2025-06-30
尊敬的投资者：
人民币/外币结构性存款属于金融机构吸收的嵌入金融衍生工具的存款，产品保障本金和保底收益，产品浮动收益部分与特定指标市场表现挂钩。本产品面向全部个人客户销售。
1.按照产品说明书约定，现将2025年6月23日至2025年6月29日结构性存款已起息产品相关信息公告如下：
| 序号 | 产品代码 | 币种 | 挂钩标的 | 产品成立日 （即基准日） |
期初价格 | 观察水平 | 产品募集规模 （原币元） |
|---|---|---|---|---|---|---|---|
| 1 | GRSDRDZ251038 | CNY | FR007 | 2025-06-23 | -- | -- | 650,000,000 |
| 2 | GRSDRDZ251112 | CNY | FR007 | 2025-06-23 | -- | -- | 1,189,001,000 |
| 3 | GRSDRDZ251040 | CNY | USD/CAD | 2025-06-23 | 1.3754 | 1.3849/1.3659 | 848,650,000 |
| 4 | GRSDR250283 | CNY | USD/JPY | 2025-06-23 | 147.17 | 149.76 | 198,015,000 |
| 5 | GRSDR250282 | CNY | AUD/USD | 2025-06-23 | 0.6409 | 0.6299 | 402,416,000 |
| 6 | GRSDR250255 | CNY | XAU/USD | 2025-06-23 | 3,356.06 | 3285.61 | 95,358,000 |
| 7 | GRSDR250254 | CNY | AUD/USD | 2025-06-23 | 0.6409 | 0.6338 | 129,478,000 |
| 8 | GRSDRDZ251127 | CNY | USD/CAD | 2025-06-23 | 1.3754 | 1.3854/1.3654 | 36,173,000 |
| 9 | GRSDRDZ251120 | CNY | EUR/USD | 2025-06-23 | 1.1512 | 1.1822/1.1202 | 139,973,000 |
| 10 | GRSDR250281 | CNY | EUR/USD | 2025-06-23 | 1.1512 | 1.1982/1.1042 | 146,877,000 |
| 11 | GRSDUDZ25097 | USD | XAU/USD | 2025-06-23 | 3,356.06 | 3282.56 | 408,500 |
| 12 | GRSDR250280 | CNY | EUR/USD | 2025-06-23 | 1.1512 | 1.1807/1.1217 | 784,254,000 |
| 13 | GRSD7G183_1 | CNY | FR007 | 2025-06-23 | -- | -- | 2,199,991,000 |
| 14 | GRSD7G182_7 | CNY | FR007 | 2025-06-23 | -- | -- | 217,405,000 |
| 15 | GRSD7G181_10 | CNY | FR007 | 2025-06-23 | -- | -- | 2,644,967,000 |
| 16 | GRSDRDZ251136 | CNY | FR007 | 2025-06-23 | -- | -- | 5,280,000 |
| 17 | GRSDRDZ251135 | CNY | FR007 | 2025-06-23 | -- | -- | 285,500,000 |
| 18 | GRSDRDZ251131 | CNY | FR007 | 2025-06-23 | -- | -- | 91,150,000 |
| 19 | GRSDRDZ251130 | CNY | FR007 | 2025-06-23 | -- | -- | 283,710,000 |
| 20 | GRSDRDZ251129 | CNY | FR007 | 2025-06-23 | -- | -- | 321,883,000 |
| 21 | GRSDRDZ251113 | CNY | FR007 | 2025-06-23 | -- | -- | 790,366,000 |
| 22 | GRSD7G146_84 | CNY | FR007 | 2025-06-25 | -- | -- | 3,064,621,000 |
| 23 | GRSDRDZ251090 | CNY | FR007 | 2025-06-25 | -- | -- | 545,524,000 |
| 24 | GRSDUDZ25099 | USD | USD/ZAR | 2025-06-25 | 17.7334 | 17.1254 | 319,500 |
| 25 | GRSD7G177_19 | CNY | FR007 | 2025-06-25 | -- | -- | 3,882,473,000 |
| 26 | GRSDRDZ251133 | CNY | FR007 | 2025-06-26 | -- | -- | 350,000,000 |
| 27 | GRSDRDZ251138 | CNY | FR007 | 2025-06-26 | -- | -- | 47,654,000 |
| 28 | GRSDUDZ25098 | USD | AUD/USD | 2025-06-26 | 0.6527 | 0.6282 | 1,083,800 |
| 29 | GRSDRDZ251185 | CNY | FR007 | 2025-06-26 | -- | -- | 139,348,000 |
| 30 | GRSD14G120_87 | CNY | USD/JPY | 2025-06-26 | 144.63 | 145.46 | 1,851,343,000 |
| 31 | GRSDRDZ251154 | CNY | FR007 | 2025-06-27 | -- | -- | 512,596,000 |
| 32 | GRSDRDZ251156 | CNY | FR007 | 2025-06-27 | -- | -- | 90,000,000 |
| 33 | GRSDRDZ251155 | CNY | AUD/USD | 2025-06-27 | 0.6543 | 0.6773/0.6313 | 278,988,000 |
| 34 | GRSDRDZ251164 | CNY | AUD/USD | 2025-06-27 | 0.6543 | 0.6773/0.6313 | 15,000,000 |
| 35 | GRSDRDZ251199 | CNY | GBP/USD | 2025-06-27 | 1.3726 | 1.4046/1.3406 | 310,822,000 |
| 36 | GRSDRDZ251157 | CNY | GBP/USD | 2025-06-27 | 1.3726 | 1.4076/1.3376 | 499,690,000 |
| 37 | GRSDRDZ251052 | CNY | GBP/USD | 2025-06-27 | 1.3726 | 1.4126/1.3326 | 267,249,000 |
| 38 | GRSDRDZ251043 | CNY | AUD/USD | 2025-06-27 | 0.6543 | 0.6480 | 123,490,000 |
| 39 | GRSDR250256 | CNY | AUD/USD | 2025-06-27 | 0.6543 | 0.6473 | 151,051,000 |
| 40 | GRSDR250287 | CNY | USD/JPY | 2025-06-27 | 144.43 | 147.96 | 494,634,000 |
| 41 | GRSDRDZ251139 | CNY | FR007 | 2025-06-27 | -- | -- | 51,330,000 |
| 42 | GRSDRDZ251192 | CNY | FR007 | 2025-06-27 | -- | -- | 259,756,000 |
| 43 | GRSDR250286 | CNY | AUD/USD | 2025-06-27 | 0.6543 | 0.6381 | 197,921,000 |
| 44 | GRSDRDZ251091 | CNY | EUR/USD | 2025-06-27 | 1.1688 | 1.1993/1.1383 | 198,262,000 |
| 45 | GRSDRDZ251142 | CNY | FR007 | 2025-06-27 | -- | -- | 374,446,000 |
| 46 | GRSDRDZ251126 | CNY | FR007 | 2025-06-27 | -- | -- | 1,164,535,000 |
| 47 | GRSDRDZ251168 | CNY | GBP/USD | 2025-06-27 | 1.3726 | 1.4236/1.3216 | 96,428,000 |
| 48 | GRSDRDZ251178 | CNY | GBP/USD | 2025-06-27 | 1.3726 | 1.4656/1.2796 | 22,330,000 |
| 49 | GRSDR250257 | CNY | USD/JPY | 2025-06-27 | 144.43 | 146.05 | 110,896,000 |
| 50 | GRSDRDZ251179 | CNY | AUD/USD | 2025-06-27 | 0.6543 | 0.6348 | 33,920,000 |
| 51 | GRSDRDZ251041 | CNY | USD/JPY | 2025-06-27 | 144.43 | 145.88 | 497,937,000 |
| 52 | GRSDRDZ251193 | CNY | FR007 | 2025-06-27 | -- | -- | 803,718,000 |
| 53 | GRSDRDZ251201 | CNY | AUD/USD | 2025-06-27 | 0.6543 | 0.6893/0.6193 | 75,470,000 |
| 54 | GRSDR250285 | CNY | USD/JPY | 2025-06-27 | 144.43 | 145.88 | 80,814,000 |
2.按照产品说明书约定，现将2025年6月23日至2025年6月29日期间到期的个人客户结构性存款产品实际收益率信息公告如下：
| 序号 | 产品代码 | 币种 | 挂钩标的 | 产品成立日 （基准日） |
到期日 | 实际收益率（年化） |
|---|---|---|---|---|---|---|
| 1 | GRSDRDZ250150 | CNY | EUR/USD | 2025-01-21 | 2025-06-23 | 1.3667% |
| 2 | GRSDRDZ241860 | CNY | EUR/USD | 2024-12-24 | 2025-06-23 | 1.4333% |
| 3 | GRSDRDZ241771 | CNY | AUD/USD | 2024-12-23 | 2025-06-23 | 2.4000% |
| 4 | GRSDRDZ250091 | CNY | USD/JPY | 2025-01-14 | 2025-06-23 | 1.1250% |
| 5 | GRSDRDZ250827 | CNY | FR007 | 2025-04-25 | 2025-06-24 | 1.6502% |
| 6 | GRSDRDZ250612 | CNY | EUR/USD | 2025-03-21 | 2025-06-24 | 1.2333% |
| 7 | GRSDRDZ250616 | CNY | EUR/USD | 2025-03-24 | 2025-06-24 | 1.1167% |
| 8 | GRSDRDZ250498 | CNY | FR007 | 2025-03-07 | 2025-06-24 | 1.7828% |
| 9 | GRSD7G146_83 | CNY | FR007 | 2025-06-13 | 2025-06-24 | 1.5400% |
| 10 | GRSD7G177_18 | CNY | FR007 | 2025-06-13 | 2025-06-24 | 1.6100% |
| 11 | GRSDR240699 | CNY | AUD/USD | 2024-12-23 | 2025-06-24 | 2.0000% |
| 12 | GRSDRDZ241726 | CNY | EUR/USD | 2024-12-23 | 2025-06-24 | 1.3850% |
| 13 | GRSDR240700 | CNY | EUR/USD | 2024-12-23 | 2025-06-24 | 1.3750% |
| 14 | GRSDRDZ241892 | CNY | EUR/USD | 2024-12-27 | 2025-06-24 | 1.8000% |
| 15 | GRSDRDZ250818 | CNY | EUR/USD | 2025-04-28 | 2025-06-24 | 0.9000% |
| 16 | GRSDRDZ250450 | CNY | FR007 | 2025-02-28 | 2025-06-24 | 1.8016% |
| 17 | GRSDRDZ250524 | CNY | EUR/USD | 2025-03-24 | 2025-06-24 | 1.0333% |
| 18 | GRSDRDZ250522 | CNY | GBP/USD | 2025-03-17 | 2025-06-24 | 1.5000% |
| 19 | GRSDR250234 | CNY | USD/JPY | 2025-05-23 | 2025-06-24 | 1.7200% |
| 20 | GRSDRDZ250984 | CNY | FR007 | 2025-05-23 | 2025-06-24 | 1.8566% |
| 21 | GRSDRDZ250475 | CNY | EUR/USD | 2025-03-24 | 2025-06-24 | 1.0417% |
| 22 | GRSDRDZ241857 | CNY | USD/CHF | 2024-12-20 | 2025-06-24 | 2.9000% |
| 23 | GRSDR250233 | CNY | GBP/USD | 2025-05-23 | 2025-06-24 | 1.7200% |
| 24 | GRSDRDZ250555 | CNY | GBP/USD | 2025-03-17 | 2025-06-25 | 1.3667% |
| 25 | GRSDRDZ250323 | CNY | EUR/USD | 2025-02-24 | 2025-06-25 | 1.2667% |
| 26 | GRSDRDZ250596 | CNY | EUR/USD | 2025-03-17 | 2025-06-25 | 1.3167% |
| 27 | GRSD14G120_86 | CNY | EUR/USD | 2025-06-11 | 2025-06-25 | 1.7500% |
| 28 | GRSDRDZ250585 | CNY | FR007 | 2025-03-14 | 2025-06-25 | 1.7781% |
| 29 | GRSDRDZ250663 | CNY | FR007 | 2025-03-28 | 2025-06-26 | 2.3150% |
| 30 | GRSDR250235 | CNY | GBP/USD | 2025-05-27 | 2025-06-26 | 0.5000% |
| 31 | GRSDR250236 | CNY | USD/JPY | 2025-05-27 | 2025-06-26 | 1.7200% |
| 32 | GRSDRDZ250986 | CNY | FR007 | 2025-05-23 | 2025-06-26 | 1.8768% |
| 33 | GRSDR250132 | CNY | EUR/USD | 2025-03-28 | 2025-06-26 | 0.6000% |
| 34 | GRSDRDZ250709 | CNY | EUR/USD | 2025-04-11 | 2025-06-26 | 1.2667% |
| 35 | GRSDRDZ251030 | CNY | FR007 | 2025-06-09 | 2025-06-27 | 1.5941% |
| 36 | GRSDRDZ251046 | CNY | FR007 | 2025-06-09 | 2025-06-27 | 1.8309% |
| 37 | GRSDRDZ251068 | CNY | FR007 | 2025-06-09 | 2025-06-27 | 1.7441% |
| 38 | GRSDRDZ251048 | CNY | FR007 | 2025-06-13 | 2025-06-27 | 1.8026% |
| 39 | GRSDRDZ251095 | CNY | FR007 | 2025-06-13 | 2025-06-27 | 1.6170% |
| 40 | GRSDRDZ250907 | CNY | FR007 | 2025-05-16 | 2025-06-27 | 2.0439% |
| 41 | GRSDRDZ250942 | CNY | FR007 | 2025-05-16 | 2025-06-27 | 1.6838% |
| 42 | GRSDRDZ250945 | CNY | FR007 | 2025-05-16 | 2025-06-27 | 1.8147% |
| 43 | GRSDUDZ25085 | USD | USD/JPY | 2025-05-26 | 2025-06-27 | 1.7000% |
| 44 | GRSDRDZ250805 | CNY | FR007 | 2025-05-06 | 2025-06-27 | 2.0160% |
| 45 | GRSDRDZ250843 | CNY | FR007 | 2025-05-06 | 2025-06-27 | 1.8328% |
| 46 | GRSDRDZ250438 | CNY | USD/JPY | 2025-03-03 | 2025-06-27 | 1.8333% |
| 47 | GRSDRDZ250988 | CNY | FR007 | 2025-05-22 | 2025-06-27 | 2.0188% |
| 48 | GRSDRDZ250980 | CNY | FR007 | 2025-05-23 | 2025-06-27 | 1.7857% |
| 49 | GRSDRDZ250981 | CNY | FR007 | 2025-05-23 | 2025-06-27 | 2.0820% |
| 50 | GRSDRDZ250983 | CNY | FR007 | 2025-05-23 | 2025-06-27 | 1.6870% |
| 51 | GRSDRDZ250987 | CNY | FR007 | 2025-05-23 | 2025-06-27 | 1.7364% |
| 52 | GRSDRDZ250851 | CNY | FR007 | 2025-05-06 | 2025-06-27 | 1.9328% |
| 53 | GRSDRDZ250904 | CNY | FR007 | 2025-05-12 | 2025-06-27 | 1.6641% |
| 54 | GRSDRDZ251069 | CNY | FR007 | 2025-06-06 | 2025-06-27 | 1.5405% |
| 55 | GRSDRDZ251074 | CNY | FR007 | 2025-06-06 | 2025-06-27 | 1.6400% |
| 56 | GRSDRDZ251093 | CNY | FR007 | 2025-06-16 | 2025-06-27 | 1.8212% |
| 57 | GRSDRDZ250982 | CNY | GBP/USD | 2025-05-23 | 2025-06-27 | 2.4000% |
| 58 | GRSDRDZ250871 | CNY | FR007 | 2025-05-26 | 2025-06-27 | 1.7092% |
| 59 | GRSDRDZ250974 | CNY | FR007 | 2025-05-26 | 2025-06-27 | 1.9103% |
| 60 | GRSDRDZ250912 | CNY | FR007 | 2025-06-04 | 2025-06-27 | 1.8826% |
| 61 | GRSDRDZ251011 | CNY | FR007 | 2025-06-03 | 2025-06-27 | 1.6756% |
| 62 | GRSDRDZ251026 | CNY | FR007 | 2025-06-05 | 2025-06-27 | 1.6906% |
| 63 | GRSDRDZ250713 | CNY | FR007 | 2025-04-23 | 2025-06-27 | 1.7325% |
| 64 | GRSDRDZ250716 | CNY | FR007 | 2025-04-28 | 2025-06-27 | 1.7218% |
| 65 | GRSDRDZ241933 | CNY | FR007 | 2024-12-27 | 2025-06-27 | 2.6886% |
| 66 | GRSDRDZ250787 | CNY | FR007 | 2025-04-18 | 2025-06-27 | 1.8060% |
| 67 | GRSDRDZ250742 | CNY | FR007 | 2025-04-18 | 2025-06-27 | 1.9786% |
| 68 | GRSDRDZ241938 | CNY | FR007 | 2024-12-30 | 2025-06-27 | 2.6666% |
| 69 | GRSDRDZ250085 | CNY | FR007 | 2025-01-10 | 2025-06-27 | 2.2348% |
| 70 | GRSDRDZ250747 | CNY | FR007 | 2025-04-29 | 2025-06-27 | 1.9772% |
| 71 | GRSDRDZ250910 | CNY | FR007 | 2025-05-30 | 2025-06-27 | 1.8581% |
| 72 | GRSDRDZ250997 | CNY | FR007 | 2025-05-30 | 2025-06-27 | 1.6785% |
| 73 | GRSDRDZ251003 | CNY | FR007 | 2025-05-30 | 2025-06-27 | 1.7111% |
| 74 | GRSDRDZ251018 | CNY | FR007 | 2025-05-30 | 2025-06-27 | 1.7438% |
| 75 | GRSDRDZ250890 | CNY | FR007 | 2025-06-03 | 2025-06-27 | 1.7933% |
| 76 | GRSDRDZ250994 | CNY | FR007 | 2025-06-03 | 2025-06-27 | 1.6937% |
| 77 | GRSDRDZ250995 | CNY | FR007 | 2025-06-03 | 2025-06-27 | 1.8941% |
| 78 | GRSDRDZ250853 | CNY | AUD/USD | 2025-05-09 | 2025-06-27 | 2.2500% |
| 79 | GRSDU25044 | USD | EUR/USD | 2025-03-17 | 2025-06-27 | 1.5000% |
| 80 | GRSDRDZ250762 | CNY | FR007 | 2025-04-11 | 2025-06-27 | 1.8504% |
| 81 | GRSDRDZ250879 | CNY | FR007 | 2025-05-12 | 2025-06-27 | 1.7472% |
| 82 | GRSDRDZ250893 | CNY | FR007 | 2025-05-12 | 2025-06-27 | 2.0126% |
| 83 | GRSDU24253 | USD | GBP/USD | 2024-12-25 | 2025-06-27 | 1.9000% |
| 84 | GRSDRDZ241965 | CNY | FR007 | 2025-01-02 | 2025-06-27 | 2.6626% |
| 85 | GRSDRDZ241994 | CNY | FR007 | 2025-01-02 | 2025-06-27 | 1.9847% |
| 86 | GRSDRDZ250267 | CNY | FR007 | 2025-01-23 | 2025-06-27 | 2.5221% |
| 87 | GRSDRDZ250187 | CNY | FR007 | 2025-01-16 | 2025-06-27 | 2.3346% |
| 88 | GRSDU24126 | USD | AUD/USD | 2024-06-27 | 2025-06-27 | 2.5500% |
| 89 | GRSDRDZ250582 | CNY | FR007 | 2025-03-17 | 2025-06-27 | 1.8771% |
| 90 | GRSDRDZ250828 | CNY | FR007 | 2025-04-25 | 2025-06-27 | 1.8099% |
| 91 | GRSDRDZ250744 | CNY | FR007 | 2025-04-25 | 2025-06-27 | 1.9747% |
| 92 | GRSDRDZ250639 | CNY | FR007 | 2025-04-02 | 2025-06-27 | 1.8048% |
| 93 | GRSDRDZ250657 | CNY | FR007 | 2025-04-02 | 2025-06-27 | 2.1462% |
| 94 | GRSDU24255 | USD | USD/CHF | 2024-12-25 | 2025-06-27 | 2.2000% |
具体产品细节请见产品说明书或咨询客户经理。感谢您一直以来的关注与支持。
中国银行股份有限公司
2025年6月30日