2025-06-03
尊敬的投资者：
人民币/外币结构性存款属于金融机构吸收的嵌入金融衍生工具的存款，产品保障本金和保底收益，产品浮动收益部分与特定指标市场表现挂钩。本产品面向全部个人客户销售。
1.按照产品说明书约定，现将2025年5月26日至2025年6月1日结构性存款已起息产品相关信息公告如下：
| 序号 | 产品代码 | 币种 | 挂钩标的 | 产品成立日 （即基准日） |
期初价格 | 观察水平 | 产品募集规模 （原币元） |
|---|---|---|---|---|---|---|---|
| 1 | GRSDRDZ250991 | CNY | AUD/USD | 2025-05-26 | 0.6527 | 0.6702/0.6352 | 34,133,000 |
| 2 | GRSDRDZ250993 | CNY | AUD/USD | 2025-05-26 | 0.6527 | 0.6837/0.6217 | 13,000,000 |
| 3 | GRSDRDZ250959 | CNY | FR007 | 2025-05-26 | -- | -- | 31,266,000 |
| 4 | GRSDRDZ250974 | CNY | FR007 | 2025-05-26 | -- | -- | 1,498,930,000 |
| 5 | GRSDRDZ250871 | CNY | FR007 | 2025-05-26 | -- | -- | 499,503,000 |
| 6 | GRSD7G181_7 | CNY | FR007 | 2025-05-26 | -- | -- | 5,816,545,000 |
| 7 | GRSD7G176_16 | CNY | FR007 | 2025-05-26 | -- | -- | 2,245,068,000 |
| 8 | GRSDR250214 | CNY | USD/JPY | 2025-05-26 | 142.52 | 145.45 | 140,997,000 |
| 9 | GRSDR250213 | CNY | GBP/USD | 2025-05-26 | 1.3591 | 1.3776 | 329,026,000 |
| 10 | GRSDRDZ250886 | CNY | AUD/USD | 2025-05-26 | 0.6527 | 0.6732/0.6322 | 129,161,000 |
| 11 | GRSDRDZ250968 | CNY | GBP/USD | 2025-05-26 | 1.3591 | 1.3691 | 121,064,000 |
| 12 | GRSDR250212 | CNY | GBP/USD | 2025-05-26 | 1.3591 | 1.3801/1.3381 | 182,448,000 |
| 13 | GRSDRDZ250976 | CNY | EUR/USD | 2025-05-26 | 1.1418 | 1.1568/1.1268 | 5,465,000 |
| 14 | GRSDR250211 | CNY | EUR/USD | 2025-05-26 | 1.1418 | 1.1548/1.1288 | 499,410,000 |
| 15 | GRSDRDZ250873 | CNY | GBP/USD | 2025-05-26 | 1.3591 | 1.3741/1.3441 | 650,250,000 |
| 16 | GRSDRDZ250985 | CNY | FR007 | 2025-05-26 | -- | -- | 27,480,000 |
| 17 | GRSDRDZ250964 | CNY | FR007 | 2025-05-26 | -- | -- | 105,680,000 |
| 18 | GRSDRDZ250990 | CNY | EUR/USD | 2025-05-26 | 1.1418 | 1.1548/1.1288 | 165,394,000 |
| 19 | GRSDUDZ25085 | USD | USD/JPY | 2025-05-26 | 142.52 | 144.47 | 155,200 |
| 20 | GRSDR250235 | CNY | GBP/USD | 2025-05-27 | 1.3553 | 1.3666 | 215,472,000 |
| 21 | GRSD14G120_85 | CNY | GBP/USD | 2025-05-27 | 1.3553 | 1.3608 | 926,178,000 |
| 22 | GRSDR250236 | CNY | USD/JPY | 2025-05-27 | 143.26 | 145.11 | 72,318,000 |
| 23 | GRSD7G177_16 | CNY | FR007 | 2025-05-28 | -- | -- | 6,032,762,000 |
| 24 | GRSD7G146_81 | CNY | FR007 | 2025-05-28 | -- | -- | 4,707,484,000 |
| 25 | GRSDUDZ25087 | USD | GBP/USD | 2025-05-28 | 1.3479 | 1.3774 | 155,900 |
| 26 | GRSD7G182_4 | CNY | FR007 | 2025-05-28 | -- | -- | 109,699,000 |
| 27 | GRSDRDZ251001 | CNY | FR007 | 2025-05-29 | -- | -- | 85,000,000 |
| 28 | GRSDRDZ251016 | CNY | FR007 | 2025-05-29 | -- | -- | 80,000,000 |
| 29 | GRSDRDZ251008 | CNY | AUD/USD | 2025-05-29 | 0.6420 | 0.6645/0.6195 | 78,370,000 |
| 30 | GRSDUDZ25086 | USD | GBP/USD | 2025-05-29 | 1.3431 | 1.3849 | 1,349,800 |
| 31 | GRSDRDZ251023 | CNY | AUD/USD | 2025-05-29 | 0.6420 | 0.6760/0.6080 | 100,000,000 |
| 32 | GRSDRDZ251009 | CNY | USD/JPY | 2025-05-29 | 145.99 | 151.49/140.49 | 229,970,000 |
| 33 | GRSDR250237 | CNY | EUR/USD | 2025-05-30 | 1.1353 | 1.1471 | 576,516,000 |
| 34 | GRSDRDZ251000 | CNY | AUD/USD | 2025-05-30 | 0.6436 | 0.6716/0.6156 | 71,000,000 |
| 35 | GRSDRDZ250887 | CNY | USD/JPY | 2025-05-30 | 143.76 | 149.96/137.56 | 142,166,000 |
| 36 | GRSDRDZ251020 | CNY | AUD/USD | 2025-05-30 | 0.6436 | 0.6701/0.6171 | 236,179,000 |
| 37 | GRSDR250215 | CNY | AUD/USD | 2025-05-30 | 0.6436 | 0.6661/0.6211 | 217,903,000 |
| 38 | GRSDRDZ250874 | CNY | USD/CAD | 2025-05-30 | 1.3813 | 1.3893 | 957,911,000 |
| 39 | GRSDR250218 | CNY | USD/CAD | 2025-05-30 | 1.3813 | 1.3888 | 141,664,000 |
| 40 | GRSDR250217 | CNY | USD/CAD | 2025-05-30 | 1.3813 | 1.4011 | 853,360,000 |
| 41 | GRSDRDZ251021 | CNY | FR007 | 2025-05-30 | -- | -- | 12,000,000 |
| 42 | GRSDR250238 | CNY | USD/CAD | 2025-05-30 | 1.3813 | 1.3908 | 231,287,000 |
| 43 | GRSDRDZ250911 | CNY | EUR/USD | 2025-05-30 | 1.1353 | 1.1428 | 112,383,000 |
| 44 | GRSDRDZ250998 | CNY | AUD/USD | 2025-05-30 | 0.6436 | 0.6626/0.6246 | 598,351,000 |
| 45 | GRSDRDZ251002 | CNY | AUD/USD | 2025-05-30 | 0.6436 | 0.6626/0.6246 | 63,336,000 |
| 46 | GRSDRDZ250999 | CNY | USD/JPY | 2025-05-30 | 143.76 | 149.96/137.56 | 136,795,000 |
| 47 | GRSDRDZ251018 | CNY | FR007 | 2025-05-30 | -- | -- | 97,245,000 |
| 48 | GRSDRDZ251003 | CNY | FR007 | 2025-05-30 | -- | -- | 179,079,000 |
| 49 | GRSDR250216 | CNY | EUR/USD | 2025-05-30 | 1.1353 | 1.1603 | 992,754,000 |
| 50 | GRSDRDZ250997 | CNY | FR007 | 2025-05-30 | -- | -- | 495,947,000 |
| 51 | GRSDRDZ250910 | CNY | FR007 | 2025-05-30 | -- | -- | 321,128,000 |
| 52 | GRSDRDZ250888 | CNY | FR007 | 2025-05-30 | -- | -- | 266,312,000 |
| 53 | GRSDRDZ250875 | CNY | EUR/USD | 2025-05-30 | 1.1353 | 1.1448 | 320,375,000 |
| 54 | GRSDR250220 | CNY | AUD/USD | 2025-05-30 | 0.6436 | 0.6756/0.6116 | 108,313,000 |
| 55 | GRSDRDZ251005 | CNY | AUD/USD | 2025-05-30 | 0.6436 | 0.6736/0.6136 | 124,100,000 |
2.按照产品说明书约定，现将2025年5月26日至2025年6月1日期间到期的个人客户结构性存款产品实际收益率信息公告如下：
| 序号 | 产品代码 | 币种 | 挂钩标的 | 产品成立日 （基准日） |
到期日 | 实际收益率（年化） |
|---|---|---|---|---|---|---|
| 1 | GRSDRDZ250493 | CNY | GBP/USD | 2025-03-07 | 2025-05-26 | 1.5000% |
| 2 | GRSDRDZ241710 | CNY | AUD/USD | 2024-11-29 | 2025-05-26 | 1.8333% |
| 3 | GRSDU24233 | USD | USD/CHF | 2024-11-27 | 2025-05-26 | 1.9000% |
| 4 | GRSDU24235 | USD | AUD/USD | 2024-11-27 | 2025-05-26 | 2.2000% |
| 5 | GRSD14G120_84 | CNY | USD/CAD | 2025-05-12 | 2025-05-26 | 1.8500% |
| 6 | GRSD7G182_3 | CNY | FR007 | 2025-05-19 | 2025-05-27 | 2.1366% |
| 7 | GRSD7G146_80 | CNY | FR007 | 2025-05-16 | 2025-05-27 | 1.5595% |
| 8 | GRSD7G177_15 | CNY | FR007 | 2025-05-16 | 2025-05-27 | 1.6280% |
| 9 | GRSDR250224 | CNY | XAU/USD | 2025-05-06 | 2025-05-27 | 1.7200% |
| 10 | GRSDRDZ250669 | CNY | USD/CHF | 2025-04-03 | 2025-05-27 | 0.8000% |
| 11 | GRSDRDZ241665 | CNY | USD/CHF | 2024-11-22 | 2025-05-27 | 3.0000% |
| 12 | GRSDRDZ250445 | CNY | EUR/USD | 2025-02-28 | 2025-05-27 | 2.5000% |
| 13 | GRSDR250181 | CNY | USD/JPY | 2025-04-25 | 2025-05-27 | 3.5000% |
| 14 | GRSDR250180 | CNY | EUR/USD | 2025-04-25 | 2025-05-27 | 0.2000% |
| 15 | GRSDRDZ250707 | CNY | FR007 | 2025-04-07 | 2025-05-27 | 1.6394% |
| 16 | GRSDRDZ250032 | CNY | EUR/USD | 2025-01-07 | 2025-05-27 | 1.6000% |
| 17 | GRSDR240647 | CNY | EUR/USD | 2024-11-26 | 2025-05-27 | 1.6333% |
| 18 | GRSDR240648 | CNY | EUR/USD | 2024-11-26 | 2025-05-27 | 1.5667% |
| 19 | GRSDRDZ250633 | CNY | USD/CHF | 2025-04-03 | 2025-05-27 | 0.7000% |
| 20 | GRSDR250223 | CNY | EUR/USD | 2025-05-06 | 2025-05-27 | 1.7200% |
| 21 | GRSDR250182 | CNY | EUR/USD | 2025-04-25 | 2025-05-27 | 0.8000% |
| 22 | GRSDR250192 | CNY | USD/JPY | 2025-04-25 | 2025-05-27 | 1.8000% |
| 23 | GRSDR250191 | CNY | EUR/USD | 2025-04-25 | 2025-05-27 | 0.5000% |
| 24 | GRSDRDZ250322 | CNY | EUR/USD | 2025-02-21 | 2025-05-27 | 0.8000% |
| 25 | GRSDRDZ250286 | CNY | USD/JPY | 2025-02-24 | 2025-05-27 | 1.4650% |
| 26 | GRSDRDZ241708 | CNY | AUD/USD | 2024-11-28 | 2025-05-27 | 2.6000% |
| 27 | GRSDRDZ250728 | CNY | AUD/USD | 2025-04-07 | 2025-05-27 | 0.9000% |
| 28 | GRSDRDZ250606 | CNY | AUD/USD | 2025-03-24 | 2025-05-28 | 1.8667% |
| 29 | GRSDRDZ250699 | CNY | FR007 | 2025-04-28 | 2025-05-28 | 1.6737% |
| 30 | GRSDRDZ250821 | CNY | FR007 | 2025-04-25 | 2025-05-28 | 1.8992% |
| 31 | GRSDR250156 | CNY | EUR/USD | 2025-04-28 | 2025-05-28 | 0.5000% |
| 32 | GRSDR250157 | CNY | USD/JPY | 2025-04-28 | 2025-05-28 | 1.8000% |
| 33 | GRSDR250185 | CNY | EUR/USD | 2025-04-28 | 2025-05-28 | 0.2000% |
| 34 | GRSDR250186 | CNY | USD/JPY | 2025-04-28 | 2025-05-28 | 2.6000% |
| 35 | GRSDR240684 | CNY | GBP/USD | 2024-12-09 | 2025-05-29 | 1.5667% |
| 36 | GRSDRDZ241718 | CNY | USD/JPY | 2024-12-09 | 2025-05-29 | 1.9417% |
| 37 | GRSDRDZ250313 | CNY | EUR/USD | 2025-02-13 | 2025-05-29 | 1.1833% |
| 38 | GRSDRDZ250926 | CNY | FR007 | 2025-05-09 | 2025-05-29 | 1.8391% |
| 39 | GRSDRDZ250922 | CNY | FR007 | 2025-05-09 | 2025-05-29 | 1.7567% |
| 40 | GRSDU24106 | USD | EUR/USD | 2024-05-30 | 2025-05-30 | 2.7500% |
| 41 | GRSDRDZ240603 | CNY | XAU/USD | 2024-06-03 | 2025-05-30 | 2.4000% |
| 42 | GRSDRDZ241605 | CNY | AUD/USD | 2024-11-25 | 2025-05-30 | 2.4000% |
| 43 | GRSDRDZ250856 | CNY | EUR/USD | 2025-04-30 | 2025-05-30 | 0.5000% |
| 44 | GRSDRDZ250837 | CNY | FR007 | 2025-05-06 | 2025-05-30 | 1.7242% |
| 45 | GRSDRDZ250860 | CNY | FR007 | 2025-05-06 | 2025-05-30 | 1.7252% |
| 46 | GRSDRDZ250897 | CNY | FR007 | 2025-05-09 | 2025-05-30 | 1.6083% |
| 47 | GRSDR250225 | CNY | USD/CAD | 2025-05-09 | 2025-05-30 | 1.7200% |
| 48 | GRSDR250226 | CNY | XAU/USD | 2025-05-09 | 2025-05-30 | 0.5000% |
| 49 | GRSDRDZ250548 | CNY | EUR/USD | 2025-03-21 | 2025-05-30 | 1.4000% |
| 50 | GRSDR240656 | CNY | GBP/USD | 2024-12-03 | 2025-05-30 | 1.5667% |
| 51 | GRSDRDZ241688 | CNY | GBP/USD | 2024-12-03 | 2025-05-30 | 1.9667% |
| 52 | GRSDRDZ241829 | CNY | EUR/USD | 2025-01-03 | 2025-05-30 | 2.1333% |
| 53 | GRSDRDZ250784 | CNY | FR007 | 2025-04-18 | 2025-05-30 | 1.7056% |
| 54 | GRSDRDZ250359 | CNY | USD/CHF | 2025-02-10 | 2025-05-30 | 1.1667% |
| 55 | GRSDRDZ250337 | CNY | EUR/USD | 2025-02-21 | 2025-05-30 | 0.8000% |
| 56 | GRSDRDZ250429 | CNY | EUR/USD | 2025-02-21 | 2025-05-30 | 0.8000% |
| 57 | GRSDRDZ250591 | CNY | AUD/USD | 2025-04-02 | 2025-05-30 | 2.8000% |
| 58 | GRSDRDZ250711 | CNY | FR007 | 2025-04-17 | 2025-05-30 | 1.8447% |
| 59 | GRSDRDZ250589 | CNY | EUR/USD | 2025-04-03 | 2025-05-30 | 1.0500% |
| 60 | GRSDRDZ250590 | CNY | GBP/USD | 2025-04-03 | 2025-05-30 | 2.4500% |
| 61 | GRSDRDZ250896 | CNY | FR007 | 2025-05-12 | 2025-05-30 | 1.6373% |
| 62 | GRSDRDZ250838 | CNY | FR007 | 2025-04-30 | 2025-05-30 | 1.7430% |
| 63 | GRSDRDZ250850 | CNY | FR007 | 2025-04-30 | 2025-05-30 | 1.9285% |
| 64 | GRSDRDZ241609 | CNY | AUD/USD | 2024-12-02 | 2025-05-30 | 2.3000% |
| 65 | GRSDRDZ250662 | CNY | FR007 | 2025-04-02 | 2025-05-30 | 1.9511% |
| 66 | GRSDRDZ241932 | CNY | EUR/USD | 2024-12-31 | 2025-05-30 | 1.8500% |
| 67 | GRSDRDZ250339 | CNY | USD/JPY | 2025-02-24 | 2025-05-30 | 1.7000% |
| 68 | GRSDU25024 | USD | USD/CAD | 2025-02-17 | 2025-05-30 | 1.7000% |
| 69 | GRSDRDZ240602 | CNY | USD/CAD | 2024-06-03 | 2025-05-30 | 2.4000% |
| 70 | GRSDRDZ250832 | CNY | FR007 | 2025-04-25 | 2025-05-30 | 1.7026% |
| 71 | GRSDU25073 | USD | EUR/USD | 2025-04-28 | 2025-05-30 | 1.5000% |
| 72 | GRSDRDZ250671 | CNY | EUR/USD | 2025-03-28 | 2025-05-30 | 1.0333% |
| 73 | GRSDRDZ250650 | CNY | EUR/USD | 2025-04-01 | 2025-05-30 | 1.0333% |
| 74 | GRSDRDZ250212 | CNY | USD/CHF | 2025-02-11 | 2025-05-30 | 1.1333% |
| 75 | GRSDRDZ250317 | CNY | USD/CHF | 2025-02-10 | 2025-05-30 | 1.0500% |
| 76 | GRSDRDZ250681 | CNY | FR007 | 2025-03-31 | 2025-05-30 | 2.0007% |
| 77 | GRSDRDZ250678 | CNY | EUR/USD | 2025-04-02 | 2025-05-30 | 0.9000% |
| 78 | GRSDRDZ241982 | CNY | EUR/USD | 2025-01-03 | 2025-05-30 | 1.9000% |
| 79 | GRSD30G157_18 | CNY | USD/JPY | 2025-04-30 | 2025-05-31 | 2.1000% |
| 80 | GRSDRDZ241976 | CNY | AUD/USD | 2025-01-02 | 2025-05-31 | 3.0000% |
| 81 | GRSDR250228 | CNY | USD/CHF | 2025-05-12 | 2025-05-31 | 1.7200% |
| 82 | GRSDRDZ250864 | CNY | USD/CAD | 2025-05-09 | 2025-05-31 | 2.0000% |
| 83 | GRSDR250241 | CNY | XAU/USD | 2025-05-09 | 2025-05-31 | 0.8000% |
| 84 | GRSD2WG144_52 | CNY | USD/CAD | 2025-05-09 | 2025-05-31 | 2.2500% |
| 85 | GRSD21G175_14 | CNY | USD/CAD | 2025-05-09 | 2025-05-31 | 2.2500% |
| 86 | GRSD2WG172_14 | CNY | USD/CHF | 2025-05-09 | 2025-05-31 | 1.7800% |
| 87 | GRSD2WG180_5 | CNY | USD/CHF | 2025-05-09 | 2025-05-31 | 2.4000% |
| 88 | GRSDRDZ250862 | CNY | USD/CHF | 2025-05-09 | 2025-05-31 | 2.0000% |
| 89 | GRSD2WG163_30 | CNY | XAU/USD | 2025-05-09 | 2025-05-31 | 0.5000% |
| 90 | GRSD2WG178_6 | CNY | XAU/USD | 2025-05-09 | 2025-05-31 | 0.8000% |
| 91 | GRSD2WG179_5 | CNY | USD/CAD | 2025-05-13 | 2025-05-31 | 0.9000% |
| 92 | GRSD2WG168_23 | CNY | AUD/USD | 2025-05-16 | 2025-05-31 | 2.3500% |
| 93 | GRSDRDZ250615 | CNY | AUD/USD | 2025-03-21 | 2025-05-31 | 2.5000% |
| 94 | GRSDR240683 | CNY | USD/JPY | 2024-12-09 | 2025-05-31 | 1.8167% |
| 95 | GRSDRDZ241789 | CNY | GBP/USD | 2025-01-02 | 2025-05-31 | 2.3333% |
| 96 | GRSDR250091 | CNY | USD/JPY | 2025-02-28 | 2025-05-31 | 1.1750% |
| 97 | GRSDRDZ241941 | CNY | EUR/USD | 2025-01-02 | 2025-05-31 | 2.0000% |
| 98 | GRSDRDZ250341 | CNY | EUR/USD | 2025-02-28 | 2025-05-31 | 2.6000% |
| 99 | GRSDRDZ250343 | CNY | EUR/USD | 2025-03-03 | 2025-05-31 | 2.6000% |
| 100 | GRSDR240655 | CNY | AUD/USD | 2024-12-03 | 2025-05-31 | 2.0000% |
| 101 | GRSD2WG171_18 | CNY | USD/CHF | 2025-05-15 | 2025-05-31 | 0.8000% |
| 102 | GRSDR250004 | CNY | EUR/USD | 2025-01-06 | 2025-05-31 | 1.1833% |
| 103 | GRSDRDZ250019 | CNY | EUR/USD | 2025-01-06 | 2025-05-31 | 1.4000% |
| 104 | GRSDRDZ241715 | CNY | GBP/USD | 2024-12-06 | 2025-05-31 | 2.3333% |
| 105 | GRSDRDZ241714 | CNY | EUR/USD | 2024-12-27 | 2025-05-31 | 1.7000% |
| 106 | GRSDRDZ241766 | CNY | GBP/USD | 2024-12-06 | 2025-05-31 | 1.8667% |
| 107 | GRSDRDZ250344 | CNY | EUR/USD | 2025-03-03 | 2025-05-31 | 0.8000% |
| 108 | GRSDRDZ250018 | CNY | AUD/USD | 2025-01-21 | 2025-05-31 | 2.3000% |
| 109 | GRSDRDZ250549 | CNY | EUR/USD | 2025-03-24 | 2025-05-31 | 1.1000% |
| 110 | GRSDRDZ241833 | CNY | AUD/USD | 2024-12-13 | 2025-05-31 | 2.6000% |
| 111 | GRSDR250227 | CNY | USD/CAD | 2025-05-12 | 2025-05-31 | 1.7200% |
具体产品细节请见产品说明书或咨询客户经理。感谢您一直以来的关注与支持。
中国银行股份有限公司
2025年6月3日