2025-05-06
尊敬的投资者：
人民币/外币结构性存款属于金融机构吸收的嵌入金融衍生工具的存款，产品保障本金和保底收益，产品浮动收益部分与特定指标市场表现挂钩。本产品面向全部个人客户销售。
1.按照产品说明书约定，现将2025年4月28日至2025年5月4日结构性存款已起息产品相关信息公告如下：
| 序号 | 产品代码 | 币种 | 挂钩标的 | 产品成立日 （即基准日） |
期初价格 | 观察水平 | 产品募集规模 （原币元） |
|---|---|---|---|---|---|---|---|
| 1 | GRSDR250186 | CNY | USD/JPY | 2025-04-28 | 143.50 | 146.65 | 393,132,000 |
| 2 | GRSDRDZ250818 | CNY | EUR/USD | 2025-04-28 | 1.1374 | 1.1574/1.1174 | 209,704,000 |
| 3 | GRSDR250157 | CNY | USD/JPY | 2025-04-28 | 143.50 | 145.28 | 224,947,000 |
| 4 | GRSDR250156 | CNY | EUR/USD | 2025-04-28 | 1.1374 | 1.1482 | 532,931,000 |
| 5 | GRSDRDZ250833 | CNY | EUR/USD | 2025-04-28 | 1.1374 | 1.1929 | 67,268,000 |
| 6 | GRSDR250185 | CNY | EUR/USD | 2025-04-28 | 1.1374 | 1.1571 | 800,320,000 |
| 7 | GRSDRDZ250716 | CNY | FR007 | 2025-04-28 | -- | -- | 399,570,000 |
| 8 | GRSDRDZ250699 | CNY | FR007 | 2025-04-28 | -- | -- | 1,480,762,000 |
| 9 | GRSDRDZ250814 | CNY | FR007 | 2025-04-28 | -- | -- | 321,984,000 |
| 10 | GRSDRDZ250808 | CNY | EUR/USD | 2025-04-28 | 1.1374 | 1.1499/1.1249 | 300,167,000 |
| 11 | GRSDRDZ250807 | CNY | AUD/USD | 2025-04-28 | 0.6402 | 0.6632/0.6172 | 152,393,000 |
| 12 | GRSDRDZ250701 | CNY | AUD/USD | 2025-04-28 | 0.6402 | 0.6632/0.6172 | 904,850,000 |
| 13 | GRSDR250183 | CNY | EUR/USD | 2025-04-28 | 1.1374 | 1.1519/1.1229 | 1,764,821,000 |
| 14 | GRSDR250184 | CNY | EUR/USD | 2025-04-28 | 1.1374 | 1.1554/1.1194 | 299,968,000 |
| 15 | GRSDU25073 | USD | EUR/USD | 2025-04-28 | 1.1374 | 1.1512 | 130,500 |
| 16 | GRSDRDZ250819 | CNY | AUD/USD | 2025-04-28 | 0.6402 | 0.6727/0.6077 | 153,956,000 |
| 17 | GRSDRDZ250834 | CNY | AUD/USD | 2025-04-28 | 0.6402 | 0.7312/0.5492 | 59,456,000 |
| 18 | GRSDRDZ250746 | CNY | EUR/USD | 2025-04-29 | 1.1386 | 1.1511 | 176,587,000 |
| 19 | GRSDRDZ250745 | CNY | FR007 | 2025-04-29 | -- | -- | 760,171,000 |
| 20 | GRSDRDZ250877 | CNY | FR007 | 2025-04-29 | -- | -- | 100,000,000 |
| 21 | GRSDRDZ250747 | CNY | FR007 | 2025-04-29 | -- | -- | 642,557,000 |
| 22 | GRSDUDZ25075 | USD | EUR/USD | 2025-04-30 | 1.1383 | 1.1716 | 128,000 |
| 23 | GRSDUDZ25074 | USD | EUR/USD | 2025-04-30 | 1.1383 | 1.1868 | 736,100 |
| 24 | GRSDRDZ250857 | CNY | FR007 | 2025-04-30 | -- | -- | 17,324,000 |
| 25 | GRSDRDZ250850 | CNY | FR007 | 2025-04-30 | -- | -- | 103,070,000 |
| 26 | GRSDRDZ250846 | CNY | FR007 | 2025-04-30 | -- | -- | 255,344,000 |
| 27 | GRSDRDZ250840 | CNY | FR007 | 2025-04-30 | -- | -- | 40,000,000 |
| 28 | GRSDRDZ250838 | CNY | FR007 | 2025-04-30 | -- | -- | 593,134,000 |
| 29 | GRSD7G176_13 | CNY | FR007 | 2025-04-30 | -- | -- | 2,715,611,000 |
| 30 | GRSD7G182_1 | CNY | FR007 | 2025-04-30 | -- | -- | 42,941,000 |
| 31 | GRSD30G157_18 | CNY | USD/JPY | 2025-04-30 | 142.49 | 144.17 | 3,580,196,000 |
| 32 | GRSD2WG171_17 | CNY | EUR/USD | 2025-04-30 | 1.1383 | 1.1438 | 247,059,000 |
| 33 | GRSD2WG168_22 | CNY | EUR/USD | 2025-04-30 | 1.1383 | 1.1463 | 1,140,221,000 |
| 34 | GRSDRDZ250815 | CNY | EUR/USD | 2025-04-30 | 1.1383 | 1.1495/1.1271 | 949,800,000 |
| 35 | GRSDRDZ250845 | CNY | AUD/USD | 2025-04-30 | 0.6417 | 0.6622/0.6212 | 249,951,000 |
| 36 | GRSDRDZ250856 | CNY | EUR/USD | 2025-04-30 | 1.1383 | 1.1506 | 10,000,000 |
| 37 | GRSDRDZ250812 | CNY | AUD/USD | 2025-04-30 | 0.6417 | 0.6622/0.6212 | 30,000,000 |
2.按照产品说明书约定，现将2025年4月28日至2025年5月4日期间到期的个人客户结构性存款产品实际收益率信息公告如下：
| 序号 | 产品代码 | 币种 | 挂钩标的 | 产品成立日 （基准日） |
到期日 | 实际收益率（年化） |
|---|---|---|---|---|---|---|
| 1 | GRSDU24213 | USD | USD/CHF | 2024-10-30 | 2025-04-28 | 1.9000% |
| 2 | GRSDR250147 | CNY | GBP/USD | 2025-04-07 | 2025-04-28 | 1.8000% |
| 3 | GRSDRDZ241592 | CNY | AUD/USD | 2024-11-29 | 2025-04-28 | 2.8000% |
| 4 | GRSDR250146 | CNY | EUR/USD | 2025-04-07 | 2025-04-28 | 1.8000% |
| 5 | GRSDRDZ250449 | CNY | USD/JPY | 2025-03-03 | 2025-04-28 | 1.9833% |
| 6 | GRSDRDZ250396 | CNY | EUR/USD | 2025-02-17 | 2025-04-28 | 1.9983% |
| 7 | GRSDR250158 | CNY | EUR/USD | 2025-04-07 | 2025-04-28 | 1.8500% |
| 8 | GRSDR250143 | CNY | USD/CHF | 2025-04-03 | 2025-04-28 | 0.2000% |
| 9 | GRSDR250142 | CNY | EUR/USD | 2025-04-03 | 2025-04-28 | 0.2000% |
| 10 | GRSDRDZ250631 | CNY | AUD/USD | 2025-04-03 | 2025-04-28 | 2.1000% |
| 11 | GRSDRDZ250692 | CNY | GBP/USD | 2025-04-11 | 2025-04-28 | 2.1000% |
| 12 | GRSDU24215 | USD | USD/CHF | 2024-10-30 | 2025-04-28 | 2.2000% |
| 13 | GRSDRDZ250726 | CNY | FR007 | 2025-04-03 | 2025-04-28 | 1.7337% |
| 14 | GRSDR250148 | CNY | GBP/USD | 2025-04-11 | 2025-04-28 | 1.8000% |
| 15 | GRSDR250149 | CNY | USD/JPY | 2025-04-11 | 2025-04-28 | 0.5000% |
| 16 | GRSDRDZ250690 | CNY | GBP/USD | 2025-04-11 | 2025-04-28 | 2.1000% |
| 17 | GRSDRDZ250307 | CNY | USD/CHF | 2025-02-10 | 2025-04-29 | 1.4333% |
| 18 | GRSD7G176_12 | CNY | FR007 | 2025-04-18 | 2025-04-29 | 1.4350% |
| 19 | GRSDRDZ250361 | CNY | USD/CHF | 2025-02-10 | 2025-04-29 | 1.4667% |
| 20 | GRSD2WG171_16 | CNY | USD/JPY | 2025-04-16 | 2025-04-29 | 1.9000% |
| 21 | GRSDRDZ250687 | CNY | FR007 | 2025-03-27 | 2025-04-29 | 1.9102% |
| 22 | GRSDU25053 | USD | USD/CHF | 2025-04-01 | 2025-04-29 | 1.5000% |
| 23 | GRSDRDZ250302 | CNY | USD/CHF | 2025-02-10 | 2025-04-29 | 1.4500% |
| 24 | GRSDRDZ250318 | CNY | USD/JPY | 2025-02-10 | 2025-04-29 | 2.1500% |
| 25 | GRSD30G157_17 | CNY | USD/CHF | 2025-04-01 | 2025-04-29 | 0.8500% |
| 26 | GRSD2WG168_21 | CNY | GBP/USD | 2025-04-16 | 2025-04-29 | 2.6000% |
| 27 | GRSDU24091 | USD | EUR/USD | 2024-05-07 | 2025-04-30 | 2.7500% |
| 28 | GRSDRDZ240681 | CNY | EUR/USD | 2024-05-06 | 2025-04-30 | 2.4000% |
| 29 | GRSDR240608 | CNY | EUR/USD | 2024-11-04 | 2025-04-30 | 1.3750% |
| 30 | GRSDRDZ241530 | CNY | EUR/USD | 2024-10-31 | 2025-04-30 | 1.6667% |
| 31 | GRSDRDZ241531 | CNY | USD/JPY | 2024-10-31 | 2025-04-30 | 2.0000% |
| 32 | GRSDRDZ241532 | CNY | AUD/USD | 2024-10-31 | 2025-04-30 | 2.0000% |
| 33 | GRSDR240640 | CNY | EUR/USD | 2024-11-18 | 2025-04-30 | 1.7583% |
| 34 | GRSDRDZ241590 | CNY | EUR/USD | 2024-11-22 | 2025-04-30 | 2.4667% |
| 35 | GRSDRDZ241554 | CNY | AUD/USD | 2024-11-04 | 2025-04-30 | 1.8000% |
| 36 | GRSDR240607 | CNY | AUD/USD | 2024-11-05 | 2025-04-30 | 1.2667% |
| 37 | GRSDRDZ241469 | CNY | EUR/USD | 2024-11-04 | 2025-04-30 | 1.8667% |
| 38 | GRSDRDZ241913 | CNY | GBP/USD | 2025-01-02 | 2025-04-30 | 2.3583% |
| 39 | GRSDRDZ241872 | CNY | GBP/USD | 2024-12-31 | 2025-04-30 | 2.0667% |
| 40 | GRSDRDZ250446 | CNY | EUR/USD | 2025-03-03 | 2025-04-30 | 2.3700% |
| 41 | GRSDRDZ241901 | CNY | GBP/USD | 2025-01-02 | 2025-04-30 | 2.2500% |
| 42 | GRSDRDZ241558 | CNY | AUD/USD | 2024-11-04 | 2025-04-30 | 1.6500% |
| 43 | GRSDRDZ241595 | CNY | AUD/USD | 2024-12-02 | 2025-04-30 | 2.4667% |
| 44 | GRSDRDZ241528 | CNY | USD/CHF | 2024-10-28 | 2025-04-30 | 2.8000% |
| 45 | GRSDRDZ241634 | CNY | EUR/USD | 2024-11-18 | 2025-04-30 | 2.1500% |
| 46 | GRSDRDZ250297 | CNY | USD/JPY | 2025-02-11 | 2025-04-30 | 2.0667% |
| 47 | GRSDRDZ250357 | CNY | USD/CHF | 2025-02-13 | 2025-04-30 | 1.1500% |
| 48 | GRSDRDZ250084 | CNY | FR007 | 2025-01-10 | 2025-04-30 | 2.2461% |
| 49 | GRSDRDZ250017 | CNY | EUR/USD | 2025-01-14 | 2025-04-30 | 1.6500% |
| 50 | GRSDRDZ250106 | CNY | EUR/USD | 2025-01-10 | 2025-04-30 | 1.7500% |
| 51 | GRSDRDZ250197 | CNY | EUR/USD | 2025-01-23 | 2025-04-30 | 1.3667% |
| 52 | GRSDU24081 | USD | EUR/USD | 2024-04-30 | 2025-04-30 | 2.7500% |
| 53 | GRSDR250150 | CNY | GBP/USD | 2025-04-14 | 2025-04-30 | 1.8000% |
| 54 | GRSDR250151 | CNY | USD/JPY | 2025-04-14 | 2025-04-30 | 0.5000% |
| 55 | GRSDRDZ241713 | CNY | EUR/USD | 2024-12-20 | 2025-04-30 | 1.7000% |
| 56 | GRSDRDZ241684 | CNY | AUD/USD | 2024-12-02 | 2025-04-30 | 2.1500% |
| 57 | GRSDRDZ241958 | CNY | EUR/USD | 2025-01-06 | 2025-04-30 | 1.8333% |
| 58 | GRSDRDZ250016 | CNY | EUR/USD | 2025-01-07 | 2025-04-30 | 1.8667% |
| 59 | GRSDRDZ250131 | CNY | EUR/USD | 2025-01-14 | 2025-04-30 | 1.6000% |
| 60 | GRSDRDZ241832 | CNY | EUR/USD | 2025-01-02 | 2025-04-30 | 1.9333% |
| 61 | GRSDRDZ250148 | CNY | AUD/USD | 2025-01-17 | 2025-04-30 | 2.3000% |
| 62 | GRSDRDZ240680 | CNY | AUD/USD | 2024-05-06 | 2025-04-30 | 2.4000% |
| 63 | GRSDRDZ250309 | CNY | FR007 | 2025-02-12 | 2025-04-30 | 1.9817% |
| 64 | GRSDRDZ241815 | CNY | AUD/USD | 2024-12-16 | 2025-04-30 | 2.7000% |
| 65 | GRSDRDZ241711 | CNY | GBP/USD | 2024-12-06 | 2025-04-30 | 1.9333% |
| 66 | GRSDRDZ250412 | CNY | EUR/USD | 2025-02-20 | 2025-04-30 | 2.1667% |
| 67 | GRSDRDZ250725 | CNY | EUR/USD | 2025-04-07 | 2025-04-30 | 2.2500% |
| 68 | GRSDR250161 | CNY | EUR/USD | 2025-04-07 | 2025-04-30 | 2.6000% |
| 69 | GRSDR250162 | CNY | GBP/USD | 2025-04-07 | 2025-04-30 | 2.6000% |
| 70 | GRSDRDZ241712 | CNY | GBP/USD | 2024-12-13 | 2025-04-30 | 1.9333% |
| 71 | GRSDRDZ250311 | CNY | USD/CHF | 2025-02-10 | 2025-04-30 | 1.4000% |
| 72 | GRSDRDZ250316 | CNY | USD/CHF | 2025-02-12 | 2025-04-30 | 1.2833% |
| 73 | GRSDRDZ250368 | CNY | USD/CHF | 2025-02-10 | 2025-04-30 | 1.5000% |
| 74 | GRSDRDZ241960 | CNY | AUD/USD | 2025-01-06 | 2025-04-30 | 3.0000% |
| 75 | GRSDRDZ241855 | CNY | GBP/USD | 2024-12-20 | 2025-04-30 | 3.0000% |
| 76 | GRSDRDZ241831 | CNY | EUR/USD | 2024-12-24 | 2025-04-30 | 1.5500% |
具体产品细节请见产品说明书或咨询客户经理。感谢您一直以来的关注与支持。
中国银行股份有限公司
2025年5月6日