2025-07-28
尊敬的投资者：
人民币/外币结构性存款属于金融机构吸收的嵌入金融衍生工具的存款，产品保障本金和保底收益，产品浮动收益部分与特定指标市场表现挂钩。本产品面向全部个人客户销售。
1.按照产品说明书约定，现将2025年7月21日至2025年7月27日结构性存款已起息产品相关信息公告如下：
| 序号 | 产品代码 | 币种 | 挂钩标的 | 产品成立日 （即基准日） |
期初价格 | 观察水平 | 产品募集规模 （原币元） |
|---|---|---|---|---|---|---|---|
| 1 | GRSDR250342 | CNY | AUD/USD | 2025-07-21 | 0.6513 | 0.6408 | 154,407,000 |
| 2 | GRSDRDZ251314 | CNY | GBP/USD | 2025-07-21 | 1.3424 | 1.3664 | 200,000,000 |
| 3 | GRSDRDZ251296 | CNY | FR007 | 2025-07-21 | -- | -- | 60,464,000 |
| 4 | GRSDRDZ251297 | CNY | FR007 | 2025-07-21 | -- | -- | 660,029,000 |
| 5 | GRSDRDZ251300 | CNY | FR007 | 2025-07-21 | -- | -- | 234,938,000 |
| 6 | GRSDRDZ251306 | CNY | FR007 | 2025-07-21 | -- | -- | 35,400,000 |
| 7 | GRSDRDZ251307 | CNY | FR007 | 2025-07-21 | -- | -- | 364,777,000 |
| 8 | GRSDRDZ251311 | CNY | FR007 | 2025-07-21 | -- | -- | 31,280,000 |
| 9 | GRSDRDZ251281 | CNY | FR007 | 2025-07-21 | -- | -- | 122,143,000 |
| 10 | GRSDR250339 | CNY | GBP/USD | 2025-07-21 | 1.3424 | 1.3564 | 628,059,000 |
| 11 | GRSDR250340 | CNY | EUR/USD | 2025-07-21 | 1.1634 | 1.2044/1.1224 | 113,329,000 |
| 12 | GRSDRDZ251213 | CNY | AUD/USD | 2025-07-21 | 0.6513 | 0.6618 | 453,140,000 |
| 13 | GRSDR250341 | CNY | GBP/USD | 2025-07-21 | 1.3424 | 1.3244 | 280,819,000 |
| 14 | GRSDRDZ251310 | CNY | AUD/USD | 2025-07-21 | 0.6513 | 0.6638 | 100,924,000 |
| 15 | GRSDRDZ251312 | CNY | EUR/USD | 2025-07-21 | 1.1634 | 1.2159/1.1109 | 54,160,000 |
| 16 | GRSDRDZ251309 | CNY | EUR/USD | 2025-07-21 | 1.1634 | 1.2064/1.1204 | 57,831,000 |
| 17 | GRSDR250334 | CNY | GBP/USD | 2025-07-21 | 1.3424 | 1.3599 | 113,971,000 |
| 18 | GRSDR250307 | CNY | USD/JPY | 2025-07-21 | 148.30 | 150.03 | 74,764,000 |
| 19 | GRSDR250306 | CNY | GBP/USD | 2025-07-21 | 1.3424 | 1.3307 | 86,484,000 |
| 20 | GRSDRDZ251232 | CNY | EUR/USD | 2025-07-21 | 1.1634 | 1.2014/1.1254 | 14,116,000 |
| 21 | GRSD7G177_22 | CNY | FR007 | 2025-07-23 | -- | -- | 4,925,666,000 |
| 22 | GRSD7G146_87 | CNY | FR007 | 2025-07-23 | -- | -- | 4,482,115,000 |
| 23 | GRSDR250362 | CNY | EUR/USD | 2025-07-23 | 1.1730 | 1.2105/1.1355 | 223,292,000 |
| 24 | GRSDRDZ251320 | CNY | FR007 | 2025-07-24 | -- | -- | 86,179,000 |
| 25 | GRSD7G185_1 | CNY | FR007 | 2025-07-24 | -- | -- | 447,771,000 |
| 26 | GRSDRDZ251330 | CNY | AUD/USD | 2025-07-24 | 0.6622 | 0.6922/0.6322 | 30,000,000 |
| 27 | GRSDUDZ25107 | USD | EUR/USD | 2025-07-24 | 1.1773 | 1.2988/1.0558 | 1,444,600 |
| 28 | GRSDR250344 | CNY | GBP/USD | 2025-07-25 | 1.3503 | 1.3413 | 38,335,000 |
| 29 | GRSDRDZ251324 | CNY | FR007 | 2025-07-25 | -- | -- | 200,000,000 |
| 30 | GRSDRDZ251322 | CNY | FR007 | 2025-07-25 | -- | -- | 24,800,000 |
| 31 | GRSDRDZ251331 | CNY | EUR/USD | 2025-07-25 | 1.1747 | 1.2167/1.1327 | 15,000,000 |
| 32 | GRSDRDZ251329 | CNY | FR007 | 2025-07-25 | -- | -- | 61,000,000 |
| 33 | GRSDRDZ251318 | CNY | FR007 | 2025-07-25 | -- | -- | 267,994,000 |
| 34 | GRSDRDZ251321 | CNY | EUR/USD | 2025-07-25 | 1.1747 | 1.2012/1.1482 | 21,124,000 |
| 35 | GRSDR250363 | CNY | EUR/USD | 2025-07-25 | 1.1747 | 1.2182/1.1312 | 122,610,000 |
| 36 | GRSDRDZ251288 | CNY | FR007 | 2025-07-25 | -- | -- | 252,902,000 |
| 37 | GRSDRDZ251282 | CNY | FR007 | 2025-07-25 | -- | -- | 120,370,000 |
| 38 | GRSDRDZ251215 | CNY | FR007 | 2025-07-25 | -- | -- | 239,620,000 |
| 39 | GRSDR250308 | CNY | FR007 | 2025-07-25 | -- | -- | 213,279,000 |
| 40 | GRSDRDZ251315 | CNY | FR007 | 2025-07-25 | -- | -- | 6,628,000 |
| 41 | GRSDR250348 | CNY | AUD/USD | 2025-07-25 | 0.6580 | 0.6800/0.6360 | 223,403,000 |
| 42 | GRSDRDZ251319 | CNY | EUR/USD | 2025-07-25 | 1.1747 | 1.2067/1.1427 | 246,494,000 |
| 43 | GRSDR250346 | CNY | GBP/USD | 2025-07-25 | 1.3503 | 1.3263 | 298,038,000 |
| 44 | GRSDRDZ251214 | CNY | AUD/USD | 2025-07-25 | 0.6580 | 0.6800/0.6360 | 367,195,000 |
| 45 | GRSDR250347 | CNY | USD/CAD | 2025-07-25 | 1.3652 | 1.3817 | 161,863,000 |
| 46 | GRSDRDZ251325 | CNY | FR007 | 2025-07-25 | -- | -- | 199,338,000 |
| 47 | GRSDRDZ251289 | CNY | EUR/USD | 2025-07-25 | 1.1747 | 1.2087/1.1407 | 196,269,000 |
2.按照产品说明书约定，现将2025年7月21日至2025年7月27日期间到期的个人客户结构性存款产品实际收益率信息公告如下：
| 序号 | 产品代码 | 币种 | 挂钩标的 | 产品成立日 （基准日） |
到期日 | 实际收益率（年化） |
|---|---|---|---|---|---|---|
| 1 | GRSDR250017 | CNY | EUR/USD | 2025-01-20 | 2025-07-21 | 1.0417% |
| 2 | GRSDRDZ251019 | CNY | FR007 | 2025-06-03 | 2025-07-22 | 1.7302% |
| 3 | GRSDR250253 | CNY | USD/JPY | 2025-06-20 | 2025-07-22 | 1.6000% |
| 4 | GRSDRDZ250733 | CNY | FR007 | 2025-04-07 | 2025-07-22 | 1.7827% |
| 5 | GRSDRDZ250857 | CNY | FR007 | 2025-04-30 | 2025-07-22 | 2.0772% |
| 6 | GRSDR250277 | CNY | USD/JPY | 2025-06-20 | 2025-07-22 | 1.7200% |
| 7 | GRSD7G146_86 | CNY | FR007 | 2025-07-11 | 2025-07-22 | 1.4750% |
| 8 | GRSD7G177_21 | CNY | FR007 | 2025-07-11 | 2025-07-22 | 1.5500% |
| 9 | GRSDRDZ251037 | CNY | USD/JPY | 2025-06-20 | 2025-07-22 | 1.8500% |
| 10 | GRSDRDZ251039 | CNY | AUD/USD | 2025-06-20 | 2025-07-22 | 1.9000% |
| 11 | GRSDRDZ250992 | CNY | EUR/USD | 2025-05-23 | 2025-07-22 | 1.9000% |
| 12 | GRSDRDZ250823 | CNY | FR007 | 2025-04-25 | 2025-07-22 | 1.9648% |
| 13 | GRSDRDZ251103 | CNY | FR007 | 2025-06-16 | 2025-07-22 | 1.5716% |
| 14 | GRSDRDZ250712 | CNY | AUD/USD | 2025-04-18 | 2025-07-22 | 2.2000% |
| 15 | GRSDRDZ250176 | CNY | EUR/USD | 2025-01-21 | 2025-07-22 | 1.3333% |
| 16 | GRSDR250252 | CNY | AUD/USD | 2025-06-20 | 2025-07-22 | 1.6000% |
| 17 | GRSDRDZ251038 | CNY | FR007 | 2025-06-23 | 2025-07-23 | 1.5023% |
| 18 | GRSDRDZ250811 | CNY | EUR/USD | 2025-04-25 | 2025-07-23 | 1.4750% |
| 19 | GRSDR250283 | CNY | USD/JPY | 2025-06-23 | 2025-07-24 | 0.2000% |
| 20 | GRSDR250282 | CNY | AUD/USD | 2025-06-23 | 2025-07-24 | 0.2000% |
| 21 | GRSDR250255 | CNY | XAU/USD | 2025-06-23 | 2025-07-24 | 1.6000% |
| 22 | GRSDR250254 | CNY | AUD/USD | 2025-06-23 | 2025-07-24 | 0.4000% |
| 23 | GRSDRDZ251119 | CNY | FR007 | 2025-06-20 | 2025-07-24 | 1.5631% |
| 24 | GRSDR250279 | CNY | USD/JPY | 2025-06-20 | 2025-07-24 | 2.7000% |
| 25 | GRSDR250278 | CNY | AUD/USD | 2025-06-20 | 2025-07-24 | 0.2500% |
| 26 | GRSDRDZ250839 | CNY | FR007 | 2025-04-25 | 2025-07-24 | 2.2220% |
| 27 | GRSDUDZ25097 | USD | XAU/USD | 2025-06-23 | 2025-07-25 | 1.7000% |
| 28 | GRSDU25015 | USD | USD/JPY | 2025-01-22 | 2025-07-25 | 2.2000% |
| 29 | GRSDU24146 | USD | EUR/USD | 2024-07-25 | 2025-07-25 | 2.7500% |
| 30 | GRSD7G182_10 | CNY | FR007 | 2025-07-18 | 2025-07-25 | 1.7700% |
| 31 | GRSD7G181_13 | CNY | FR007 | 2025-07-18 | 2025-07-25 | 1.2250% |
| 32 | GRSDU25064 | USD | GBP/USD | 2025-04-14 | 2025-07-25 | 1.7000% |
| 33 | GRSDU25013 | USD | USD/CAD | 2025-01-22 | 2025-07-25 | 1.9000% |
| 34 | GRSD14G120_88 | CNY | GBP/USD | 2025-07-11 | 2025-07-26 | 1.7500% |
具体产品细节请见产品说明书或咨询客户经理。感谢您一直以来的关注与支持。
中国银行股份有限公司
2025年7月28日