2025-05-12
尊敬的投资者：
人民币/外币结构性存款属于金融机构吸收的嵌入金融衍生工具的存款，产品保障本金和保底收益，产品浮动收益部分与特定指标市场表现挂钩。本产品面向全部个人客户销售。
1.按照产品说明书约定，现将2025年5月5日至2025年5月11日结构性存款已起息产品相关信息公告如下：
| 序号 | 产品代码 | 币种 | 挂钩标的 | 产品成立日 （即基准日） |
期初价格 | 观察水平 | 产品募集规模 （原币元） |
|---|---|---|---|---|---|---|---|
| 1 | GRSDRDZ250855 | CNY | AUD/USD | 2025-05-06 | 0.6453 | 0.6643/0.6263 | 199,782,000 |
| 2 | GRSDRDZ250852 | CNY | AUD/USD | 2025-05-06 | 0.6453 | 0.6728/0.6178 | 126,000,000 |
| 3 | GRSDRDZ250717 | CNY | FR007 | 2025-05-06 | -- | -- | 389,016,000 |
| 4 | GRSDRDZ250805 | CNY | FR007 | 2025-05-06 | -- | -- | 638,878,000 |
| 5 | GRSDRDZ250837 | CNY | FR007 | 2025-05-06 | -- | -- | 2,054,168,000 |
| 6 | GRSDRDZ250843 | CNY | FR007 | 2025-05-06 | -- | -- | 959,941,000 |
| 7 | GRSDRDZ250859 | CNY | FR007 | 2025-05-06 | -- | -- | 138,210,000 |
| 8 | GRSDRDZ250860 | CNY | FR007 | 2025-05-06 | -- | -- | 146,180,000 |
| 9 | GRSDRDZ250847 | CNY | AUD/USD | 2025-05-06 | 0.6453 | 0.6643/0.6263 | 524,984,000 |
| 10 | GRSDRDZ250749 | CNY | AUD/USD | 2025-05-06 | 0.6453 | 0.6673/0.6233 | 495,999,000 |
| 11 | GRSDR250223 | CNY | EUR/USD | 2025-05-06 | 1.1318 | 1.1220 | 356,091,000 |
| 12 | GRSDRDZ250858 | CNY | EUR/USD | 2025-05-06 | 1.1318 | 1.1143 | 21,000,000 |
| 13 | GRSDRDZ250849 | CNY | AUD/USD | 2025-05-06 | 0.6453 | 0.6788/0.6118 | 754,376,000 |
| 14 | GRSDR250189 | CNY | EUR/USD | 2025-05-06 | 1.1318 | 1.1068 | 472,664,000 |
| 15 | GRSDRDZ250844 | CNY | EUR/USD | 2025-05-06 | 1.1318 | 1.1128 | 298,935,000 |
| 16 | GRSDRDZ250842 | CNY | EUR/USD | 2025-05-06 | 1.1318 | 1.1128 | 140,670,000 |
| 17 | GRSDRDZ250854 | CNY | USD/JPY | 2025-05-06 | 143.79 | 145.34/142.24 | 239,197,000 |
| 18 | GRSDRDZ250841 | CNY | USD/JPY | 2025-05-06 | 143.79 | 145.34/142.24 | 1,217,441,000 |
| 19 | GRSDRDZ250702 | CNY | AUD/USD | 2025-05-06 | 0.6453 | 0.6643/0.6263 | 598,708,000 |
| 20 | GRSDR250188 | CNY | USD/JPY | 2025-05-06 | 143.79 | 145.64/141.94 | 2,128,243,000 |
| 21 | GRSDR250187 | CNY | AUD/USD | 2025-05-06 | 0.6453 | 0.6628/0.6278 | 424,330,000 |
| 22 | GRSDRDZ250861 | CNY | AUD/USD | 2025-05-06 | 0.6453 | 0.6588/0.6318 | 115,090,000 |
| 23 | GRSDRDZ250848 | CNY | AUD/USD | 2025-05-06 | 0.6453 | 0.6588/0.6318 | 846,217,000 |
| 24 | GRSDUDZ25076 | USD | USD/JPY | 2025-05-06 | 143.79 | 145.86 | 149,200 |
| 25 | GRSDRDZ250748 | CNY | EUR/USD | 2025-05-06 | 1.1318 | 1.1206 | 456,374,000 |
| 26 | GRSDR250224 | CNY | XAU/USD | 2025-05-06 | 3,360.59 | 3420.04 | 167,604,000 |
| 27 | GRSDRDZ250851 | CNY | FR007 | 2025-05-06 | -- | -- | 221,130,000 |
| 28 | GRSDRDZ250718 | CNY | FR007 | 2025-05-06 | -- | -- | 339,879,000 |
| 29 | GRSDUDZ25078 | USD | AUD/USD | 2025-05-07 | 0.6483 | 0.6291 | 14,100 |
| 30 | GRSDUDZ25077 | USD | AUD/USD | 2025-05-08 | 0.6442 | 0.6182 | 1,437,500 |
| 31 | GRSD7G181_5 | CNY | FR007 | 2025-05-08 | -- | -- | 5,479,898,000 |
| 32 | GRSD7G177_14 | CNY | FR007 | 2025-05-08 | -- | -- | 6,600,040,000 |
| 33 | GRSD7G176_14 | CNY | FR007 | 2025-05-08 | -- | -- | 1,996,150,000 |
| 34 | GRSD7G146_79 | CNY | FR007 | 2025-05-08 | -- | -- | 4,761,018,000 |
| 35 | GRSDRDZ250898 | CNY | GBP/USD | 2025-05-09 | 1.3240 | 1.3380/1.3100 | 245,727,000 |
| 36 | GRSDRDZ250853 | CNY | AUD/USD | 2025-05-09 | 0.6405 | 0.6585/0.6225 | 804,402,000 |
| 37 | GRSDRDZ250922 | CNY | FR007 | 2025-05-09 | -- | -- | 80,303,000 |
| 38 | GRSDRDZ250905 | CNY | FR007 | 2025-05-09 | -- | -- | 96,000,000 |
| 39 | GRSDRDZ250897 | CNY | FR007 | 2025-05-09 | -- | -- | 273,529,000 |
| 40 | GRSDRDZ250878 | CNY | FR007 | 2025-05-09 | -- | -- | 235,410,000 |
| 41 | GRSDR250242 | CNY | GBP/USD | 2025-05-09 | 1.3240 | 1.3430/1.3050 | 81,935,000 |
| 42 | GRSDRDZ250895 | CNY | GBP/USD | 2025-05-09 | 1.3240 | 1.3380/1.3100 | 189,292,000 |
| 43 | GRSD2WG180_5 | CNY | USD/CHF | 2025-05-09 | 0.8311 | 0.8371 | 489,382,000 |
| 44 | GRSD2WG172_14 | CNY | USD/CHF | 2025-05-09 | 0.8311 | 0.8371 | 1,469,285,000 |
| 45 | GRSD21G175_14 | CNY | USD/CAD | 2025-05-09 | 1.3916 | 1.3991 | 287,190,000 |
| 46 | GRSD2WG144_52 | CNY | USD/CAD | 2025-05-09 | 1.3916 | 1.3991 | 3,133,291,000 |
| 47 | GRSDR250241 | CNY | XAU/USD | 2025-05-09 | 3,320.52 | 3375.47 | 49,455,000 |
| 48 | GRSDRDZ250864 | CNY | USD/CAD | 2025-05-09 | 1.3916 | 1.3991 | 61,600,000 |
| 49 | GRSDR250194 | CNY | XAU/USD | 2025-05-09 | 3,320.52 | 3491.22 | 308,414,000 |
| 50 | GRSDR250193 | CNY | USD/CAD | 2025-05-09 | 1.3916 | 1.4133 | 712,731,000 |
| 51 | GRSD7G182_2 | CNY | FR007 | 2025-05-09 | -- | -- | 78,991,000 |
| 52 | GRSD2WG178_6 | CNY | XAU/USD | 2025-05-09 | 3,320.52 | 3368.32 | 1,148,956,000 |
| 53 | GRSD2WG163_30 | CNY | XAU/USD | 2025-05-09 | 3,320.52 | 3378.57 | 2,475,460,000 |
| 54 | GRSDRDZ250862 | CNY | USD/CHF | 2025-05-09 | 0.8311 | 0.8384 | 287,282,000 |
| 55 | GRSDR250226 | CNY | XAU/USD | 2025-05-09 | 3,320.52 | 3387.27 | 55,399,000 |
| 56 | GRSDRDZ250899 | CNY | FR007 | 2025-05-09 | -- | -- | 173,198,000 |
| 57 | GRSDRDZ250926 | CNY | FR007 | 2025-05-09 | -- | -- | 35,000,000 |
| 58 | GRSDR250225 | CNY | USD/CAD | 2025-05-09 | 1.3916 | 1.4001 | 84,844,000 |
2.按照产品说明书约定，现将2025年5月5日至2025年5月11日期间到期的个人客户结构性存款产品实际收益率信息公告如下：
| 序号 | 产品代码 | 币种 | 挂钩标的 | 产品成立日 （基准日） |
到期日 | 实际收益率（年化） |
|---|---|---|---|---|---|---|
| 1 | GRSDRDZ250514 | CNY | GBP/USD | 2025-03-06 | 2025-05-07 | 2.0500% |
| 2 | GRSDRDZ250668 | CNY | AUD/USD | 2025-04-02 | 2025-05-07 | 2.4000% |
| 3 | GRSDRDZ250496 | CNY | USD/JPY | 2025-03-07 | 2025-05-07 | 1.9833% |
| 4 | GRSD7G177_13 | CNY | FR007 | 2025-04-25 | 2025-05-07 | 1.7980% |
| 5 | GRSD7G146_78 | CNY | FR007 | 2025-04-25 | 2025-05-07 | 1.6895% |
| 6 | GRSDRDZ250203 | CNY | AUD/USD | 2025-01-27 | 2025-05-07 | 2.4000% |
| 7 | GRSD7G181_4 | CNY | FR007 | 2025-04-25 | 2025-05-07 | 1.4065% |
| 8 | GRSDRDZ250235 | CNY | EUR/USD | 2025-01-27 | 2025-05-07 | 1.5000% |
| 9 | GRSD7G176_13 | CNY | FR007 | 2025-04-30 | 2025-05-07 | 1.5065% |
| 10 | GRSDU25019 | USD | USD/CAD | 2025-02-05 | 2025-05-08 | 1.7000% |
| 11 | GRSD7G182_1 | CNY | FR007 | 2025-04-30 | 2025-05-08 | 2.2432% |
| 12 | GRSD2WG144_51 | CNY | AUD/USD | 2025-04-18 | 2025-05-08 | 0.8000% |
| 13 | GRSDRDZ250515 | CNY | GBP/USD | 2025-03-07 | 2025-05-08 | 1.9417% |
| 14 | GRSDRDZ250738 | CNY | GBP/USD | 2025-04-11 | 2025-05-08 | 2.5000% |
| 15 | GRSDRDZ250682 | CNY | FR007 | 2025-04-02 | 2025-05-08 | 1.9525% |
| 16 | GRSDRDZ250737 | CNY | FR007 | 2025-04-11 | 2025-05-08 | 1.9322% |
| 17 | GRSD2WG178_5 | CNY | USD/JPY | 2025-04-16 | 2025-05-08 | 2.2000% |
| 18 | GRSD2WG163_29 | CNY | USD/JPY | 2025-04-16 | 2025-05-08 | 2.0000% |
| 19 | GRSD21G175_13 | CNY | GBP/USD | 2025-04-16 | 2025-05-08 | 2.3500% |
| 20 | GRSD2WG172_13 | CNY | GBP/USD | 2025-04-16 | 2025-05-08 | 1.7800% |
| 21 | GRSDU25012 | USD | USD/JPY | 2025-01-20 | 2025-05-08 | 1.7000% |
| 22 | GRSDRDZ250597 | CNY | FR007 | 2025-04-02 | 2025-05-08 | 1.6245% |
| 23 | GRSD2WG180_4 | CNY | GBP/USD | 2025-04-16 | 2025-05-08 | 2.5000% |
| 24 | GRSDRDZ250730 | CNY | FR007 | 2025-04-03 | 2025-05-08 | 1.8434% |
| 25 | GRSDU25058 | USD | EUR/USD | 2025-04-07 | 2025-05-09 | 1.7000% |
| 26 | GRSDRDZ250543 | CNY | USD/JPY | 2025-03-10 | 2025-05-09 | 2.7000% |
| 27 | GRSDRDZ250688 | CNY | FR007 | 2025-04-07 | 2025-05-09 | 1.5808% |
| 28 | GRSDRDZ240597 | CNY | USD/CAD | 2024-05-13 | 2025-05-09 | 2.4000% |
| 29 | GRSDRDZ240596 | CNY | EUR/USD | 2024-05-13 | 2025-05-09 | 2.4000% |
| 30 | GRSDRDZ241550 | CNY | AUD/USD | 2024-11-01 | 2025-05-09 | 1.0000% |
| 31 | GRSDRDZ250740 | CNY | FR007 | 2025-04-18 | 2025-05-09 | 1.9157% |
| 32 | GRSDU24220 | USD | AUD/USD | 2024-11-06 | 2025-05-09 | 2.0000% |
| 33 | GRSDU24218 | USD | AUD/USD | 2024-11-06 | 2025-05-09 | 1.7000% |
| 34 | GRSDRDZ250745 | CNY | FR007 | 2025-04-29 | 2025-05-09 | 1.9180% |
| 35 | GRSDRDZ250735 | CNY | GBP/USD | 2025-04-07 | 2025-05-09 | 2.5000% |
| 36 | GRSDRDZ250721 | CNY | GBP/USD | 2025-04-07 | 2025-05-09 | 2.2500% |
| 37 | GRSDU25017 | USD | USD/JPY | 2025-01-27 | 2025-05-09 | 1.7000% |
| 38 | GRSDRDZ250723 | CNY | FR007 | 2025-04-07 | 2025-05-09 | 1.6377% |
| 39 | GRSD14G120_83 | CNY | USD/JPY | 2025-04-25 | 2025-05-10 | 1.9500% |
具体产品细节请见产品说明书或咨询客户经理。感谢您一直以来的关注与支持。
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2025年5月12日