2025-04-21
尊敬的投资者：
人民币/外币结构性存款属于金融机构吸收的嵌入金融衍生工具的存款，产品保障本金和保底收益，产品浮动收益部分与特定指标市场表现挂钩。本产品面向全部个人客户销售。
1.按照产品说明书约定，现将2025年4月14日至2025年4月20日结构性存款已起息产品相关信息公告如下：
| 序号 | 产品代码 | 币种 | 挂钩标的 | 产品成立日 （即基准日） |
期初价格 | 观察水平 | 产品募集规模 （原币元） |
|---|---|---|---|---|---|---|---|
| 1 | GRSDRDZ250779 | CNY | GBP/USD | 2025-04-14 | 1.3127 | 1.3502/1.2752 | 130,973,000 |
| 2 | GRSDR250170 | CNY | USD/JPY | 2025-04-14 | 142.75 | 146.45 | 277,073,000 |
| 3 | GRSDRDZ250775 | CNY | USD/JPY | 2025-04-14 | 142.75 | 148.78 | 67,928,000 |
| 4 | GRSDRDZ250774 | CNY | GBP/USD | 2025-04-14 | 1.3127 | 1.3627 | 69,503,000 |
| 5 | GRSDR250169 | CNY | GBP/USD | 2025-04-14 | 1.3127 | 1.3325 | 593,471,000 |
| 6 | GRSDRDZ250781 | CNY | GBP/USD | 2025-04-14 | 1.3127 | 1.3497/1.2757 | 103,000,000 |
| 7 | GRSDRDZ250691 | CNY | FR007 | 2025-04-14 | -- | -- | 798,941,000 |
| 8 | GRSDRDZ250710 | CNY | EUR/USD | 2025-04-14 | 1.1387 | 1.1539/1.1235 | 199,850,000 |
| 9 | GRSDU25064 | USD | GBP/USD | 2025-04-14 | 1.3127 | 1.3362 | 1,394,500 |
| 10 | GRSDRDZ250693 | CNY | GBP/USD | 2025-04-14 | 1.3127 | 1.3522/1.2732 | 1,221,864,000 |
| 11 | GRSDRDZ250767 | CNY | GBP/USD | 2025-04-14 | 1.3127 | 1.3502/1.2752 | 328,545,000 |
| 12 | GRSDRDZ250760 | CNY | EUR/USD | 2025-04-14 | 1.1387 | 1.1539/1.1235 | 157,266,000 |
| 13 | GRSDR250151 | CNY | USD/JPY | 2025-04-14 | 142.75 | 144.25 | 102,604,000 |
| 14 | GRSDR250150 | CNY | GBP/USD | 2025-04-14 | 1.3127 | 1.3204 | 418,238,000 |
| 15 | GRSDR250168 | CNY | EUR/USD | 2025-04-14 | 1.1387 | 1.1557/1.1217 | 99,400,000 |
| 16 | GRSDR250167 | CNY | GBP/USD | 2025-04-14 | 1.3127 | 1.3477/1.2777 | 995,928,000 |
| 17 | GRSDRDZ250778 | CNY | EUR/USD | 2025-04-14 | 1.1387 | 1.1592/1.1182 | 247,255,000 |
| 18 | GRSDU25080 | USD | GBP/USD | 2025-04-14 | 1.3127 | 1.3259 | 5,542,900 |
| 19 | GRSDU25067 | USD | GBP/USD | 2025-04-16 | 1.3280 | 1.3590 | 2,950,800 |
| 20 | GRSD2WG168_21 | CNY | GBP/USD | 2025-04-16 | 1.3280 | 1.3353 | 1,072,532,000 |
| 21 | GRSD2WG180_4 | CNY | GBP/USD | 2025-04-16 | 1.3280 | 1.3342 | 367,189,000 |
| 22 | GRSD2WG172_13 | CNY | GBP/USD | 2025-04-16 | 1.3280 | 1.3348 | 1,516,720,000 |
| 23 | GRSD21G175_13 | CNY | GBP/USD | 2025-04-16 | 1.3280 | 1.3363 | 314,415,000 |
| 24 | GRSDU25065 | USD | GBP/USD | 2025-04-16 | 1.3280 | 1.3590 | 412,300 |
| 25 | GRSD2WG178_5 | CNY | USD/JPY | 2025-04-16 | 142.20 | 143.60 | 1,279,823,000 |
| 26 | GRSD2WG171_16 | CNY | USD/JPY | 2025-04-16 | 142.20 | 143.32 | 156,784,000 |
| 27 | GRSD2WG163_29 | CNY | USD/JPY | 2025-04-16 | 142.20 | 143.90 | 2,519,739,000 |
| 28 | GRSDU25066 | USD | GBP/USD | 2025-04-17 | 1.3210 | 1.3642 | 10,924,800 |
| 29 | GRSD7G181_3 | CNY | FR007 | 2025-04-17 | -- | -- | 5,198,006,000 |
| 30 | GRSDRDZ250711 | CNY | FR007 | 2025-04-17 | -- | -- | 1,191,721,000 |
| 31 | GRSD7G177_12 | CNY | FR007 | 2025-04-17 | -- | -- | 5,644,233,000 |
| 32 | GRSD7G146_77 | CNY | FR007 | 2025-04-17 | -- | -- | 4,777,822,000 |
| 33 | GRSDR250174 | CNY | USD/JPY | 2025-04-18 | 142.35 | 140.48 | 51,423,000 |
| 34 | GRSDRDZ250740 | CNY | FR007 | 2025-04-18 | -- | -- | 553,409,000 |
| 35 | GRSDRDZ250742 | CNY | FR007 | 2025-04-18 | -- | -- | 699,696,000 |
| 36 | GRSDRDZ250784 | CNY | FR007 | 2025-04-18 | -- | -- | 459,783,000 |
| 37 | GRSDRDZ250787 | CNY | FR007 | 2025-04-18 | -- | -- | 911,115,000 |
| 38 | GRSDRDZ250790 | CNY | FR007 | 2025-04-18 | -- | -- | 180,411,000 |
| 39 | GRSD2WG144_51 | CNY | AUD/USD | 2025-04-18 | 0.6377 | 0.6322 | 3,831,444,000 |
| 40 | GRSDR250172 | CNY | AUD/USD | 2025-04-18 | 0.6377 | 0.6177 | 503,448,000 |
| 41 | GRSDRDZ250798 | CNY | USD/JPY | 2025-04-18 | 0.00 | 6.05/-6.05 | 104,803,000 |
| 42 | GRSDRDZ250789 | CNY | EUR/USD | 2025-04-18 | 1.1371 | 1.1541/1.1201 | 1,219,209,000 |
| 43 | GRSDRDZ250783 | CNY | AUD/USD | 2025-04-18 | 0.0000 | 0.0260/-0.0260 | 601,074,000 |
| 44 | GRSDRDZ250791 | CNY | EUR/USD | 2025-04-18 | 1.1371 | 1.1541/1.1201 | 40,000,000 |
| 45 | GRSDRDZ250696 | CNY | USD/CAD | 2025-04-18 | 1.3863 | 1.3963 | 286,100,000 |
| 46 | GRSDR250153 | CNY | USD/CAD | 2025-04-18 | 1.3863 | 1.3963 | 56,080,000 |
| 47 | GRSD7G176_12 | CNY | FR007 | 2025-04-18 | -- | -- | 1,635,874,000 |
| 48 | GRSDR250152 | CNY | AUD/USD | 2025-04-18 | 0.6377 | 0.6300 | 182,924,000 |
| 49 | GRSDRDZ250801 | CNY | FR007 | 2025-04-18 | -- | -- | 114,210,000 |
| 50 | GRSD2WG179_4 | CNY | USD/CAD | 2025-04-18 | 1.3863 | 1.3950 | 1,116,142,000 |
| 51 | GRSDR250173 | CNY | USD/CAD | 2025-04-18 | 1.3863 | 1.4118 | 275,044,000 |
| 52 | GRSDRDZ250785 | CNY | USD/JPY | 2025-04-18 | 0.00 | 6.05/-6.05 | 357,447,000 |
| 53 | GRSDRDZ250786 | CNY | AUD/USD | 2025-04-18 | 0.0000 | 0.0260/-0.0260 | 114,430,000 |
| 54 | GRSDRDZ250793 | CNY | EUR/USD | 2025-04-18 | 1.1371 | 1.1789 | 46,610,000 |
| 55 | GRSDR250171 | CNY | EUR/USD | 2025-04-18 | 0.0000 | 0.0170/-0.0170 | 46,129,000 |
| 56 | GRSDRDZ250792 | CNY | AUD/USD | 2025-04-18 | 0.0000 | 0.0385/-0.0385 | 190,040,000 |
| 57 | GRSDRDZ250712 | CNY | AUD/USD | 2025-04-18 | 0.0000 | 0.0270/-0.0270 | 186,335,000 |
| 58 | GRSDRDZ250782 | CNY | EUR/USD | 2025-04-18 | 1.1371 | 1.1541/1.1201 | 434,506,000 |
| 59 | GRSDRDZ250741 | CNY | AUD/USD | 2025-04-18 | 0.6377 | 0.6287 | 143,888,000 |
| 60 | GRSDRDZ250694 | CNY | AUD/USD | 2025-04-18 | 0.6377 | 0.6300 | 570,344,000 |
| 61 | GRSDRDZ250804 | CNY | FR007 | 2025-04-18 | -- | -- | 182,006,000 |
2.按照产品说明书约定，现将2025年4月14日至2025年4月20日期间到期的个人客户结构性存款产品实际收益率信息公告如下：
| 序号 | 产品代码 | 币种 | 挂钩标的 | 产品成立日 （基准日） |
到期日 | 实际收益率（年化） |
|---|---|---|---|---|---|---|
| 1 | GRSDR240583 | CNY | GBP/USD | 2024-10-15 | 2025-04-14 | 1.6333% |
| 2 | GRSDR240584 | CNY | EUR/USD | 2024-10-15 | 2025-04-14 | 1.5667% |
| 3 | GRSD2WG171_15 | CNY | USD/CHF | 2025-04-01 | 2025-04-15 | 0.8000% |
| 4 | GRSDRDZ250022 | CNY | AUD/USD | 2025-01-06 | 2025-04-15 | 2.3000% |
| 5 | GRSD2WG172_12 | CNY | EUR/USD | 2025-04-01 | 2025-04-15 | 0.9000% |
| 6 | GRSD21G175_12 | CNY | EUR/USD | 2025-04-01 | 2025-04-15 | 0.6000% |
| 7 | GRSD2WG168_20 | CNY | AUD/USD | 2025-04-01 | 2025-04-15 | 2.7000% |
| 8 | GRSDRDZ250686 | CNY | FR007 | 2025-04-01 | 2025-04-15 | 1.7931% |
| 9 | GRSDRDZ241990 | CNY | AUD/USD | 2025-01-06 | 2025-04-15 | 2.6000% |
| 10 | GRSDRDZ241989 | CNY | EUR/USD | 2025-01-06 | 2025-04-15 | 1.9667% |
| 11 | GRSDRDZ250180 | CNY | AUD/USD | 2025-01-17 | 2025-04-15 | 2.5000% |
| 12 | GRSDRDZ250174 | CNY | AUD/USD | 2025-01-17 | 2025-04-15 | 2.9000% |
| 13 | GRSDRDZ250154 | CNY | AUD/USD | 2025-01-17 | 2025-04-15 | 2.7000% |
| 14 | GRSDRDZ250023 | CNY | EUR/USD | 2025-01-06 | 2025-04-15 | 1.8667% |
| 15 | GRSDRDZ250056 | CNY | AUD/USD | 2025-01-06 | 2025-04-15 | 2.7000% |
| 16 | GRSDRDZ250586 | CNY | FR007 | 2025-03-13 | 2025-04-15 | 1.9364% |
| 17 | GRSD2WG180_3 | CNY | USD/CHF | 2025-04-01 | 2025-04-15 | 0.8000% |
| 18 | GRSD2WG178_4 | CNY | EUR/USD | 2025-04-01 | 2025-04-15 | 0.8000% |
| 19 | GRSD2WG163_28 | CNY | EUR/USD | 2025-04-01 | 2025-04-15 | 0.5000% |
| 20 | GRSDRDZ250460 | CNY | FR007 | 2025-02-28 | 2025-04-15 | 2.0562% |
| 21 | GRSDRDZ250195 | CNY | FR007 | 2025-01-17 | 2025-04-15 | 2.5213% |
| 22 | GRSDRDZ250126 | CNY | EUR/USD | 2025-01-09 | 2025-04-15 | 1.8000% |
| 23 | GRSDRDZ250103 | CNY | EUR/USD | 2025-01-09 | 2025-04-15 | 1.9500% |
| 24 | GRSDRDZ250025 | CNY | EUR/USD | 2025-01-09 | 2025-04-15 | 1.5500% |
| 25 | GRSDUDZ24032 | USD | EUR/USD | 2024-04-15 | 2025-04-15 | 5.0000% |
| 26 | GRSDUDZ24031 | USD | AUD/USD | 2024-04-15 | 2025-04-15 | 5.0000% |
| 27 | GRSDRDZ250024 | CNY | AUD/USD | 2025-01-09 | 2025-04-15 | 2.3000% |
| 28 | GRSDRDZ241868 | CNY | AUD/USD | 2024-12-19 | 2025-04-15 | 2.5000% |
| 29 | GRSDRDZ241518 | CNY | EUR/USD | 2024-10-25 | 2025-04-15 | 2.1333% |
| 30 | GRSDRDZ250647 | CNY | USD/CHF | 2025-04-02 | 2025-04-16 | 0.8000% |
| 31 | GRSDRDZ250646 | CNY | AUD/USD | 2025-04-02 | 2025-04-16 | 2.3000% |
| 32 | GRSD7G177_11 | CNY | FR007 | 2025-04-09 | 2025-04-16 | 1.7500% |
| 33 | GRSDRDZ250673 | CNY | USD/CHF | 2025-04-02 | 2025-04-16 | 0.8000% |
| 34 | GRSDRDZ241401 | CNY | EUR/USD | 2024-09-27 | 2025-04-16 | 2.9000% |
| 35 | GRSDRDZ241491 | CNY | EUR/USD | 2024-10-18 | 2025-04-16 | 1.6000% |
| 36 | GRSDRDZ250677 | CNY | FR007 | 2025-04-01 | 2025-04-16 | 1.7750% |
| 37 | GRSDRDZ250645 | CNY | FR007 | 2025-04-02 | 2025-04-16 | 1.6575% |
| 38 | GRSDRDZ250512 | CNY | FR007 | 2025-03-07 | 2025-04-16 | 1.8374% |
| 39 | GRSD7G181_2 | CNY | FR007 | 2025-04-09 | 2025-04-16 | 1.3625% |
| 40 | GRSD7G146_76 | CNY | FR007 | 2025-04-09 | 2025-04-16 | 1.6375% |
| 41 | GRSD2WG179_3 | CNY | AUD/USD | 2025-04-01 | 2025-04-17 | 2.3000% |
| 42 | GRSD7G176_11 | CNY | FR007 | 2025-04-10 | 2025-04-17 | 1.4515% |
| 43 | GRSD2WG144_50 | CNY | EUR/USD | 2025-04-01 | 2025-04-17 | 0.8000% |
| 44 | GRSDU25002 | USD | GBP/USD | 2025-01-06 | 2025-04-18 | 1.7000% |
| 45 | GRSDRDZ250724 | CNY | EUR/USD | 2025-04-03 | 2025-04-18 | 2.3000% |
| 46 | GRSDRDZ241817 | CNY | GBP/USD | 2024-12-16 | 2025-04-18 | 2.0000% |
| 47 | GRSDU24203 | USD | USD/CHF | 2024-10-16 | 2025-04-18 | 1.9000% |
| 48 | GRSDRDZ250750 | CNY | FR007 | 2025-04-03 | 2025-04-18 | 1.8068% |
| 49 | GRSDU24205 | USD | USD/CHF | 2024-10-16 | 2025-04-18 | 2.2000% |
| 50 | GRSDU24073 | USD | EUR/USD | 2024-04-18 | 2025-04-18 | 2.7500% |
| 51 | GRSDR240296 | CNY | EUR/USD | 2024-04-22 | 2025-04-18 | 2.4000% |
| 52 | GRSDRDZ241625 | CNY | EUR/USD | 2024-11-20 | 2025-04-18 | 2.4500% |
| 53 | GRSDR250108 | CNY | USD/JPY | 2025-03-21 | 2025-04-18 | 1.8000% |
| 54 | GRSDR250107 | CNY | GBP/USD | 2025-03-21 | 2025-04-18 | 1.8000% |
| 55 | GRSDU25043 | USD | USD/CAD | 2025-03-17 | 2025-04-18 | 1.7000% |
| 56 | GRSDRDZ250638 | CNY | EUR/USD | 2025-03-28 | 2025-04-18 | 0.8000% |
| 57 | GRSDR240297 | CNY | USD/CHF | 2024-04-22 | 2025-04-18 | 1.0000% |
| 58 | GRSDR240589 | CNY | GBP/USD | 2024-10-21 | 2025-04-19 | 1.4500% |
| 59 | GRSDR240590 | CNY | EUR/USD | 2024-10-21 | 2025-04-19 | 1.1833% |
| 60 | GRSDRDZ241980 | CNY | AUD/USD | 2025-01-03 | 2025-04-19 | 3.0000% |
具体产品细节请见产品说明书或咨询客户经理。感谢您一直以来的关注与支持。
中国银行股份有限公司
2025年4月21日