2025-04-28
尊敬的投资者：
人民币/外币结构性存款属于金融机构吸收的嵌入金融衍生工具的存款，产品保障本金和保底收益，产品浮动收益部分与特定指标市场表现挂钩。本产品面向全部个人客户销售。
1.按照产品说明书约定，现将2025年4月21日至2025年4月27日结构性存款已起息产品相关信息公告如下：
| 序号 | 产品代码 | 币种 | 挂钩标的 | 产品成立日 （即基准日） |
期初价格 | 观察水平 | 产品募集规模 （原币元） |
|---|---|---|---|---|---|---|---|
| 1 | GRSDRDZ250695 | CNY | FR007 | 2025-04-21 | -- | -- | 795,369,000 |
| 2 | GRSDRDZ250697 | CNY | AUD/USD | 2025-04-21 | 0.6427 | 0.6662/0.6192 | 919,350,000 |
| 3 | GRSDR250176 | CNY | EUR/USD | 2025-04-21 | 1.1530 | 1.1710/1.1350 | 100,000,000 |
| 4 | GRSDRDZ250796 | CNY | AUD/USD | 2025-04-21 | 0.6427 | 0.6662/0.6192 | 131,434,000 |
| 5 | GRSDU25069 | USD | EUR/USD | 2025-04-21 | 1.1530 | 1.1768 | 1,244,500 |
| 6 | GRSDR250175 | CNY | USD/JPY | 2025-04-21 | 140.70 | 145.55/135.85 | 1,295,813,000 |
| 7 | GRSDU25068 | USD | USD/CAD | 2025-04-21 | 1.3794 | 1.3902 | 5,034,000 |
| 8 | GRSDRDZ250803 | CNY | USD/JPY | 2025-04-21 | 140.70 | 132.10 | 61,395,000 |
| 9 | GRSDRDZ250800 | CNY | AUD/USD | 2025-04-21 | 0.6427 | 0.6732/0.6122 | 93,904,000 |
| 10 | GRSDRDZ250802 | CNY | EUR/USD | 2025-04-21 | 1.1530 | 1.2065 | 59,128,000 |
| 11 | GRSDR250178 | CNY | USD/JPY | 2025-04-21 | 140.70 | 137.50 | 181,724,000 |
| 12 | GRSDR250177 | CNY | USD/CAD | 2025-04-21 | 1.3794 | 1.3956 | 385,030,000 |
| 13 | GRSDRDZ250799 | CNY | EUR/USD | 2025-04-21 | 1.1530 | 1.1715/1.1345 | 299,994,000 |
| 14 | GRSDRDZ250788 | CNY | EUR/USD | 2025-04-21 | 1.1530 | 1.1655/1.1405 | 374,634,000 |
| 15 | GRSDR250155 | CNY | USD/CAD | 2025-04-21 | 1.3794 | 1.3881 | 110,441,000 |
| 16 | GRSDR250154 | CNY | AUD/USD | 2025-04-21 | 0.6427 | 0.6357 | 132,469,000 |
| 17 | GRSDRDZ250713 | CNY | FR007 | 2025-04-23 | -- | -- | 152,126,000 |
| 18 | GRSDU25070 | USD | EUR/USD | 2025-04-23 | 1.1379 | 1.1697 | 81,900 |
| 19 | GRSDU25072 | USD | EUR/USD | 2025-04-23 | 1.1379 | 1.1697 | 3,763,600 |
| 20 | GRSDU25071 | USD | EUR/USD | 2025-04-24 | 1.1337 | 1.1805 | 14,872,300 |
| 21 | GRSDRDZ250810 | CNY | AUD/USD | 2025-04-24 | 0.6348 | 0.6693/0.6003 | 132,730,000 |
| 22 | GRSDRDZ250832 | CNY | FR007 | 2025-04-25 | -- | -- | 344,280,000 |
| 23 | GRSDRDZ250828 | CNY | FR007 | 2025-04-25 | -- | -- | 378,691,000 |
| 24 | GRSDRDZ250827 | CNY | FR007 | 2025-04-25 | -- | -- | 328,202,000 |
| 25 | GRSDRDZ250823 | CNY | FR007 | 2025-04-25 | -- | -- | 55,633,000 |
| 26 | GRSDRDZ250821 | CNY | FR007 | 2025-04-25 | -- | -- | 126,130,000 |
| 27 | GRSDRDZ250820 | CNY | FR007 | 2025-04-25 | -- | -- | 141,340,000 |
| 28 | GRSDRDZ250816 | CNY | FR007 | 2025-04-25 | -- | -- | 516,759,000 |
| 29 | GRSDRDZ250744 | CNY | FR007 | 2025-04-25 | -- | -- | 543,288,000 |
| 30 | GRSDRDZ250714 | CNY | FR007 | 2025-04-25 | -- | -- | 299,568,000 |
| 31 | GRSD7G146_78 | CNY | FR007 | 2025-04-25 | -- | -- | 5,111,688,000 |
| 32 | GRSD14G120_83 | CNY | USD/JPY | 2025-04-25 | 143.66 | 144.98 | 1,002,746,000 |
| 33 | GRSDRDZ250839 | CNY | FR007 | 2025-04-25 | -- | -- | 120,000,000 |
| 34 | GRSD7G181_4 | CNY | FR007 | 2025-04-25 | -- | -- | 5,446,271,000 |
| 35 | GRSDRDZ250822 | CNY | AUD/USD | 2025-04-25 | 0.6396 | 0.6611/0.6181 | 79,100,000 |
| 36 | GRSDRDZ250825 | CNY | AUD/USD | 2025-04-25 | 0.6396 | 0.7031/0.5761 | 33,450,000 |
| 37 | GRSDRDZ250743 | CNY | EUR/USD | 2025-04-25 | 1.1330 | 1.1455/1.1205 | 270,124,000 |
| 38 | GRSDRDZ250811 | CNY | EUR/USD | 2025-04-25 | 1.1330 | 1.1490/1.1170 | 74,593,000 |
| 39 | GRSDRDZ250715 | CNY | AUD/USD | 2025-04-25 | 0.6396 | 0.6646/0.6146 | 748,671,000 |
| 40 | GRSDRDZ250817 | CNY | EUR/USD | 2025-04-25 | 1.1330 | 1.1475/1.1185 | 328,346,000 |
| 41 | GRSDRDZ250813 | CNY | AUD/USD | 2025-04-25 | 0.6396 | 0.6616/0.6176 | 645,016,000 |
| 42 | GRSD7G177_13 | CNY | FR007 | 2025-04-25 | -- | -- | 5,957,430,000 |
| 43 | GRSDRDZ250806 | CNY | EUR/USD | 2025-04-25 | 1.1330 | 1.1475/1.1185 | 249,448,000 |
| 44 | GRSDRDZ250831 | CNY | AUD/USD | 2025-04-25 | 0.6396 | 0.6616/0.6176 | 239,972,000 |
| 45 | GRSDRDZ250830 | CNY | AUD/USD | 2025-04-25 | 0.6396 | 0.6616/0.6176 | 135,910,000 |
| 46 | GRSDRDZ250829 | CNY | EUR/USD | 2025-04-25 | 1.1330 | 1.1475/1.1185 | 346,800,000 |
| 47 | GRSDRDZ250824 | CNY | EUR/USD | 2025-04-25 | 1.1330 | 1.1605 | 49,150,000 |
| 48 | GRSDRDZ250700 | CNY | EUR/USD | 2025-04-25 | 1.1330 | 1.1440 | 235,024,000 |
| 49 | GRSDRDZ250698 | CNY | USD/JPY | 2025-04-25 | 143.66 | 145.41 | 623,463,000 |
| 50 | GRSDR250181 | CNY | USD/JPY | 2025-04-25 | 143.66 | 147.96 | 484,515,000 |
| 51 | GRSDR250180 | CNY | EUR/USD | 2025-04-25 | 1.1330 | 1.1617 | 994,779,000 |
| 52 | GRSDR250179 | CNY | AUD/USD | 2025-04-25 | 0.6396 | 0.6616/0.6176 | 64,445,000 |
| 53 | GRSDR250182 | CNY | EUR/USD | 2025-04-25 | 1.1330 | 1.1438 | 101,487,000 |
| 54 | GRSDR250192 | CNY | USD/JPY | 2025-04-25 | 143.66 | 145.48 | 94,736,000 |
| 55 | GRSDR250191 | CNY | EUR/USD | 2025-04-25 | 1.1330 | 1.1445 | 336,037,000 |
| 56 | GRSDRDZ250809 | CNY | EUR/USD | 2025-04-25 | 1.1330 | 1.1475/1.1185 | 110,933,000 |
2.按照产品说明书约定，现将2025年4月21日至2025年4月27日期间到期的个人客户结构性存款产品实际收益率信息公告如下：
| 序号 | 产品代码 | 币种 | 挂钩标的 | 产品成立日 （基准日） |
到期日 | 实际收益率（年化） |
|---|---|---|---|---|---|---|
| 1 | GRSDRDZ250473 | CNY | USD/JPY | 2025-03-21 | 2025-04-21 | 2.1000% |
| 2 | GRSDRDZ241747 | CNY | USD/JPY | 2024-12-06 | 2025-04-21 | 1.6000% |
| 3 | GRSDRDZ241811 | CNY | GBP/USD | 2024-12-17 | 2025-04-21 | 2.5667% |
| 4 | GRSDR250130 | CNY | GBP/USD | 2025-03-21 | 2025-04-21 | 1.8500% |
| 5 | GRSDRDZ250625 | CNY | GBP/USD | 2025-03-21 | 2025-04-21 | 2.5000% |
| 6 | GRSDRDZ250626 | CNY | USD/JPY | 2025-03-21 | 2025-04-21 | 2.5000% |
| 7 | GRSDRDZ250474 | CNY | GBP/USD | 2025-03-21 | 2025-04-21 | 2.1000% |
| 8 | GRSDRDZ250101 | CNY | EUR/USD | 2025-01-13 | 2025-04-22 | 1.7000% |
| 9 | GRSDRDZ250226 | CNY | AUD/USD | 2025-01-24 | 2025-04-22 | 2.2333% |
| 10 | GRSDRDZ250246 | CNY | EUR/USD | 2025-01-24 | 2025-04-22 | 1.5667% |
| 11 | GRSDRDZ250602 | CNY | FR007 | 2025-03-20 | 2025-04-22 | 2.0013% |
| 12 | GRSDUDZ24034 | USD | USD/CHF | 2024-04-22 | 2025-04-22 | 2.8000% |
| 13 | GRSDRDZ250416 | CNY | USD/JPY | 2025-02-21 | 2025-04-22 | 1.9833% |
| 14 | GRSDR250021 | CNY | EUR/USD | 2025-01-24 | 2025-04-22 | 1.0000% |
| 15 | GRSDRDZ241685 | CNY | AUD/USD | 2024-12-02 | 2025-04-22 | 1.6000% |
| 16 | GRSDRDZ250263 | CNY | AUD/USD | 2025-01-27 | 2025-04-22 | 3.0000% |
| 17 | GRSDRDZ250055 | CNY | AUD/USD | 2025-01-07 | 2025-04-22 | 2.5000% |
| 18 | GRSDRDZ250054 | CNY | EUR/USD | 2025-01-07 | 2025-04-22 | 2.0667% |
| 19 | GRSDRDZ250053 | CNY | AUD/USD | 2025-01-07 | 2025-04-22 | 2.7000% |
| 20 | GRSDRDZ250068 | CNY | AUD/USD | 2025-01-27 | 2025-04-22 | 2.4000% |
| 21 | GRSDRDZ250221 | CNY | AUD/USD | 2025-01-27 | 2025-04-22 | 2.5000% |
| 22 | GRSDRDZ250066 | CNY | AUD/USD | 2025-01-24 | 2025-04-22 | 2.1500% |
| 23 | GRSDRDZ241519 | CNY | USD/CHF | 2024-10-25 | 2025-04-22 | 2.9000% |
| 24 | GRSDRDZ241716 | CNY | GBP/USD | 2024-12-03 | 2025-04-22 | 2.0333% |
| 25 | GRSDUDZ24033 | USD | EUR/USD | 2024-04-22 | 2025-04-22 | 5.0000% |
| 26 | GRSDRDZ250242 | CNY | EUR/USD | 2025-01-24 | 2025-04-22 | 1.5000% |
| 27 | GRSDRDZ250245 | CNY | EUR/USD | 2025-01-24 | 2025-04-22 | 1.6000% |
| 28 | GRSDRDZ250095 | CNY | EUR/USD | 2025-01-13 | 2025-04-23 | 1.6000% |
| 29 | GRSDRDZ241775 | CNY | AUD/USD | 2025-01-03 | 2025-04-23 | 2.4000% |
| 30 | GRSDR250110 | CNY | USD/JPY | 2025-03-26 | 2025-04-23 | 0.5000% |
| 31 | GRSDR250109 | CNY | GBP/USD | 2025-03-26 | 2025-04-23 | 1.8000% |
| 32 | GRSDRDZ241919 | CNY | EUR/USD | 2025-01-03 | 2025-04-23 | 1.9000% |
| 33 | GRSDR250136 | CNY | EUR/USD | 2025-04-01 | 2025-04-23 | 0.2000% |
| 34 | GRSDR250137 | CNY | AUD/USD | 2025-04-01 | 2025-04-23 | 2.6000% |
| 35 | GRSDRDZ241878 | CNY | EUR/USD | 2025-01-03 | 2025-04-23 | 1.7333% |
| 36 | GRSD14G120_82 | CNY | USD/JPY | 2025-04-10 | 2025-04-24 | 0.3000% |
| 37 | GRSDRDZ241512 | CNY | EUR/USD | 2024-10-28 | 2025-04-24 | 2.1500% |
| 38 | GRSD7G146_77 | CNY | FR007 | 2025-04-17 | 2025-04-24 | 1.6245% |
| 39 | GRSD7G177_12 | CNY | FR007 | 2025-04-17 | 2025-04-24 | 1.7380% |
| 40 | GRSDR240598 | CNY | EUR/USD | 2024-10-28 | 2025-04-24 | 1.7583% |
| 41 | GRSDRDZ250630 | CNY | FR007 | 2025-04-03 | 2025-04-24 | 1.6214% |
| 42 | GRSDR250145 | CNY | EUR/USD | 2025-04-03 | 2025-04-24 | 1.8000% |
| 43 | GRSDR250144 | CNY | AUD/USD | 2025-04-03 | 2025-04-24 | 1.8000% |
| 44 | GRSD7G181_3 | CNY | FR007 | 2025-04-17 | 2025-04-24 | 1.3515% |
| 45 | GRSDRDZ250653 | CNY | FR007 | 2025-03-28 | 2025-04-25 | 1.8875% |
| 46 | GRSDRDZ250643 | CNY | FR007 | 2025-03-28 | 2025-04-25 | 1.6613% |
| 47 | GRSDRDZ250477 | CNY | AUD/USD | 2025-03-28 | 2025-04-25 | 2.1000% |
| 48 | GRSDR250112 | CNY | AUD/USD | 2025-03-28 | 2025-04-25 | 1.8000% |
| 49 | GRSDR250111 | CNY | EUR/USD | 2025-03-28 | 2025-04-25 | 0.5000% |
| 50 | GRSDRDZ250734 | CNY | FR007 | 2025-04-07 | 2025-04-25 | 1.8031% |
| 51 | GRSDRDZ250192 | CNY | FR007 | 2025-01-17 | 2025-04-25 | 1.8326% |
| 52 | GRSDRDZ240678 | CNY | EUR/USD | 2024-04-29 | 2025-04-25 | 2.4000% |
| 53 | GRSDU25048 | USD | USD/JPY | 2025-03-24 | 2025-04-25 | 1.5000% |
| 54 | GRSDU24210 | USD | XAU/USD | 2024-10-23 | 2025-04-25 | 2.2000% |
| 55 | GRSDU24208 | USD | AUD/USD | 2024-10-23 | 2025-04-25 | 1.7000% |
| 56 | GRSDRDZ240679 | CNY | GBP/USD | 2024-04-29 | 2025-04-25 | 2.4000% |
| 57 | GRSDU24077 | USD | EUR/USD | 2024-04-25 | 2025-04-25 | 2.7500% |
| 58 | GRSDU25007 | USD | USD/JPY | 2025-01-13 | 2025-04-25 | 1.7000% |
| 59 | GRSDRDZ250588 | CNY | USD/CHF | 2025-04-02 | 2025-04-26 | 0.7000% |
| 60 | GRSDR250113 | CNY | EUR/USD | 2025-04-01 | 2025-04-26 | 0.5000% |
| 61 | GRSDR250114 | CNY | AUD/USD | 2025-04-01 | 2025-04-26 | 1.8000% |
| 62 | GRSDR250133 | CNY | AUD/USD | 2025-04-01 | 2025-04-26 | 1.8500% |
具体产品细节请见产品说明书或咨询客户经理。感谢您一直以来的关注与支持。
中国银行股份有限公司
2025年4月28日