 287,718,000 |
| 70 | GRSDRDZ250764 | CNY | EUR/USD | 2025-04-11 | 0.0000 | 0.0190/-0.0190 | 246,173,000 |
2.按照产品说明书约定，现将2025年4月7日至2025年4月13日期间到期的个人客户结构性存款产品实际收益率信息公告如下：
| 序号 | 产品代码 | 币种 | 挂钩标的 | 产品成立日 （基准日） |
到期日 | 实际收益率（年化） |
|---|---|---|---|---|---|---|
| 1 | GRSDRDZ250172 | CNY | EUR/USD | 2025-01-17 | 2025-04-07 | 3.0000% |
| 2 | GRSDUDZ24029 | USD | AUD/USD | 2024-04-08 | 2025-04-08 | 5.0000% |
| 3 | GRSDRDZ241993 | CNY | AUD/USD | 2025-01-02 | 2025-04-08 | 2.7000% |
| 4 | GRSDRDZ241689 | CNY | GBP/USD | 2024-11-29 | 2025-04-08 | 2.2000% |
| 5 | GRSDRDZ241807 | CNY | AUD/USD | 2024-12-13 | 2025-04-08 | 2.8000% |
| 6 | GRSDRDZ250604 | CNY | FR007 | 2025-03-24 | 2025-04-08 | 1.8231% |
| 7 | GRSD7G177_10 | CNY | FR007 | 2025-03-31 | 2025-04-08 | 1.8375% |
| 8 | GRSDRDZ250676 | CNY | FR007 | 2025-03-28 | 2025-04-08 | 1.7925% |
| 9 | GRSDUDZ24030 | USD | EUR/USD | 2024-04-08 | 2025-04-08 | 5.0000% |
| 10 | GRSDRDZ241858 | CNY | GBP/USD | 2024-12-19 | 2025-04-08 | 1.8333% |
| 11 | GRSD7G181_1 | CNY | FR007 | 2025-04-01 | 2025-04-08 | 1.4675% |
| 12 | GRSD7G146_75 | CNY | FR007 | 2025-03-28 | 2025-04-08 | 1.6375% |
| 13 | GRSDRDZ241924 | CNY | EUR/USD | 2024-12-26 | 2025-04-08 | 2.1000% |
| 14 | GRSDRDZ241923 | CNY | FR007 | 2024-12-27 | 2025-04-08 | 2.4823% |
| 15 | GRSD7G176_10 | CNY | FR007 | 2025-03-28 | 2025-04-09 | 1.4625% |
| 16 | GRSDRDZ250598 | CNY | FR007 | 2025-04-02 | 2025-04-09 | 1.5700% |
| 17 | GRSDRDZ250651 | CNY | FR007 | 2025-04-02 | 2025-04-09 | 1.5400% |
| 18 | GRSD14G120_81 | CNY | USD/JPY | 2025-03-26 | 2025-04-09 | 0.3000% |
| 19 | GRSDRDZ250098 | CNY | FR007 | 2025-01-09 | 2025-04-09 | 2.5174% |
| 20 | GRSDRDZ250587 | CNY | FR007 | 2025-04-02 | 2025-04-09 | 1.9025% |
| 21 | GRSDRDZ250610 | CNY | GBP/USD | 2025-03-21 | 2025-04-10 | 2.4000% |
| 22 | GRSDRDZ241581 | CNY | EUR/USD | 2024-11-11 | 2025-04-10 | 2.0333% |
| 23 | GRSDRDZ250652 | CNY | FR007 | 2025-03-27 | 2025-04-10 | 2.0545% |
| 24 | GRSDU24198 | USD | EUR/USD | 2024-10-09 | 2025-04-11 | 1.9000% |
| 25 | GRSDRDZ250199 | CNY | EUR/USD | 2025-01-17 | 2025-04-11 | 2.1000% |
| 26 | GRSDRDZ241091 | CNY | EUR/USD | 2024-07-19 | 2025-04-11 | 2.7000% |
| 27 | GRSDRDZ241681 | CNY | GBP/USD | 2024-11-29 | 2025-04-11 | 2.6000% |
| 28 | GRSDU24200 | USD | EUR/USD | 2024-10-09 | 2025-04-11 | 2.2000% |
| 29 | GRSDR240302 | CNY | AUD/USD | 2024-04-15 | 2025-04-11 | 2.4000% |
| 30 | GRSDR240303 | CNY | EUR/USD | 2024-04-15 | 2025-04-11 | 2.4000% |
| 31 | GRSDU25038 | USD | XAU/USD | 2025-03-10 | 2025-04-11 | 1.5000% |
| 32 | GRSDU24257 | USD | GBP/USD | 2024-12-30 | 2025-04-11 | 1.7000% |
| 33 | GRSDU24087 | USD | EUR/USD | 2024-04-11 | 2025-04-11 | 2.7500% |
| 34 | GRSDRDZ241751 | CNY | USD/JPY | 2024-12-06 | 2025-04-12 | 2.6500% |
| 35 | GRSDRDZ241920 | CNY | EUR/USD | 2024-12-26 | 2025-04-13 | 1.9667% |
具体产品细节请见产品说明书或咨询客户经理。感谢您一直以来的关注与支持。
中国银行股份有限公司
2025年4月14日